Sign up for One Finance and earn a $125 bonus after a $500 direct deposit via Rakuten. Learn how to take advantage of this limited-time offer and maximize your rewards!
If you’re tired of hidden fees and want an easy way to get rewards, One Finance has a fantastic offer for you! By signing up for a One Cash account and completing a $500 direct deposit within 45 days, you can earn a $100 bonus. It’s a great deal if you’re looking for a hassle-free way to manage your money while earning rewards along the way. Let me walk you through everything you need to know to claim your bonus!
Key Takeaways
- Bonus Amount: $125 via Rakuten or $100 via Swagbucks
- How to Earn It: Complete a $500 direct deposit within 45 days of signing up
- Eligible Deposits: Paychecks, gig payments, retirement or government benefits
- Bonus Redemption: 10,000 SB can be redeemed for $100 via PayPal or gift cards
- No Monthly Fees: One Finance offers free banking with no minimum balance requirements
How Does the $100 One Finance Bonus Work?
Signing up for One Finance is straightforward, and with this bonus offer, it gets even better! Here’s the deal: Either get a $125 bonus via Rakuten or 10,000 SB points via Swabugkcs. when you receive a minimum $500 direct deposit within 45 days of opening your account. These points can then be redeemed for $100 in PayPal cash or gift cards, which is pretty sweet if you’re looking to get a little extra reward for something you were going to do anyway, like receiving your paycheck.
The types of direct deposits that count toward the bonus include paychecks, gig platform payments, retirement funds, or government benefits. Once the deposit is made, the points will show up in your account, and you’ll be able to redeem them for cash or gift cards.
[$125 Rakuten Link] – If you don’t have Rakuten account, sign up here.
[$100 Swagbucks Link] – If you don’t have a Swagbucks account, sign up here.
Why Should You Consider One Finance?
One Finance isn’t just about earning bonuses; it’s also about offering a great banking experience. There are no monthly fees, and there’s no minimum balance required to keep your account open. Plus, One Finance has an attractive 3.75% APY on savings balances up to $250,000 when you meet one of the following conditions:
- Receive at least $500 in eligible direct deposits each month
- Maintain a daily balance of $5,000 or more
- Set up Pay Autosave
This makes One Finance a strong contender for anyone looking for a mobile bank with a high interest rate on savings and cash-back rewards.
Trending Checking Account Deal:
Can You Earn More with One Finance?
Absolutely! One Finance offers up to 5% cash back on purchases from select brands, including 3% cash back at Walmart (up to $50 per year) if you maintain a qualifying account. To qualify, you’ll either need to:
- Receive at least $500 in eligible direct deposits each month
- Keep a balance of $5,000 or more
These added perks make the One Finance account not just a place to park your cash, but a tool for getting a little more out of your everyday spending. Who doesn’t want some extra cash back on purchases they’re already making?
My Experience with One Finance
I’ve been using One Finance for a while now, and I can tell you, the mobile banking platform is super intuitive. One thing I really appreciate is how easily I can track both my checking and savings accounts in the same app. I also like the ability to quickly send money to friends—perfect for splitting bills or sending gifts. The rewards, like the 3% cash back at Walmart and the high interest savings account, just sweeten the deal.
If you’re looking to maximize your money without jumping through hoops, this bank makes it easy. And the $100 bonus? That’s just the cherry on top.
Our Take: Is This Offer Worth It?
If you’re in the market for a new mobile banking solution and want to earn a little extra cash, One Finance is definitely worth considering. The $100 bonus is an easy way to get rewarded just for making a direct deposit, and the additional benefits like cash back and high interest on savings make it even more attractive.
If you’re tired of your current bank’s fees or just want a better mobile banking experience, this is the perfect opportunity to try out One Finance. Just make sure to get that $500 direct deposit in within 45 days to unlock your bonus!
Chime Bank is an alternative to ONE Finance. Get a sign up bonus with Chime here.
For more bank bonuses, see our complete guide to bank bonuses here.
Unlock Your Trading Potential with Interactive Brokers – Click Here to Learn More!
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.
