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The Uber Visa Card has an offer for $100 bonus cash when you spend $500 within the first 90 days. Although not the best welcome offer out there, it’s a decent one for a no-annual-fee card. The Chase Freedom, Capital One Quicksilver Cash Rewards and Capital One SavorOne Cash Rewards credit cards all offer bonuses with comparable spending requirements.
Whether you’re a frequent Uber rider, an online shopaholic, a foodie who likes to dine out or a world explorer, you’ll get a lot of value out of the Uber Visa credit card. That’s because it offers above-average cash back return rates for a wide variety of purchase categories. Like 5% cash back on Uber services and 3% back on hotels, airfare and restaurants. Plus, get up to $600 in mobile phone protection when you pay your monthly cell phone bill with your Uber card.
But if you’re looking for a credit card with bigger short-term rewards, you’ll want to move along.
*The Uber Visa is issued by Barclays. Barclays also offers great sign-up bonuses for its Checking/Savings accounts.
| Bonus Available | Get $100 bonus cash after you make at least $500 in purchases within the first 90 days of account opening. |
| Bonus Value* | $100 |
| Ongoing Rewards/Benefits | 5% back in Uber Cash to redeem for services available on the Uber app, including rides, Uber Eats, and JUMP bikes and scooters. 3% back in Uber Cash on hotels, airfare, and restaurant purchases. 1% back in Uber Cash on all other purchases. Up to $600 in mobile phone protection. |
| Foreign Transaction Fees? | No |
| Annual Fee | $0 |
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
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PROS
- No annual fee
- Bonus cash
- High earning potential
- Mobile phone protection
- Exclusive access to events
- In-app redemption
- Simple rewards
- No foreign transaction fees
CONS
- Good-Excellent credit needed to qualify
CHASE FREEDOM FLEX℠
The Chase Freedom Flex℠ credit card is going to earn you a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. The welcome bonus comes in the form of 20,000 Ultimate Rewards points. This card has no annual fee.
This card earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (new categories each quarter). Travel purchased through Chase also earns 5%.
This card earns Ultimate Rewards (UR) points and is a popular option for a multi Chase card strategy. You can pool points together with consumer cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. Or, with a business card like the Ink Business Preferred® Credit Card. The 20,000 UR points could be worth around $400 with this strategy, rather than the standard $200. Read more on this here.
Uber Visa Card $100 Bonus Cash Offer
Take advantage of the Uber Visa card’s introductory offer: $100 bonus cash. To qualify, charge at least $500 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement:
Earning Rewards with Your Uber Visa Card
Your “cash back” is awarded as Uber Cash. You’ll get:
- 5% back in Uber Cash to redeem for services available on the Uber app, including rides, Uber Eats, and JUMP bikes and scooters.
- 3% back in Uber Cash on hotels, airfare, and restaurant purchases.
- 1% back in Uber Cash on all other purchases.
Redeeming Your Uber Visa Rewards
Earned percentages are awarded as Uber Cash. For instance, if you spend $1 on an Uber purchase, you’ll receive 5 cents ($0.05) in Uber Cash. One cent ($0.01) of Uber Cash has a value of one cent ($0.01) when redeemed for products and services in the Uber apps. For example, $5 in Uber Cash can be used to pay for $5 of your next Uber trip.
You can redeem any amount of Uber Cash, starting at one cent ($0.01). There is no limit to the amount of Uber Cash you can transfer from your card account to your Uber account.
Uber Visa Card Top Features
Pay your monthly wireless bill with your Uber Visa card and receive up to $600 towards mobile phone damage or theft for each phone listed on your wireless account. The coverage begins a month after you pay your first bill with the Uber credit card.
Get exclusive invites to events and offers. To find out what’s available, check out Uber’s Visa Locals Offers in the Uber app. You’ll also earn additional Uber credit on top of your rewards when you visit participating restaurants and stores.
Make purchases abroad without worrying about foreign transaction fees with the Uber Visa card.
Bottom Line
Although the Uber Visa card doesn’t come with the most lucrative welcome bonus, the card’s ongoing rewards more than make up for it. You’ll have a tough time finding another no-annual-fee credit card that matches or beats the earning potential of the Uber Visa card. If you like to travel, dine out, or shop online, then this rewards card is a must-have.
What’s The Competition?
Below are some of the top competitors to the Uber Visa credit card you should consider.
CAPITAL ONE® SAVOR® CASH REWARDS CREDIT CARD
The Capital One® Savor® Cash Rewards Credit Card is offering a $300 bonus when you spend $3,000 on purchases within the first 3 months.
This card earns unlimited 4% cash back rewards on dining and entertainment spending. You’ll get 2% cash back at grocery stores and 1% on all other purchases.
There are no foreign transaction fees and the annual fee is waived for the first year. The fee is $95 after the first year.
CAPITAL ONE® QUICKSILVER® CASH REWARDS CREDIT CARD
The Capital One® Quicksilver® Cash Rewards Credit Card will earn a $200 bonus when you spend $500 on purchases within the first 3 months. The bonus offer is comparable to its top competitors, but this card earns a respectable 1.5% cash back on every purchase with no limit on how much you can earn. There are no spending categories to keep up with and the cash back won’t expire while the account is open.
People like this card because of the cash back rate, the flexibility to redeem your cash back for any amount, and there’s no annual fee.
CAPITAL ONE® SAVORONE® CASH REWARDS CREDIT CARD
The Capital One® SavorOne® Cash Rewards Credit Card has a $200 bonus when you spend $500 on purchases within 3 months of account opening. This card has no annual fee. The annual-fee version of this card is the Capital One® Savor® Cash Rewards Credit Card.
This SavorOne card earns unlimited 3% cash back on dining and entertainment spending. Grocery store spending earns 2% cash back. All other purchases earn 1% cash back. There are no rotating categories to worry about and the cash back won’t expire while the account is open.
| OFFER LINK | OFFER | OUR REVIEW |
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.