Find up-to-date promotions and offers from Educational Systems Federal Credit Union here. Typical offers range from $100 to $300.
Educational Systems FCU was established in 1955 and is headquartered in Greenbelt, Maryland. They have 14 locations throughout the state.
- Update 7/10/2023: Offer has returned through 7/31/2023. Bonus amount went from $300 to $250.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND CIT.
[su_panel shadow=”3px 3px 3px #eeeeee” radius=”2″ text_align=”center”]Membership Information For Credit Union:
Membership in Educational Systems Federal Credit Union is open to employees, students, parents, and immediate family of Anne Arundel, Calvert, Charles, Montgomery, Prince George’s, St. Mary’s and Talbot County Public Schools, College of Southern Maryland, Montgomery College, Montgomery College Alumni Association, Prince George’s Community College (PGCC) and PGCC Alumni. Membership is also open to those who live or work in St. Mary County.
See current membership info.[/su_panel]
Compare their rates with the nation’s top Savings rates here, top Checking rates here, and the top CD rates here.
Educational Systems FCU $250 Checking Offer
- What you’ll get: $250 bonus
- Where it’s available: Maryland
- How to earn it:
- To qualify for the $250 bonus dividend, a new Checking account must be opened between June 15 and July 31, 2023.
- The account must have eStatements enabled.
- A minimum Direct Deposit of at least $700 per pay period is required.
- The Direct Deposit should come from payroll, retirement income sources, or social security.
- The Direct Deposit must be posted to the account by October 31, 2023.
- When it expires: 7/31/2023
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 2/2/2026. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.21% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Waive The Monthly Fee
There is a monthly fee of $10 charged for the dividend checking account, but this fee can be waived if you maintain a minimum balance of $500.
READ MORE: CONSIDER THIS WELCOME OFFER FROM BANK OF AMERICA BEFORE IT EXPIRES
Fine Print
- To qualify for the $250 bonus dividend, a new Checking account must be opened between June 15 and July 31, 2023.
- The account must have eStatements enabled.
- A minimum Direct Deposit of at least $700 per pay period is required.
- The Direct Deposit should come from payroll, retirement income sources, or social security.
- The Direct Deposit must be posted to the account by October 31, 2023.
- The $250 Bonus Dividend will be posted to the member’s savings account within 10 business days after the qualifying Direct Deposit posts and eStatement enrollment is validated.
- The bonus may be reported as taxable income.
- This promotion cannot be combined with other offers.
- The offer is subject to change without notice.
- Membership eligibility is required.
- The timing of receiving electronic deposits early depends on when the funds are sent to the Credit Union, and it may vary from deposit to deposit.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
Anyone can join by becoming a member for $15. It is necessary to learn more about the account opening process. If everything goes smoothly and it involves a soft pull, it appears to be a convenient nationwide bonus.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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