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- Utah First Credit Union Rates
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Established in 1935 and headquartered in Salt Lake City, Utah, Utah First Federal Credit Union has just 10 locations in the state. Locations may be limited, but membership is open to anyone nationwide and sometimes they will have rates worth considering. We’ll review those below.
Membership is open to anyone by becoming a member of Community Volunteers of Utah ($5 annual fee). Joining Community Volunteer can be done on the Credit Union’s online application. Membership is also open to employees of nearly 30 Select Employer Groups, and to immediate family members of current Utah First members. See current membership info.
Be sure you compare Utah First Credit Union’s rates with the nation’s best: Savings/Money Market Rates | CD Rates.
Utah First Credit Union Dedicated Savings Rate Offer: 1.25% APY
This rate offer for their Dedicated Savings account is better than most traditional banking institutions, but will fall short compared with the nation’s best rates.
- Current Rate Offer: 1.25% APY
- Minimum to open: $25
- Monthly deposits of at least $25 are required
- Minimum to earn rate: $50
Rates from CIT Bank, SalemFiveDirect and DollarSavingsDirect will all do much better. Compare all top Savings rates here and see current Savings sign-up bonuses here.
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MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases regardless of category. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Utah First CU Certificate Of Deposit Offers
CD rates from Utah First Credit Union are fairly competitive depending on the term length.
- $500 minimum to open
- 6-month minimum term
- Fixed, predictable returns
- Government-insured to at least $250,000
Rates
| CD Term | Minimum Balance For APY | APY |
| 6 Month CD | $500 | 1.00% |
| 6 Month CD | $50,000 | 1.10% |
| 12 Month CD | $500 | 1.25% |
| 12 Month CD | $50,000 | 1.35% |
| 18 Month CD | $500 | 1.50% |
| 18 Month CD | $50,000 | 1.60% |
| 24 Month CD | $500 | 1.60% |
| 24 Month CD | $50,000 | 1.70% |
| 36 Month CD | $500 | 1.75% |
| 36 Month CD | $50,000 | 1.85% |
| 48 Month CD | $500 | 2.10% |
| 48 Month CD | $50,000 | 2.20% |
| 60 Month CD | $500 | 3.00% |
Compare the nation’s best CD rates here. For example, rates from bank’s like Virtual Bank, Synchrony and Popular Direct tend to fair well.
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- Ally Bank Online Checking, Savings, CD, Investing Promotions
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