Have you recently received a special mailer from Arvest Bank offering you up to $300 to open a new checking account? If so, you’re part of their exclusive “Get 300” program, and I’ve spent time researching whether this offer is as good as it sounds. After analyzing dozens of bank promotions this month, I can tell you that this targeted offer has some unique aspects worth considering.
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Key Takeaways
- Earn up to $300 when opening a new Arvest checking account through their exclusive “Get 300” program
- Receive three $100 bonuses by setting up qualifying direct deposits for up to six statement cycles
- Only available to those who received the targeted mailer with their address
- Choose from multiple checking options including Arvest Free Blue™, myBlue®, and more
- Offer includes access to 200+ branch locations across Arkansas, Oklahoma, Missouri, and Kansas
- Highly-rated Arvest Go mobile app makes managing your account convenient
Arvest Bank $300 Bonus: The Complete Breakdown
Arvest Bank’s “Get 300” program is a targeted promotion offering new checking customers the opportunity to earn up to $300 in bonuses. Unlike many bank bonuses that are publicly available, this one is exclusively for individuals who received a special mailer from Arvest.
How to Earn the $300 Bonus
The bonus structure is unique compared to most bank promotions. Instead of one lump sum, you can earn up to three separate $100 bonuses by:
- Opening a new eligible Arvest checking account by the date specified in your mailer
- Setting up a qualifying direct deposit that posts during each statement cycle
- Earning $100 for each statement cycle where you meet the direct deposit requirement (up to three cycles)
What makes this offer particularly flexible is that you have up to six statement cycles to earn the full $300. This means if you miss setting up direct deposit for a cycle or two, you still have opportunities to earn the full bonus amount.
Trending Checking Account Deal:
Eligible Accounts
You can choose from several Arvest checking accounts, each with different features:
- Arvest Free Blue™: Basic checking with no monthly fee
- Basic Blue™: Standard checking option
- myBlue®: Digital-focused checking account
- Arvest Club: Premium checking with additional benefits
- Preferred Club: Higher-tier relationship banking
- Bright Solutions™: Second-chance checking option
All of these accounts qualify for the same $300 bonus opportunity, so you can select the one that best fits your banking needs. Note that Platinum Checking accounts are not eligible for this promotion.
Eligibility Requirements
The key eligibility restrictions for this offer include:
- You must have received the targeted “Get 300” mailer with your address
- You must be a new Arvest checking customer
- You must open your account by the date specified in your mailer
- The offer is limited to one account per customer
- Arvest associates are not eligible to participate
The targeted nature of this promotion means it’s not available to the general public—only those specifically selected by Arvest to receive the mailer can participate.
What Counts as a Qualifying Direct Deposit?
For the Arvest bonus, qualifying direct deposits include:
- Payroll deposits
- Social Security payments
- Other income electronically deposited to your eligible account
Importantly, the following do not count as qualifying direct deposits:
- ACH returned items
- Arvest to Arvest transfers
- Deposits made through an ATM
- Mobile check deposits
To ensure you receive each $100 bonus, make sure your direct deposit is a genuine electronic deposit of income, not just a transfer from another account.
Trending Savings Account Deal:
Beyond the Bonus: What Arvest Bank Offers
While the $300 bonus is certainly enticing, it’s worth considering what Arvest Bank offers beyond this promotion. After all, switching banks is only worthwhile if you’ll be happy with the long-term relationship.
Regional Presence and Accessibility
Arvest Bank has a strong regional presence with:
- More than 200 banking locations across Arkansas, Oklahoma, Missouri, and Kansas
- Online banking platform for managing accounts from anywhere
- Highly-rated Arvest Go mobile app for on-the-go banking
If you live in their service area, the combination of physical branches and digital tools provides excellent accessibility for managing your money.
Account Features
Arvest checking accounts come with several valuable features:
- Online applications for accounts and consumer loans
- Mobile banking through the Arvest Go app
- Account switch tools to make transitioning from another bank easier
- Various account options to fit different banking needs
The bank has built a reputation for community-focused banking in the regions it serves, which might appeal to those who value relationship banking over purely digital experiences.
How Does This Bonus Compare to Others?
To put the Arvest Bank $300 bonus in perspective, let’s compare it to some other current bank offers:
| Bank | Bonus Amount | Direct Deposit Requirement | Public or Targeted |
|---|---|---|---|
| Arvest Bank | $300 | Any amount for 3 cycles | Targeted |
| Chase | $300 | Any amount (one-time) | Public |
| Wells Fargo | $325 | $1,000 cumulative | Public |
| Bank of America | $300 | $4,000 cumulative | Public |
| Citi | $200 | $500 monthly for 2 months | Public |
The Arvest bonus is competitive in terms of amount, and its structure of three separate $100 bonuses makes it more flexible than some offers that require a single large direct deposit. However, its targeted nature means it’s only available to those specifically invited by Arvest.
My Take on the Arvest Bank Bonus
After analyzing dozens of bank promotions each month, I can share some insights about the Arvest “Get 300” offer:
What I Like About It
- The bonus amount is competitive: $300 is on the higher end of what regional banks typically offer for checking accounts.
- The flexible earning structure: Being able to earn three separate $100 bonuses over six statement cycles gives you multiple chances to maximize your bonus, unlike all-or-nothing offers.
- No minimum direct deposit amount: Unlike many competitors that require specific direct deposit amounts ($500, $1,000, or more), Arvest doesn’t specify a minimum amount—any qualifying direct deposit will do.
- Multiple account options: With six different eligible checking accounts, you can choose one that fits your specific banking needs.
Potential Drawbacks
- Targeted availability: If you didn’t receive the mailer, you can’t participate in this promotion.
- Regional limitations: Arvest primarily serves Arkansas, Oklahoma, Missouri, and Kansas, so this offer is most relevant if you live in those states.
- Multiple direct deposits required: Unlike some bonuses that require just one direct deposit, you’ll need direct deposits for three statement cycles to earn the full amount.
How to Apply for the Arvest Bank $300 Bonus
If you received the targeted mailer and want to take advantage of this offer, you have several application options:
- Apply Online: Visit Arvest’s website and follow the application process
- Call: Contact Arvest at (844) 740-6011
- Schedule an Appointment: Set up a meeting with an Arvest banker
- Visit a Branch: Go to any local Arvest Bank branch
When applying, be prepared to provide:
- The mailer you received (or reference the offer)
- Valid government-issued ID
- Social Security number
- Contact information
- Initial deposit ($25 for Bright Solutions™, $50 for all other checking accounts)
After opening your account, make sure to set up direct deposit as soon as possible to start earning your bonus payments.
Is the Arvest Bank $300 Bonus Right for You?
Based on my analysis, this bonus is particularly well-suited for:
- Residents of Arkansas, Oklahoma, Missouri, and Kansas who received the targeted mailer
- Those with regular direct deposits who can easily meet the requirement for three cycles
- People who value both physical branches and digital banking options
- Those looking for a community-focused regional bank rather than a national institution
- Anyone seeking a flexible bonus structure with multiple opportunities to earn
It might be less ideal for:
- Those who didn’t receive the targeted mailer (unfortunately, you’re not eligible)
- People who can’t set up direct deposit within the required timeframe
- Those outside Arvest’s service area who prefer access to physical branches
- Existing Arvest checking customers who aren’t eligible for the bonus
The Bottom Line: A Solid Offer If You’re Targeted
The Arvest Bank “Get 300” bonus represents a good opportunity for those lucky enough to be targeted. The combination of a competitive bonus amount, flexible earning structure, and multiple account options makes it worth considering if you received the mailer.
What’s particularly appealing is the flexibility—earning three separate $100 bonuses over six statement cycles gives you multiple chances to maximize your reward, unlike many all-or-nothing offers from other banks. The lack of a specified minimum direct deposit amount also makes this bonus more accessible than many competitors.
If you received the targeted mailer and live in Arvest’s service area, I’d recommend taking advantage of this offer before the deadline specified in your mailer. Bank bonuses of this magnitude with such flexible requirements don’t come around often, and the potential benefits extend beyond the initial $300.
Have you received this offer or taken advantage of other bank bonuses? I’d love to hear about your experiences in the comments below!
READ MORE: SEE THE BEST BANK BONUSES HERE AND HOW TO MAXIMIZE BANK ACCOUNT BONUSES HERE.
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