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Watertown Savings Bank promotions and offers can be found updated here. Typical offers range from $100 to $300.
Watertown Savings Bank was established in 1870 and is headquartered in Watertown, Massachusetts. They have just 10 locations throughout Massachusetts.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.
Rates with Watertown Savings Bank aren’t very competitive. Compare their rates with the nation’s best Savings rates here and the best CD rates here.
I’ll review the current offers below.
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[Expired] Watertown Savings Bank $200 Referral Bonus
Earn a $200 referral bonus with this offer from Watertown Savings Bank.
- Bonus offer expires 3/31/2020
- Available in MA
- Direct deposit is required to earn the bonus
- Monthly fees: WSB Free Checking has no fee
*Scroll to the bottom of the offer page for the promotion
How To Earn The Bonus
- To qualify for the FIRST $100 bonus each, the following two steps must be taken:
- 1. The person you refer (“referral”) needs to be a new Watertown Savings Bank (WSB) customer and open any new WSB checking account with eStatements, which is subject to approval.
- Minimum account deposit is $10.
- To open an account the referral should visit watertownsavings.com and use code: FRIEND or visit a WSB branch location and mention code “FRIEND” at the time of account opening.
- The WSB Free Checking account carries no monthly fee and has no Annual Percentage Yield (APY).
- The Plus Checking account has a $5 monthly fee, which is waived when you maintain a minimum balance of $100 or have a recurring direct deposit.
- 2. The referral must set up a recurring direct deposit of payroll and receive direct deposits totaling at least $1,000 or more within 60 days of account opening.
- The first $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met.
- Not valid if combined with other offers.
- 1. The person you refer (“referral”) needs to be a new Watertown Savings Bank (WSB) customer and open any new WSB checking account with eStatements, which is subject to approval.
- To qualify for the SECOND $100 bonus each, the following two steps must be taken:
- 1. The referral must use their debit card at least six times during the first 60 days of account opening.
- 2. The referral must setup Bill Pay, add at least 1 recurring bill to the account, and make at least 1 payment through Bill Pay within 60 days of account opening.
- The second $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met.
- Not valid if combined with other offers.
- Offer subject to change without notice.
- Any taxes due on this gift are the responsibility of the recipient.
Waive The Monthly Fee
- The WSB Free Checking account carries no monthly fee and has no Annual Percentage Yield (APY).
- The Plus Checking account has a $5 monthly fee, which is waived when you maintain a minimum balance of $100 or have a recurring direct deposit.
Bottom Line
Just 10 locations in Massachusetts so interest will be limited with this one. Also, there are quite a number of steps to obtain the $200 bonus. Compare this offer with the best bank bonuses here.
[Expired] Watertown Savings Bank $300 Checking Bonus
Earn up to $300 for a new Checking account with this offer from Watertown Savings Bank.
- Bonus offer expires 10/31/2019
- Available in MA
- Any personal Checking account will qualify for the bonus
- Direct deposit is required to earn the bonus
- Monthly fees: WSB Free Checking has no fee
How To Earn The $300 Bonus
For the FIRST $150 bonus:
- Open any new WSB checking account with eStatements, which is subject to approval.
- Minimum deposit at account opening is $10.
- To open an account go to watertownsavings.com or visit a WSB branch location.
- Set up a recurring direct deposit of payroll and receive direct deposits totaling at least $1,000 or more within 60 days of account opening.
- The first $150 bonus will be deposited to your new WSB Checking account within 4-6 weeks after the foregoing requirements have been met.
For the SECOND $150 bonus:
- Use your WSB debit card at least six times within 60 days of account opening.
- Set up Bill Pay by enrolling in online banking and making at least 1 payment through Bill Pay within 60 days of account opening.
- The second $150 bonus will be deposited to your new WSB Checking account within 4-6 weeks after the foregoing requirements have been met.
- Convenient banking on-the-go features like the WSB Mobile Banking app, WSB Online Banking, Mobile Deposits, Security and Transaction alerts, Instant Balance, and more!
- Exceptional customer service
- Generous support of local community organizations
- Deposits insured in full with FDIC and DIF.
- The WSB Free Checking account carries no monthly fee and has no ANNUAL PERCENTAGE YIELD (APY).
- The Plus Checking account has a $5 monthly fee, which is waived if you maintain a minimum daily balance of $100 in the account each day of the statement cycle, or have a recurring direct deposit.
- Any taxes due on this bonus/these bonuses is/are the responsibility of the recipient.
- Not valid if combined with other offers.
- Offer subject to change without notice.
Bottom Line
Just 10 locations in Massachusetts so interest will be limited with this one. The direct deposit requirement is higher than most other bank offers. Earning the second $150 bonus is relatively simple though. Compare this offer with the best bank bonuses here.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.