Robinhood offers up to 3% instant match on IRA contributions – earn $210 free money when maxing out 2025 contributions. Gold members get 3% match, non-Gold get 1%. No vesting periods required.
- Update 8/28/25: The offer is 3% for Gold members and 1% for non-Gold.
- Update 1/10/2025: The offer is for 2% is back through 4/30/25
- Update 12/1/2024: The offer is still available.
- Update 1/17/2024: Robinhood IRA offers a 3% match with Robinhood Gold (subscription fee applies) through April 30, 2024.
- Update 10/27/2023: Robinhood Gold members now get a 3% match. Other members get a 1% match.
- Update 1/14/2023: The offer is now publicly available. See the offer link below.
Here’s something that caught my attention: Robinhood is literally giving you free money just for contributing to your retirement. And unlike most “free money” offers, this one actually delivers.
See Posts History below for more offers from Robinhood.
About The Offer
The deal: Get an instant 3% match on IRA contributions if you’re a Robinhood Gold member ($5/month), or 1% if you’re not. That means if you max out your 2025 IRA contribution of $7,000, you could earn up to $210 in free matching funds.
Why this matters: Most people only get employer 401(k) matches, but Robinhood lets you stack additional matching on top of that through an IRA. It’s like having two employers contributing to your retirement.
The catch? You need to keep Gold membership for 1 year and the IRA open for 5 years. But honestly, if you’re serious about retirement investing, that shouldn’t be a problem.
My take: Even with the $5/month Gold fee ($60/year), you’re still coming out ahead. A 3% match on a $7,000 contribution gives you $210, minus $60 in fees = $150 in pure profit. Plus you get all the other Gold perks.
The best part? The match is instant. No waiting for vesting periods or year-end calculations like traditional 401(k)s.
If you’re already maxing out your employer’s 401(k) and looking for more tax-advantaged retirement space, this could be exactly what you need.
>> OFFER LINK (sign up for Robinhood here with a bonus)
FIND MORE ROBINHOOD PROMOTIONS HERE
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