PSE Credit Union $400 Checking Bonus (OH Only) – No Direct Deposit Required

If you’re in Ohio and looking for a bank bonus, PSE Credit Union is offering a generous $400 promotion—and the best part is, you don’t need a true payroll direct deposit to qualify. ACH transfers will do the trick.

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!

Key Takeaways

• Bonus Amount: $400
• Availability: Ohio residents only – must live/work in Cuyahoga, Lorain, or Medina County
• Expiration Date: None listed – limited time offer
• Direct Deposit: ACH allowed
• Debit Card Use: 10 transactions
• Monthly Fee: $3.95 (no known waiver)
• Payout Timeline: Within 60 days of completing requirements
• Promo Code: Not required

How To Get the $400 Bonus

1. Open a new Deluxe Checking account
   • Must be a new member of PSE Credit Union
   • Visit a branch or use this application link (note: online form may not reference the bonus)
2. Set up a direct deposit or ACH transfer
   • No payroll source required—ACH from another bank works
3. Make 10 debit card transactions
   • Must be completed within the first 60 days
4. Keep your account open and in good standing
   • Bonus should post after qualifying activities are verified

Trending Checking Account Deal:

BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less

Earn $400

Go to the deal

Fees and Requirements

• Monthly Fee: $3.95 ($4.95 with paper statements)
  • No known way to waive the monthly fee
• Early Account Closure Fee: Unknown
• ChexSystems Pull: Unknown
• Credit Card Funding: Unknown

Who’s Eligible?

• You must live or work in one of the following Ohio counties:
  • Cuyahoga, Lorain, or Medina
• This offer is only for new members
• No household limit listed

Trending Savings Account Deal:

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Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,500 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less

Up to $1,500 & Top APY

Go to the deal

Our Take

This is one of the best credit union bonuses currently available in Ohio, especially since it doesn’t require a payroll direct deposit. The monthly fee is a slight downside, but even paying $3.95/month for 3-4 months is a small price for a $400 return. If you’re eligible geographically and don’t mind a branch visit or online signup hassle, this one is definitely worth the effort.