California Coast Credit Union is offering up to $200 for new members who open an Extra Value Checking account and complete a few simple activities. In addition to the cash bonus, the account includes identity theft protection, dark web monitoring, and other banking perks.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Overview
| Requirement | Bonus |
|---|---|
| Open Extra Value Checking and meet account requirements | $100 |
| Complete debit card spending requirement | $50 |
| Refer a new member | $50 |
| Maximum Total Bonus | $200 |
Promo Code: RESET
Trending Savings Account Deal:
How to Earn the Bonus
Step 1: Earn $100 for Opening the Account
Within 60 days of opening your membership:
- Open a new Extra Value Checking account.
- Enroll in eStatements.
- Maintain at least $50 in the checking account.
- Set up at least one of the following:
- Direct Deposit
- Online Banking or Mobile Banking
- Online Bill Pay
Complete these requirements and earn $100.
Step 2: Earn an Additional $50 Debit Card Bonus
Use your Cal Coast Debit Mastercard:
- 10 times per month for the first 3 months
OR
- At least 30 debit card purchases within 90 days
Earn an additional $50.
Step 3: Earn a $50 Referral Bonus
Refer a friend or family member through the Cal Coast Member Referral Program.
To qualify:
- You must be an active member in good standing.
- The referred person must become a new member and meet eligibility requirements.
Earn $50 per successful referral, up to the program limits.
Total Potential Bonus
| Activity | Bonus |
|---|---|
| Account Opening | $100 |
| Debit Card Usage | $50 |
| Referral Bonus | $50 |
| Total | $200 |
Account Features
The Extra Value Checking account includes:
- Identity Theft Protection
- Dark Web Monitoring
- Credit Monitoring and Alerts
- Up to $25,000 Identity Theft Expense Reimbursement
- Fully Managed Identity Recovery Services
- ATM Fee Rebates (up to 2 per month)
- Potential consumer loan rate discounts
Fees and Account Details
- Minimum opening deposit: $25
- Monthly fee: $3.75
- First two months’ maintenance fees are waived
Eligibility
This promotion is available to new Cal Coast members who:
- Use promo code RESET when opening the account.
- Meet membership eligibility requirements.
- Are at least 13 years old (with additional requirements for minors).
Membership is available to people who live or work in:
- San Diego County
- Orange County
- Riverside County
- Los Angeles County
- Ventura County
- Imperial County
- San Bernardino County
Things to Consider
- The referral bonus requires another person to successfully join the credit union.
- Identity theft services require activation to receive full benefits.
- Bonus payments are deposited into the savings account within 120 days after qualification.
- Bonuses are taxable and reported on Form 1099-INT.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Bottom Line
The California Coast Credit Union Extra Value Checking promotion offers an attainable $150 bonus for most new members, with the opportunity to reach $200 through a successful referral. The requirements are easier than many competing promotions, requiring only basic account setup and debit card usage rather than large direct deposits. The included identity theft protection package adds additional value, particularly for members seeking monitoring and fraud recovery services alongside their checking account.
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