USAA Bank Online Checking & Savings Promotions

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

USAA Bank offers good features and rates for their Online Checking, Savings and Certificate of Deposit (CD) accounts.

Originally established as a federal savings bank with the FDIC in 1983, USAA (United States Automobile Association) now offers a variety of products, including insurance, banking investment, and lending products and services. These products are targeted to members of the U.S. military and their immediate families.

Online banking with USAA allows you to use Bill Pay, mobile deposit and funds transfers. They also have a mobile banking app for convenience.

I’ll go over their popular Checking, Savings and CD accounts here.

USAA Online Checking

USAA’s Free Checking account is going to give you free mobile deposit, Bill Pay, funds transfers to and from any bank, and zero liability for unauthorized charges.

If you use ATMs outside of USAA’s network, you’ll get reimbursed for transaction fees up to a certain amount monthly.

USAA Bank refunds up to $15 in other United States domestic banks’ ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. The ATM fee refund does not apply for the month in which the account is closed. Subsequent transactions will be charged $2.00 each. Transactions at ATMs located outside of the United States may not be eligible for ATM usage fee refunds. A 1% foreign transaction fee applies to withdrawals outside the United States. No ATM usage fees will be charged at USAA Preferred ATMs pursuant to an agreement with the ATM network/owners to not charge an ATM fee for USAA Bank ATM debit cards.USAA

No monthly service fees
No minimum balance requirements
60,000 free ATMs nationwide
ATM fee reimbursements for out-of-network ATMs
Send money to anyone using an email or mobile number

Free direct deposits
Free transfers and bill payments
Make mobile deposits with your smartphone
Use Apple Pay and Android Pay to securely pay stores

Compare To These Checking Accounts:

There are plenty of good Checking accounts to choose from. For bonus opportunities, I’d recommend looking at these Chase offers. Here are other great options, including other free online Checking accounts: