Community Bank & Trust MAXX Checking® Bonus [IA] – Ends 9/30/26

Community Bank & Trust is offering a $250 Refer-a-Friend bonus when you refer someone who opens a qualifying checking account and completes the required activities. Existing customers can earn unlimited referral bonuses through September 30, 2026.

In addition to the referral offer, the bank’s MAXX Checking® account earns up to 3.33% APY on balances up to $25,000 when monthly requirements are met.

The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Community Bank & Trust MAXX Checking Bonus

Bonus: $250 (Referral Bonus)

Account: Community Bank & Trust Checking Account (including MAXX Checking®)

Expiration: September 30, 2026

How to Earn the $250 Bonus

If you’re an existing Community Bank & Trust customer:

1. Refer a friend using the bank’s referral program.
2. Your friend must open a new qualifying checking account (subject to approval).
3. They must satisfy all of the requirements of the new checking account promotion within the 90-day qualification period.
4. Both your account and your friend’s account must remain open through the payout date.
5. You’ll receive a $250 bonus within 30 calendar days after the qualification period ends.

There is no limit to the number of referral bonuses you can earn during the promotion.

Trending Checking Account Deal:

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Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

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MAXX Checking® Highlights

The MAXX Checking® account includes several attractive features:

• Earn 3.33% APY on balances up to $25,000
• Up to $20 in non-Community Bank & Trust ATM fee refunds per statement cycle
• Compatible with Apple Pay®, Google Pay®, and Samsung Pay®
• Debit card controls, budgeting tools, credit score monitoring, and Zelle® support
• ClickSWITCH™ to simplify moving direct deposits and automatic payments

To earn the premium interest rate and ATM fee refunds each statement cycle, you must:

• Complete 15 posted Visa® debit card purchases
• Receive at least $500 in qualifying direct deposits
• Keep the account open for at least 90 days

If these requirements are not met, the account earns a significantly lower interest rate.

Is It Worth It?

If you already bank with Community Bank & Trust, the unlimited referral program can be quite lucrative, especially if you have friends or family interested in opening a new checking account. Combined with the MAXX Checking® account’s competitive 3.33% APY and ATM fee refunds, it offers solid ongoing value beyond the referral bonus.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Bottom Line

Community Bank & Trust’s referral promotion allows existing customers to earn $250 for every successful referral, with no cap on the number of bonuses you can receive before September 30, 2026. Meanwhile, the MAXX Checking® account provides a competitive 3.33% APY on balances up to $25,000 for customers who meet the monthly qualification requirements.