Looking for a straightforward bank bonus with no hidden catches? Alliant Credit Union is offering existing members a $300 bonus for opening their High-Rate Checking account—and the requirements are refreshingly simple.
This offer is only effective 10/1/25 – 10/31/25. Want more offers available nationwide? Our expert guide to the top bank bonuses features BMO & Chase’s best deals—claim yours today!
How to Earn Your $300 Bonus
The Process:
- Open Account: Apply for Alliant High-Rate Checking by October 31, 2025
- Direct Deposit: Set up $1,500+ in direct deposits within 45 days of opening
- Get Paid: Receive your $300 bonus by December 19, 2025
Key Details:
- Only $25 minimum deposit to open
- Pre-selected existing Alliant members only
- Non-transferable offer
- Account must remain open and in good standing through December 19, 2025
Trending Checking Account Deal:
What Makes This Account Worth It
Beyond the bonus, Alliant’s High-Rate Checking offers genuine value:
No Annoying Fees:
- No monthly service fees
- No overdraft fees (with their protection program)
- No minimum balance requirements
ATM Benefits:
- Access to 80,000+ fee-free ATMs
- Up to $20 monthly ATM fee reimbursements
- Same-day rebate deposits
Early Payday Feature:
- Get your paycheck up to 2 days early
- Works with payroll and Social Security deposits
- No extra fees for early access
Interest Earnings:
- 0.25% APY on your checking balance
- Must opt for eStatements and have recurring electronic deposits
Trending Savings Account Deal:
The Fine Print
Direct Deposit Requirements:
- Must total $1,500+ within 45 calendar days
- Includes payroll, pension, government benefits
- Excludes person-to-person payments (Zelle, Venmo, PayPal)
- Excludes mobile deposits and transfers
Timeline Breakdown:
- Account opening deadline: October 31, 2025
- Direct deposit deadline: 45 days from account opening
- Bonus payment: By December 19, 2025
Why This Offer Stands Out
Here’s the truth: most bank bonuses come with complicated requirements and hidden fees. Alliant’s approach is different—they’re a credit union focused on member benefits, not shareholder profits.
The best part? You’re already an Alliant member with a High-Rate Savings account, so opening checking takes just minutes. No credit checks, no lengthy applications, no surprises.
Important Considerations:
- This is an exclusive offer for pre-selected members only
- Your account must stay in good standing through the bonus payment date
- Early Payday availability isn’t guaranteed for every deposit
Trending Offer
Bottom Line
This is one of the more straightforward bonus offers available. No complex requirements, no fee traps, just a solid $300 for doing basic banking activities you’d likely do anyway.
The combination of the bonus plus ongoing benefits (fee reimbursements, early pay, interest earnings) makes this a win-win situation.
Ready to claim your $300? You have until October 31, 2025, to open your account and start the direct deposit process.
Remember: Keep your account active and in good standing through December 19, 2025, to ensure you receive your bonus payment.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
See more bank bonus offers here:
- Alliant Credit Union Promotions: $100 Savings [Nationwide] – Ends 12/31/25
- Alliant Credit Union CD Bonus: Earn Up to $150 with Rakuten
- How to Earn a $100 Kids Savings Bonus with Alliant Credit Union – Ends 7/31/24
- Alliant Credit Union Promotions: Earn Up To 5.45% APY CD Accounts
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