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Find the latest bonuses and promotions from MemoryBank udpated here.
Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to other online Checking accounts, you won’t have to worry about monthly fees or minimum balance requirements.
Let’s review the current offers below.
MemoryBank $100 Checking Bonus
You can earn a $100 bonus for signup up with a new MemoryBank EarnMore Checking account with this offer. This promotion was targeted to TaxAct customers, but it seems anyone who uses the promo code (TA2018) will be eligible.
- $100 bonus offer expires December 31, 2018
- Available nationwide
- EarnMore Checking account is eligible for the bonus
- Direct Deposit is required for the bonus
- Application will trigger a Soft Pull, which does not affect your credit
- You can fund up to $500 with a credit card towards the opening deposit
- No monthly fees with this account
- No early account termination fee
- $50 minimum opening deposit
How To Earn The $100 Bonus
- Open a new MemoryBank EarnMore Checking account using the promo code TA2018
- Have 3 ACH deposits of at least $200 post to your account by the end of the third statement cycle.
- New monthly statement cycles begin on the 15th of each month.
- Electronic deposit is defined as an ACH credit transaction.
- Limit one TaxAct promo per customer.
- Qualifying ACH credits must occur between the day the EarnMore Checking Account is opened and by the end of the third statement cycle.
- Cash bonus will be deposited into the EarnMore Checking Account on the first business day of the statement cycle following the statement on which the qualifying activity appeared and is reportable as interest on a 1099-INT.
- Not valid with any other offer.
- Offer valid with promo codes only.
- The $100 in Bonus Cash described above is intended for users of the TaxAct tax preparation software who meet MemoryBank’s eligibility requirements and other terms, and is offered and administered by MemoryBank.
- TaxAct is not responsible for the content, promotions, products, or services offered by MemoryBank.
Earning 1.60% APY
- You will earn the 1.60% APY rate on balances up to $250,000 if you meet these requirements each monthly statement cycle:
- Receive at least 1 electronic deposit such as payroll, transfers from other financial institutions, or even Popmoney
- Use your debit card for at least 5 in-person or online purchases that post and settle during the statement cycle
- Enroll in online statements
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