Are you tired of low-yielding savings accounts that barely keep up with inflation? Langley Federal Credit Union has a promotional 5.00% APY rate for their 15 Month CD. You can open the account online.
Rate as of February 4, 2023. Check their site for current rates.
Established in 1936 and headquartered in Newport News, Virginia, Langley Federal Credit Union has a small footprint with just around 20 locations in Virginia. That being said, membership is open nationwide via a variety of membership options.
READ MORE: See the nation’s best CD rates here
Benefits of Langley Federal Credit Union’s Certificate Accounts
Langley Federal Credit Union’s certificate accounts work similarly to bank CDs, with the added security of knowing your money is with a trusted credit union.
With terms available from three months to 60 months, Langley’s certificates allow you to choose the length of time that works best for your savings plan.
If you’re just starting out, their 3-Month and 6-Month Certificates offer higher dividend rates than most savings accounts, making it easy to grow your balance and earn larger dividends each month. And with just $100 needed to open an account, it’s accessible for savers of all levels.
Making the Most of Langley Federal Credit Union’s Certificate Accounts
For those looking to maximize their returns, Langley Federal Credit Union’s Active Rewards members receive an additional 0.10% APY rate enhancement on their certificate accounts. This is just one more way that Langley is committed to helping its members achieve their financial goals.
Pros & Cons of Langley Federal Credit Union’s Certificate Accounts
PROS:
- Offers some of the best rates on the market
- Flexible terms available from 3 months to 60 months
- Higher dividend rates available for 3-Month and 6-Month Certificates
- Low barrier to entry with only $100 needed to open an account
- Additional 0.10% APY rate enhancement for Active Rewards members
CONS:
- May have penalties for early withdrawal
Langley Federal Credit Union 15 Month CD Promo: 5.00% APY
Rate as of February 4, 2023. Check their site for current rates.
Langley Federal Credit Union’s certificate accounts are a smart choice for savers looking to grow their money with peace of mind. Not only do they offer some of the best rates on the market, but they also provide a secure alternative to traditional bank CDs.
And with flexible terms, higher dividend rates, and a low barrier to entry, they’re accessible for savers of all levels.
See the link below for the 15 Month promo offer.
Final Thoughts
Investing in Langley Federal Credit Union’s certificate accounts is a smart choice for those looking to grow their money with peace of mind.
With flexible terms, higher dividend rates, and a low barrier to entry, they offer a number of advantages compared to traditional bank CDs. Whether you’re just starting out or looking to maximize your returns, Langley’s certificates are a solid investment option.
Frequently Asked Questions (FAQ)
- What are Langley Federal Credit Union’s certificate accounts?
- Langley Federal Credit Union’s certificate accounts are savings options that work similarly to bank CDs but often come with better rates and more flexibility.
- What are the terms available for Langley Federal Credit Union’s certificate accounts?
- Terms are available from three months to 60 months, allowing you to choose the length of time that works best for your savings plan.
- How much money do I need to start a Langley Federal Credit Union certificate account?
- You only need $100 to start a Langley Federal Credit Union certificate account
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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