Open an Ameriprise Bank Savings Account to earn a $350 bonus by depositing new money. Learn about the account features, interest rates, and eligibility requirements.
Introduction: Start Saving Today!
Managing your savings effectively is crucial for achieving your financial goals. The Ameriprise Bank Savings Account offers an opportunity to grow your funds while earning a $450 bonus.
In this article, we will explore the account features, interest rates, and the steps needed to qualify for the bonus, providing you with a comprehensive overview of what this account has to offer.
How to Earn Up to $450 from Ameriprise Bank (Existing Clients Only)
If you’re already an Ameriprise client as of April 22, 2025, you could earn a $450 bonus by opening a new savings account and meeting a few straightforward requirements. Here’s how it breaks down:
To qualify for the full $450 bonus, you need to complete two separate offers—one based on your deposit amount and one based on setting up direct deposit.
To earn the first $250, follow these steps:
- Open a new Ameriprise Bank Savings Account.
- Deposit at least $35,000 in new money—this means funds coming from external sources (not internal Ameriprise transfers).
- Make sure the deposit is made by June 30, 2025.
- Maintain the combined balance of your April 22 balance + $35,000 through October 31, 2025.
Your $250 bonus will be credited to your account by January 31, 2026, as long as all conditions are met.
You can earn an additional $200 by setting up qualifying direct deposits. Here’s what to do:
- Set up new qualifying direct deposits of $1,500 or more per month.
- You must receive the first qualifying deposit by June 30, 2025.
- Continue the direct deposits for at least five consecutive months (a total of $7,500).
- The deposits must come from an employer, payroll, pension, or government benefits—person-to-person transfers and ACH bank moves don’t count.
- Your account must not have had direct deposits in the month before the offer started (so before April 23, 2025).
Complete all of the above, and you’ll receive the $200 bonus alongside the deposit bonus.
Trending Checking Account Deal:
User-Friendly Features
Digital Access Anytime
Managing your savings is easy with Ameriprise Bank’s digital features. You can access your savings account 24/7 on the secure Ameriprise website or through the Ameriprise Financial app. This level of convenience ensures you’re always in control of your financial future!
Mobile Deposits Made Easy
Need to deposit checks on the go? With mobile deposit capabilities, you can easily upload checks to your Ameriprise Bank Savings Account using the app. This feature makes banking seamless, especially for those with busy lifestyles!
Flexible Transfer Options
Whether you want to deposit or withdraw funds, Ameriprise offers various transfer options, including ACH transfers, internal transfers between Ameriprise accounts, domestic wire transfers, or official checks. This flexibility is perfect for managing your finances as your needs change.
No Monthly Maintenance Fees
Unlike many other savings accounts, Ameriprise Bank Savings Account has no monthly maintenance fees. This means more money in your pocket to save and grow your wealth!
What to Consider Before Opening an Account
Eligibility Requirements
Before diving in, it’s important to know that this offer is available only to existing Ameriprise clients as of September 30, 2024, who have not received a savings bonus in the past 18 months. Make sure you meet these criteria before applying!
Tax Implications
Any bonuses received will be reported as interest on IRS Form 1099-INT, so it’s wise to consult your tax advisor regarding any potential tax liabilities related to the bonus.
Our Take: Is This Offer Right for You?
With the chance to earn a $350 bonus simply by depositing new money and maintaining your balance, the Ameriprise Bank Savings Account is an excellent option for those looking to maximize their savings. The competitive interest rates combined with user-friendly features make it an attractive choice for individuals or joint account owners.
If you’re ready to start your savings journey and unlock that bonus, don’t wait too long—this offer is only available until December 31, 2024!
Start saving today with Ameriprise Bank and earn your $350 bonus!
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