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Home Bank Promotions

Prosperity Bank Promotions For Checking And Savings Accounts

Tony Jay by Tony Jay
June 22, 2022 7:11 pm CDT
in Bank Promotions
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Find Prosperity Bank promotions, bonuses and offers for Checking, Savings, and Business Account sign-ups here.

Prosperity Bank is a part of Prosperity Bancshares, based in Texas. They offer a full line of banking services and have nearly 300 branch locations across Oklahoma and Texas. Prosperity Banchsares was formed in 1983, and as of first quarter 2016, is a $22 billion dollar financial holding company.

Prosperity Checking And Savings Accounts

There’s not much published information on their website, so you’ll have to visit a branch for current rates and promotions.

Their most popular Checking account is the Royal Checking, but they also offer a Free Checking account as well.

Royal Checking Features

  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay*
  • Free Personalized Member Checks (1 Box Per Order)
  • Free Cashier’s Checks
  • Free Notary Services and Overdraft Transfers
  • Free Money Orders (Where Available)
  • No Foreign ATM Surcharge Fees
  • Free Overdraft Transfers
  • Discounted Safe Deposit Box Services
  • Minimum to open is $200
  • Overdraft Protection Available up to $600
  • Imaged Check Statements Available
  • Unlimited Check Writing & Withdrawals

Simpy Free Checking Features

  • Free Online Banking
  • Free Mobile Banking
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • Minimum to open is $100
  • Overdraft Protection Available up to $300
  • Bill Pay – $4.95 per month
  • Unlimited Check Writing & Withdrawals

Prosperity Bank has three Savings/Money Market options.

Prosperity Money Market

  • Free Online Banking
  • Free Mobile Banking
  • Receive Interest On Your Deposits
  • Avoid the $10 Monthly Maintenance Fee by Maintaining a Minimum Balance of $2,500
  • Up to 6 debit transactions per month free.  An item fee of $10 for each debit transaction in excess of 6 per month applies.
  • Free Unlimited ATM Withdrawals at All Prosperity ATMs
  • Minimum to open is $2,500

Premier Money Market

  • Free Online Banking
  • Free Mobile Banking
  • Receive Interest On Your Deposits
  • Avoid the $20 Monthly Maintenance Fee by Maintaining a Minimum Balance of $10,000
  • Up to 6 debit transactions per month free.  An item fee of $10 for each debit transaction in excess of 6 per month applies
  • Free Unlimited ATM Withdrawals at All Prosperity ATMs
  • Minimum to open is $25,000

Prosperity Savings

  • Free Online Banking
  • Free Mobile Banking
  • Receive interest on your deposits
  • Free Unlimited ATM Withdrawals at All Prosperity ATMs
  • Avoid the $3 Minimum Balance Fee by Maintaining a Minimum Balance of $200
  • Up to 3 debit transactions per month free.  An item fee of $1 for each debit transaction in excess of 3 per month applies.
  • Minimum to open is $200

Current Promotions

Cash sign-up bonuses and promotions from Prosperity Bank are uncommon and there hasn’t been a new offer for some time. You’ll be better off looking through offers from other banks. Major Banks like Chase, Bank of America, Wells Fargo tend to have great sign-up bonuses.

Review these Checking/Savings offers:

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Tony Jay

Tony Jay

I'm all about finding new finance-related promotions and bonuses here at MoneysMyLife. Contact me here.

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