First Tech Federal Credit Union Promotion: 5.35% APY 13-Month Share Certificate (Available Nationwide)

First Tech Federal Credit Union (firsttechfed.com) is currently running a promotion offering a 5.35% Annual Percentage Yield (APY) on their 13-month Share Certificate. This offer is available nationwide.

• Update 11/4/2023: The rate is still at 5.35%, a very competitive rate.

Established in 1952 and headquartered in Hillsboro, Oregon, First Technology Federal Credit Union has a variety of offers for new and existing customers.

Get the current offer details below.

READ MORE: WELCOME OFFERS FROM CHASE, BANK OF AMERICA, TD BANK, AXOS, AND BMO.

First Tech 13-Month Share Certificate (5.35% APY)

When it comes to saving money, finding the right investment options that offer security and growth is crucial.

First Tech Federal Credit Union’s 13-Month Share Certificate is currently offering an impressive Annual Percentage Yield (APY) rate.

Key Features of First Tech Federal Credit Union’s 13-Month Share Certificate

• Competitive 5.35% APY rate
• “Bump” feature allows you to increase balance or rate (or both) once during the term
• Minimum opening balance of $500
• Bump-up certificates available for durations between 13 and 36 months
• Ideal for individuals who want flexibility in rate or balance adjustments
• Provides a less risky alternative to the stock market
• Offers a hands-off approach to savings

READ MORE: COMPARE WITH THE NATION’S BEST CD RATES HERE

Benefits Of A 13-Month Share Certificate

1. High Earning Potential:
   • Earn a competitive rate on your investment.
   • Take advantage of higher rates if they become available with the “Bump” feature.
2. Flexibility:
   • Increase your balance or rate (or both) once during the term.
   • Choose a bump-up certificate duration that aligns with your saving goals (13-36 months).
3. Security:
   • All deposited funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
   • Each Individual Retirement Account (IRA) account is insured separately, providing additional protection.
4. Less Risk:
   • Enjoy a stable and secure investment option without exposing your funds to stock market volatility.
5. Hassle-Free Saving:
   • With a fixed term and predetermined interest rate, you can sit back and watch your savings grow.

Bump-Up Share Certificate Terms

• Bump-Up feature allows for rate adjustments on Bump-Up Share Certificates
• Dividend rate and APY are listed on the Certificate Receipt
• Maturity Date remains the same as stated on the Certificate Receipt
• Exchange dividend rate once per term (or once every 12 months for terms less than 24 months) at no cost
• Option to make one additional deposit within each 12 months of the current term
• Maximum additional deposit amount is up to the original amount of the certificate at the start of the current term

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Frequently Asked Questions (FAQ)

READ MORE: SEE THIS BANK PROMO FROM CHASE BEFORE IT ENDS

Bottom Line

If you’re looking to maximize your savings securely, First Tech Federal Credit Union’s 13-Month Share Certificate is a good choice.

With its competitive APY rate, flexibility through the “Bump” feature, and minimum opening balance of $500, this certificate provides an attractive investment option.

Whether you want to save for a short-term goal or prefer a longer investment period, First Tech has a bump-up certificate that suits your needs.

See more from First Tech:

• First Tech Platinum Rewards Mastercard® 10,000 Bonus Points
• Choice Rewards World Mastercard^® Review – First Tech FCU
• First Tech Federal Credit Union Promotions: $350 Checking Bonus [Nationwide] – Ends 12/31/23

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.