Union Bank & Trust $500 Checking Bonus Offer (NE & KS Only) – Ends 9/30/25

Earn $500 when you open a new UBT checking account and meet simple requirements!

Ready to feel good about your money? Union Bank & Trust (UBT) is offering a generous $500 sign-up bonus for new checking customers in Nebraska and Kansas. Here’s how to claim yours.

READ MORE: HERE’S OUR LIST OF THE BEST NATIONWIDE BANK BONUSES. EARN CASH TODAY!

Offer Details

• Bonus Amount: $500
• Availability: Nebraska & Kansas residents only
• Expiration Date: September 30, 2025
• Eligible Accounts: Simply Free, Simply Free Plus, Simply Free Platinum, Premium Interest Advantage

How to Enter

1. Open a new checking account online or at a UBT branch.
2. Set up at least $2,500 in electronic direct deposits within 90 days of account opening.
3. Enroll in paperless statements via online or mobile banking within 90 days.

Once these requirements are met, your $500 bonus will be credited within 100 days.

Bonus Terms

• Limit one bonus per person.
• Accounts must remain open and meet requirements to receive the bonus.
• The bonus will be reported as interest on IRS Form 1099-INT.

My Thoughts

This UBT offer is one of the more generous bank bonuses available right now, especially given how straightforward the requirements are. A single $2,500 direct deposit — or a couple smaller ones that add up — is very doable for most people. Plus, there are no monthly fees to worry about, and you don’t even need to keep the account long-term unless you want to take advantage of their higher interest tiers.

I also appreciate that UBT offers options for different customer segments: retirees, those looking for higher APY, or folks who just want a no-hassle free account. If you live in Nebraska or Kansas, this one’s worth jumping on before the September 30 deadline.

Bonus Perks by Account Type

• Simply Free: No monthly fees or minimum deposit.
• Simply Free Plus: $1,000 minimum opening deposit. Earn up to 3.45% APY on balances ≤ $100,000.
• Simply Free Platinum: Tailored for ages 50+. Earns interest and includes free checks.