August 8, 2025 1:29 am CDT
MoneysMyLife
SUBSCRIBE
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
No Result
View All Result
MoneysMyLife
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
SUBSCRIBE
No Result
View All Result
MoneysMyLife
No Result
View All Result
Home Bank Promotions

Bellco’s $100 Student Checking Bonus [CO] – Ends 9/30/25

John Huynh by John Huynh
August 6, 2025 9:29 am CDT
in Bank Promotions
0
Earn a $300 cash bonus with BlueVine!
bmo summer banner 2025

Looking for an easy way to earn $100 while setting up your student for financial success?

Here’s the truth: most student banking offers are either tiny bonuses or come loaded with fees that eat up any benefit. But Bellco Credit Union in Colorado is doing something different with their back-to-school promotion.

Want proof? They’re offering $100 just for opening a free student checking account – no direct deposit requirements, no minimum balance, and no monthly fees.

Let me show you exactly how this works and why this might be the perfect time to get your student started with proper banking.

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!

The Deal: $100 for Simply Opening an Account

Here’s what Bellco is offering:

  • $100 bonus automatically deposited into new student checking accounts
  • Ages 13-24 qualify
  • Completely free checking with no monthly fees
  • No minimum balance requirements
  • Free Visa debit card included
  • Offer expires September 30, 2025

The best part? No hoops to jump through – just open the account and get the money.

OFFER LINK

Trending Checking Account Deal:

BMO Bank logo square
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Earn $400
Go to the deal

Who Can Actually Get This Bonus?

Age Requirements:

  • Students aged 13-24
  • Under 18 needs adult as joint owner
  • Must qualify for Bellco membership

Geographic Requirements:

  • Colorado residents (Bellco serves all of Colorado)
  • Must be able to visit a branch to open the account

Membership Requirements:

  • Like most credit unions, you need to qualify for membership
  • Typically includes living, working, or going to school in Colorado

My take: If you’re in Colorado with a student in the right age range, this is essentially free money.

Rakuten Referral banner

What Makes This Different from Other Student Accounts

Look, I’ve seen plenty of student banking offers, and most are designed to hook young people with fees later. Bellco gets it right:

No Monthly Fees: Ever. Not just for the first year.
No Minimum Balance: Your student won’t get hit with fees for low balances.
Real Banking Features: Mobile banking, bill pay, budgeting tools.
Financial Education: Access to budgeting tools and financial literacy resources.

Remember: This isn’t just about the $100 – you’re setting up proper banking habits.

The Real Requirements (What Actually Matters)

I’ve read through their terms, and here’s what you need to know:

  • Must open by September 30, 2025
  • Account must remain open and active when bonus posts (within 90 days)
  • One bonus per student – can’t double-dip
  • Must visit a branch to open the account
  • Can’t already have an active student checking account with Bellco

Pro tip: “Active” typically means making some transactions, so use the account occasionally.


Trending Savings Account Deal:

CIT Bank Member FDIC
CIT Bank Platinum Savings: Earn 4.00% APY
Boost your savings and earn a very competitive 4.00% APY with CIT Bank’s Platinum Savings account! Whether you’re saving for a rainy day or reaching your financial goals, this...Show More
Boost your savings and earn a very competitive 4.00% APY with CIT Bank’s Platinum Savings account! Whether you’re saving for a rainy day or reaching your financial goals, this limited-time offer helps you earn big without the hassle of fees. Plus, with no monthly maintenance charges and FDIC insurance, your money is safe and growing. Don’t miss out—take advantage of this incredible offer today and get rewarded for saving smarter! Show Less
Earn 4.00% APY
Go to the deal

How to Maximize This Deal

Here’s exactly what I’d do:

  1. Schedule a branch appointment – don’t just walk in
  2. Bring required documents – ID, Social Security card, proof of student status
  3. If under 18, bring the adult who’ll be the joint owner
  4. Make a small initial deposit – even $25 should work
  5. Set up mobile banking immediately to start using the account

For parents: This is a perfect opportunity to teach banking basics while earning $100.

Why This Timing Makes Sense

Back-to-school season is perfect for this because:

  • Students need banking for college expenses
  • Parents are already thinking about financial planning
  • Good time to establish financial independence
  • $100 helps with school supplies or emergency fund

My advice: Even if your student doesn’t “need” banking yet, $100 plus financial education is worth it.

bank banner couple young couple atm cards

The Fine Print That Actually Matters

Bonus posting: Within 90 days of account opening
Account requirements: Must stay open and active
Tax implications: $100 is taxable income
Branch requirement: Can’t open online – must visit in person

Important: Students under 18 need an adult joint owner, which actually provides good oversight.

Should You Take This Deal?

This makes perfect sense if:

  • You have a student aged 13-24 in Colorado
  • You want to teach proper banking habits
  • You can visit a Bellco branch before September 30th
  • You’re looking for truly free student banking

Skip it if:

  • You’re outside Colorado
  • Your student already has good banking set up
  • You can’t make it to a branch by the deadline

FIND A CURATED LIST OF THE BANK BONUSES HERE

The Bottom Line

Bellco’s $100 student checking bonus is one of the most straightforward deals I’ve seen. No tricks, no complicated requirements, just good banking with a solid bonus.

Ready to claim this bonus? Schedule that branch appointment soon – September 30th will come faster than you think.

The real value here isn’t just the $100. It’s getting your student started with proper financial habits at a credit union that actually cares about education.

Remember: This requires a branch visit, so don’t wait until the last minute to schedule your appointment.

Have you set up student banking before? What features matter most when choosing a student account?

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

Related


Discover more from MoneysMyLife

Subscribe to get the latest posts sent to your email.

Tags: bellcoState COstudent checking
Tweet13Share20Share4Pin5SendShareSend
Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023
John Huynh

John Huynh

As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.

Leave a Reply Cancel reply

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

Your email address will not be published. Required fields are marked *

Newsletter

Get new posts by email:

Featured Articles

Seeking Alpha Discount and Free Trial Promo Codes

Seeking Alpha Discount – Best Offer of August 2025 Exclusive Promo Code

August 6, 2025 2:29 am CDT

Best Checking & Savings Account Bonuses: Earn Cash With Top Bank Promotions

August 1, 2025 1:48 pm CDT

*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

© 2025 MoneysMyLife. All rights reserved.

  • About
  • Advertiser Disclosure
  • Disclaimer
  • Privacy
  • Terms
  • Contact
No Result
View All Result
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips

© 2024 moneysmylife. All rights reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.