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Earn a $500 bonus with U.S. Bank when you open a new business checking account with this offer. A deposit of $3,000 in new money will be required for the bonus.
You can also earn a $600 bonus for a new Payment Solutions account.
- Update 2/1/2023: New $500 business offer is available. Details below.
- Update 1/2/23: The $400 business checking offer is back. See it here.
Read more: See the current bonus for the U.S. Bank personal checking account here.
See the Posts History below for all current offers.
U.S. Bank Bonus: $500 Business Checking Offer
- What you’ll get: $500
- Where it’s available: Nationwide (excludes NY & FL and any other state without a branch unless you have an existing relationship)
- How to earn it: Enter promo code Q1BUS23 during your online checking application and complete the following steps:
- Open a U.S. Bank Business Checking account.
- Enroll in U.S. Bank Business Online Banking or the U.S. Bank Mobile App within 60 days of account opening.
- Maintain a balance of at least $3,000 through 60 days after account opening.
- When it expires: 3/31/2023

Waive The Monthly Fee
- Silver Business Checking Account Package has no monthly maintenance fee.
- Gold Business Checking Account Package has a $20 monthly maintenance fee that is waived with any of the following:
- U.S. Bank Payment Solutions Merchant Account
- $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
- $20,000 in combined average collected deposit balances or $50,000 in combined average collected balance on interest-bearing option
- $50,000 combined average collected business deposits and outstanding business credit balances
- $75,000 in combined business deposit and outstanding business credit (multiple ways to waive, see your U.S. Bank rep)
- Platinum Business Checking Account Package has a $30 monthly maintenance fee that is waived with a $25,000 average collected balance.
Fine Print
- New Customers: Promo code Q1BUS23 MUST be used when opening the business checking account.
- Limit of one business checking bonus per business.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
- Earn your $500 business checking bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking, Gold Business Checking with Interest or Platinum Business Checking account.
- You must make new money deposit(s) of at least $3,000 (Direct, Mobile Check Deposit, ACH or Wires) and then maintain a balance of at least $3,000 through 60 days after account opening.
- The new money deposit cannot be funds held by U.S. Bank or its affiliates.
- An individual signer on the new checking account must be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App using their business profile within 60 days of account opening.
- The business checking bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.
- Offer may not be combined with any other business checking account bonus offers.
- Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank Business Checking account or had a U.S. Bank Business Checking account in the last 24 months.
See more bonus offers that don’t require direct deposit…
Compare with the best bank promos here, including ones from Bank of America, Chase, BMO Harris, Axos and more.
U.S. Bank $600 Payment Solutions Offer
- What you’ll get: $600 bonus
- Where it’s available: Nationwide (excludes NY & FL and any other state without a branch unless you have an existing relationship)
- How to earn it:
- First, complete an application for a U.S. Bank Payment Solutions account.
- Then, accept and settle a payment transaction into your qualified U.S. Bank business checking account within 60 days of the opening date of your payment solutions account.
- The new U.S. Bank Business Checking account must be open and have a positive balance for the Payment Solutions bonus to be deposited into the account (within 45 days of settlement verification).
- When it expires: 3/31/2023
Fine Print
New Customers:
- Limit of one Payment Solutions Merchant bonus per business
- To earn the $600 Payment Solutions bonus, open a new U.S. Bank Business Checking account and meet the requirements
- Open a new U.S. Bank Payment Solutions Merchant account
- Accept and settle a transaction into your new U.S. Bank Business Checking account within 60 days of the open date of your Payment Solutions account
- Payment Solutions bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance
- Payment Solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship
- Refer to your company application for all terms, conditions and schedule of fees.
Existing Customers:
- Limit of one Payment Solutions Merchant bonus per business
- Offer is only valid for the business checking account referenced in this letter and is not transferable
- To earn $600 Payment Solutions bonus offer, open a new U.S. Bank Payment Solutions Merchant account
- Accept and settle a transaction into your U.S. Bank Business Checking account referenced in this letter within 60 days of the open date of your Payment Solutions account
- Payment Solutions bonus will be deposited into your existing U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance
- Payment Solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship
- Refer to your company application for all terms, conditions and schedule of fees.
Bottom Line
Running a business involves managing a lot of financial transactions and payments, but U.S. Bank is making it easier and more lucrative for both new and existing customers. With the U.S. Bank Payment Solutions account, you can earn a $600 bonus just by opening the account and completing a few simple steps.
Posts History:
- U.S. Bank Merchant Services $500 Bonus Offer [Available in Many States] – Ended
- Best U.S. Bank Bonuses, Promotions of March 2023
- U.S. Bank Smartly™ Checking up to $600 Bonus – Ends 4/11/23
- U.S. Bank Business Checking Account $400 Bonus – Ends 12/31/23
- U.S. Bank Up To $1,000 Brokerage Account Bonus – Ended
- U.S. Bank $500 Smartly Checking Account Bonus
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here