FIG Credit Union is offering new members up to $250 for opening High Yield Checking and receiving qualifying direct deposits. Availability: Nationwide for applicants who meet membership eligibility.
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FIG Credit Union Bonus Overview
Bonus: Up to $250
Account: High Yield Checking plus membership savings
Deadline: No fixed end date published
Promo code: GHYCHECK
Availability: Nationwide for applicants who meet FIG Credit Union membership eligibility
How to Earn the Bonus
Trending Checking Account Deal:
- Join FIG Credit Union and use promo code GHYCHECK at signup.
- Open High Yield Checking within 10 days of joining and fund it with the required $20 opening deposit.
- During the first 90 days, receive at least three qualifying ACH direct deposits on different days.
- Earn $100 for cumulative qualifying direct deposits of $3,000 to $14,999, or $250 for cumulative qualifying direct deposits of $15,000 or more.
- Remain a member in good standing for at least 90 days and keep membership savings active through payout.
Who Is Eligible?
You must be a new FIG Credit Union member, be at least 18, meet the credit union’s field-of-membership rules, and remain in good standing. Current members and anyone who was previously a member are ineligible. The offer cannot be combined with another new-member or referral offer and is limited to one bonus per account per new member.
Monthly Fees and Minimums
High Yield Checking requires a $20 opening deposit and has no stated monthly maintenance fee or minimum ongoing balance for the bonus. The separate monthly activity requirements shown on the product page apply to earning the advertised checking APY and ATM rebates, not to the one-time cash bonus. Other account fees may apply.
When Is the Bonus Paid?
FIG Credit Union determines eligibility after the 90-day direct-deposit period and deposits the earned bonus to membership savings within 45 calendar days. Membership savings must remain active at payout. The bonus is considered interest and may be reported to the IRS.
Important Dates and Exclusions
- The promotion began October 1, 2025 and currently has no published end date.
- Qualifying deposits are recurring payroll, pension, or government-benefit payments sent through ACH.
- Checks, peer-to-peer transfers, merchant payments, bank-to-bank ACH transfers, wires, and nonrecurring deposits such as tax refunds do not qualify.
How to Apply
Use the official offer button above and enter GHYCHECK during the new-member application. Save the application confirmation and records showing the dates and totals of each qualifying direct deposit.
The Bottom Line
The $250 tier requires a large $15,000 total of qualifying direct deposits within 90 days, but the account has no stated monthly maintenance fee. The $100 tier may be more attainable for applicants with lower payroll deposits.
Offer details rechecked September 28, 2026. Confirm the current terms before applying.
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