Looking for a simple bank bonus without jumping through too many hoops? The First National Bank in Sioux Falls (FNBSF) is currently offering a $350 checking bonus when you open a new account and complete a few straightforward requirements.
This is a solid mid-tier bonus, especially since it gives you flexibility between debit card usage or direct deposit to qualify.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Overview
- Bonus Amount: $350
- Expiration Date: June 30, 2026
- Account Type: Consumer Checking (Personal, Student, Rewards, or Bonus 10 Checking)
- Minimum Deposit: $100
- Availability: New FNBSF customers only
Trending Checking Account Deal:
How to Earn the $350 Bonus
To qualify for the $350 bonus, follow these steps:
- Open a new consumer checking account
- You must be the primary account holder (linked to your SSN or Tax ID)
- Keep your account open for at least 60 days
- The account must remain in good standing
- Enroll in eStatements
- Paperless statements are required
- Complete ONE of the following within 60 days:
- Make 12 debit card purchases, OR
- Receive at least one direct deposit or ACH credit of $500+
Once you complete all requirements, the $350 bonus will be deposited within 14 business days after the 60-day period.
Why This Bonus Is Worth Considering
This promotion stands out because it gives you two easy ways to qualify:
- Prefer simplicity? Just set up a $500+ direct deposit
- Don’t want to switch payroll? Use your debit card 12 times
There’s no need to juggle complicated balance requirements or maintain large deposits, which makes this a relatively accessible bonus compared to others.
Key Terms to Know
- Available to new FNBSF checking customers only
- Must be 18 years or older
- Cannot be combined with other offers
- Bonus may be reported as income (1099-MISC if applicable)
- Offer valid April 1, 2026 – June 30, 2026
Final Thoughts
If you’re looking for a straightforward bank bonus with flexible requirements, the FNBSF $350 checking offer is a solid option. The ability to qualify through either debit card usage or a single direct deposit makes it easier than many competing offers.
That said, always make sure the bank fits your long-term needs before opening an account—especially if you plan to keep it beyond the bonus period.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
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