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Alto IRA (altoira.com) is welcoming new customers with a $50 bonus credit (referral below). Earn an additional $50 bonus credit for every person who claims their welcome reward using your unique referral link.
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Typical investment options for IRAs include individual stocks, mutual funds, and exchange-traded funds (ETFs). If you want to invest your retirement savings in alternative assets, you’ll need a platform like Alto IRA. The company offers self-directed IRAs where you can invest in real estate, startups, fine art, crypto, and more. Let’s dive into Alto IRA and all they have to offer below.
| Products | Alto IRA Alto CryptoIRA |
| Supported Accounts | Traditional IRAs Roth IRAs SEP IRAs |
| Minimum Investment | Varies by partner $10 for crypto |
| Account Fee | Starter: $10/month or $100/year Pro: $25/month or $250/year CryptoIRA: Free |
| Promotions | $50 welcome bonus $50 for every referral |
Alto IRA $50 Welcome Bonus
Enjoy a $50 bonus credit when you use this referral link to sign up for a new Alto IRA or Alto CryptoIRA account, complete identity verification, connect your bank account, and deposit at least $10 within your first 45 days as a member. Your $50 bonus will post to your account within 45 days of completing all requirements.
This offer is valid for new customers in the United States only.
Alto Give $50, Get $50 Referral Program
Earn an additional $50 bonus credit for every person who uses your unique referral link to open an Alto IRA or Alto CryptoIRA account, completes identity verification, connects their bank account, and deposits at least $10 within 45 days as a member. Each of your referrals will also enjoy a $50 credit as a welcome bonus.
Bonuses will post within 45 days of your referral completing all requirements. There is no cap on how many referral credits you can earn.
Alto IRA Features
Alto IRA lets members invest in a range of assets not typically supported by traditional IRAs, such as fine art, land, startups, crypto, and more. Choose to transfer existing IRA funds or contribute cash to fund your account. Let’s take a more detailed look at the two types of Alto IRA accounts below.
Alto IRA
With an Alto IRA account, the platform helps you make partner investments. Alto offers a list of 75+ partners in a wide variety of alternative investments. For example:
- Fine art via Masterworks
- Real estate with EquityMultiple
- Farmland and agriculture via FarmTogether
- Startups with AngelList
Private investments, not offered on the platform, are also possible with an Alto IRA Pro account. In short, private investments allow you to sponsor your own deal. For example, you can use your IRA to purchase a condo in another city or fund a loan to a friend starting a business.
Alto CryptoIRA
This Alto IRA account is specifically designed for cryptocurrency investments. It allows you to use your retirement savings to seamlessly buy, sell, and trade over 150 coins and tokens directly via Coinbase 24/7. Please note, you don’t need a Coinbase account to use Alto CryptoIRA. The platform will do everything on your behalf.
One huge advantage to investing in crypto with an IRA account is that you don’t have to worry about paying complicated taxes.
Alto IRA Plans & Pricing
| PLAN | ACCOUNT FEE |
| Starter | $10/month or $100/year |
| Pro | $25/month or $250/year |
| CryptoIRA | $0 + 1% trade fee |
Alto IRA also charges:
- $10/$50 per partner investment
- $75 per private investment (Pro plan only)
- $25 for every outbound wire transfer
- $50 for account closure
There are no hidden charges, investment minimums, or commissions. Keep in mind, however, that you will be subject to partner fees when you invest through a partner.
Bottom Line
If you want to be adventurous with your retirement savings, opening a self-directed IRA account with Alto is a solid option. Rather than traditional stocks and bonds, you can use the platform to invest in real estate, fine art, crypto, and a wide variety of other alternative assets and up-and-coming industries.
Alto IRA isn’t the only platform offering alternative investments with your retirement savings. Rocket Dollar also lets you get creative with your self-directed retirement account. They’re also offering a $50 sign-up bonus.
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