earn.bank is another internet-only bank headquartered in La Jolla, California and does not have any physical branch locations. They are the online division of Silvergate Bank, an FDIC insured state chartered financial institution.
earn.bank offers online deposit accounts with rates better than traditional banking institutions. They only provide a few account options, which are all online and available nationwide. Compare their rates with the best Savings/Money Market rates here and the best CD rates here.
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earn.bank Promotions Review Below
earn.bank Online Money Market Offer (Nationwide)
- Available online, nationwide
- $10 monthly maintenance fee waived with a $10,000 minimum average daily balance
- Switch to free eStatements and avoid the $25 paper statement fee
- $100 minimum deposit to open
earn.bank Online CD Account Offers
earn.bank only has a few CD terms to offer, and rates leave a lot to be desired.
- Available online, nationwide
- Fixed rates
- Choose from two simple maturity terms
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $25,000 minimum deposit to open
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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