If you’re already a customer of First Financial Bank, you may be able to earn extra cash simply by referring friends, family members, or businesses to the bank’s checking accounts.
Through the First Financial Bank Refer-a-Friend program, both you and the person you refer can earn rewards when a new checking account is opened and qualifying activities are completed.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
First Financial Bank Referral Bonus
Personal Checking Referral Offer
Current First Financial Bank customers can earn:
- $100 Visa® Virtual Reward Card for the referrer
- $100 Visa® Virtual Reward Card for the referred friend or family member
To qualify, the referred customer must open an eligible First Financial Bank checking account and complete the following requirements within 90 days:
- Make at least 10 debit card purchases of $10 or more each (ATM transactions do not count)
- Receive at least two direct deposits of $500 or more each
After the requirements are met, rewards are typically delivered within approximately three weeks.
Trending Checking Account Deal:
Business Referral Offer
First Financial Bank also offers a referral bonus for business accounts.
The rewards are:
- $100 Visa® Virtual Reward Card for the referrer
- $150 Visa® Virtual Reward Card for the referred business
The referred business must open an eligible business checking account and complete the following within 90 days:
- Make cumulative deposits totaling at least $2,000
- Complete at least 10 payment transactions of $25 or more each
Rewards are generally issued within three weeks after all requirements have been satisfied.
TRENDING DEAL:
How to Participate
Participating in the referral program is straightforward:
Step 1: Register
Customers must register for the Refer-a-Friend program through First Financial Bank’s website, online banking platform, or mobile app.
Step 2: Share Your Referral Link
After registering, you’ll receive a unique referral link that can be shared via:
- Text message
- Social media
Step 3: Earn Your Reward
Once your referral opens an account and completes the required activities, both parties receive their rewards.
Important Terms
Before participating, keep these details in mind:
- Rewards are paid as Visa Virtual Reward Cards rather than cash deposits.
- Maximum referral rewards are capped at $500 per calendar year.
- The referred customer must use your referral link.
- Health Savings Accounts (HSAs), savings accounts, money market accounts, CDs, and IRAs are not eligible accounts for this promotion.
- Rewards may be considered taxable income.
Is the First Financial Bank Referral Bonus Worth It?
For existing First Financial Bank customers, this promotion can be an easy way to earn additional rewards by referring people who are already interested in opening a checking account.
The requirements for the personal checking bonus are reasonable, requiring only two direct deposits and 10 debit card purchases. Meanwhile, referred customers receive a $100 reward for completing activities they may already perform as part of their normal banking routine.
However, for bonus hunters looking solely for the largest bank account incentives, many standalone checking account promotions currently offer $200 to $500 or more without requiring a referral.
Still, if you already bank with First Financial Bank and know someone who needs a new checking account, the Refer-a-Friend program offers a simple opportunity for both parties to earn a reward.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Bottom Line
The First Financial Bank Refer-a-Friend program allows existing customers to earn $100 for referring a friend or family member and $100 for referring a qualifying business. Referred individuals can also earn rewards by completing a handful of banking activities after opening a new account.
While it may not be the most lucrative banking promotion available, it can be a nice bonus for current customers who are happy with their banking relationship and have friends or family members looking for a new checking account.
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