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Find up-to-date promotions and offers from LM Federal Credit Union here. Typical offers range from $50-$100.
LM Federal Credit Union was established in 1949 and is headquartered in Baltimore, MD. Their banch in MD is their only location.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, BMO Harris and many more.
Employees of Lockheed Martin groups in the eastern United States, Middle River Aircraft Systems in Baltimore or employees, active duty or reserves of Warfield Air National Guard Base are eligible for membership. See current membership info.
LM Federal CU Promotions Review Below
[Expired] LM Federal Credit Union $50 Checking Bonus

- What you’ll get: $50
- Where it’s available: MD, in-branch only
- How to earn it:
- Earn $50 bonus for new checking accounts and complete the following requirements:
- Receive a qualifying direct deposit of $500 per month
- Make five visa check card purchases within 45 days of account opening
- Earn $50 bonus for new checking accounts and complete the following requirements:
- When it expires: 12/31/2021
How To Earn The Bonus
Earn $50 bonus for new checking accounts and complete the following requirements:
- Receive a qualifying direct deposit of $500 per month
- Make five visa check card purchases within 45 days of account opening
- No per check fees or limits on check writing
- Free VISA Check card or ATM card
- Unlimited free use of the VISA Check card or ATM card for purchases
- Unlimited free use of the ATM located at the Credit Union office
- Access your account 24 hours a day through Telephone Banking or Online Banking (with Free Mobile Banking)
- Deposit checks directly into your account using Remote Deposit and your Android phone or iPhone
- Deposit cash and/or checks at Co-Op’s Shared Deposit ATMs (ATMs owned by other financial institutions). Funds are credited to your LM Federal account within 3 business days. Click here to search for a Co-Op Shared Deposit ATM near you.
- Internet Bill Payment – Use our secure bill payment service free of charge! Forget about the hassle of buying stamps and mailing payments.
- Make up to 4 foreign ATM withdrawals per month without a Credit Union fee (8 per month with Silver Rewards, 12 per month with Gold Rewards). You may use the Credit Union’s ATM or any one of the Co-Op Network’s nearly 30,000 ATMs nationwide without paying a surcharge (including ATMs located in 7-11 convenience stores).
- Receive Membership Rewards such as free cashier’s checks, discounted money orders, free stop payments, free incoming wires, free VISA or ATM card replacement, and free check orders with Gold rewards*
- Monthly statement (paper or eStatement) listing all accounts
- Overdraft protection available from:
- Share (Savings) Account
- Rediline Overdraft Loan (subject to approval)
- Deposit by direct deposit or payroll deduction (from any organization), the mail or in person
Free Checking
- No minimum balance and no monthly service fee
Regular Checking
- No monthly service charge if:
- You maintain a $500 average monthly balance in checking, OR
- You maintain $2,500 in average balances in all your accounts, OR
- You are under age 23 or over age 61
- Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent).
- Incentive will be deposited once the first direct deposit is posted and confirmed.
- A minimum of five (5) VISA check card purchases (credit or debt) must be posted within 45-days of the account opening.
- Checking and Visa Check Cards are subject to approval.
- Cash reward will be subtracted from the account if it is closed within 90 days of opening.
Bottom Line
You previously could have earned $100 with a Regular checking account. Now you only have the choice of a $50 bonus for any checking account. I would wait. See this bank bonus page for more, with offers from Chase Bank, HSBC, TD Bank, Aspiration and more.
[Expired] LM Federal Credit Union $100 Checking Bonus

- What you’ll get: Up To $100
- Where it’s available: MD, in-branch only
- How to earn it:
- Earn $50 bonus for a Free Checking or $100 bonus with Regular Checking.
- Open one of those account and complete the following requirements:
- Receive a qualifying direct deposit of $500 per month
- Make five visa check card purchases within 45 days of account opening
- When it expires: 12/31/2020
How To Earn The Bonus
- Earn $50 bonus for a Free Checking or $100 bonus with Regular Checking.
- Open one of those account and complete the following requirements:
- Receive a qualifying direct deposit of $500 per month
- Make five visa check card purchases within 45 days of account opening
- No per check fees or limits on check writing
- Free VISA Check card or ATM card
- Unlimited free use of the VISA Check card or ATM card for purchases
- Unlimited free use of the ATM located at the Credit Union office
- Access your account 24 hours a day through Telephone Banking or Online Banking (with Free Mobile Banking)
- Deposit checks directly into your account using Remote Deposit and your Android phone or iPhone
- Deposit cash and/or checks at Co-Op’s Shared Deposit ATMs (ATMs owned by other financial institutions). Funds are credited to your LM Federal account within 3 business days. Click here to search for a Co-Op Shared Deposit ATM near you.
- Internet Bill Payment – Use our secure bill payment service free of charge! Forget about the hassle of buying stamps and mailing payments.
- Make up to 4 foreign ATM withdrawals per month without a Credit Union fee (8 per month with Silver Rewards, 12 per month with Gold Rewards). You may use the Credit Union’s ATM or any one of the Co-Op Network’s nearly 30,000 ATMs nationwide without paying a surcharge (including ATMs located in 7-11 convenience stores).
- Receive Membership Rewards such as free cashier’s checks, discounted money orders, free stop payments, free incoming wires, free VISA or ATM card replacement, and free check orders with Gold rewards*
- Monthly statement (paper or eStatement) listing all accounts
- Overdraft protection available from:
- Share (Savings) Account
- Rediline Overdraft Loan (subject to approval)
- Deposit by direct deposit or payroll deduction (from any organization), the mail or in person
Free Checking
- No minimum balance and no monthly service fee
Regular Checking
- No monthly service charge if:
- You maintain a $500 average monthly balance in checking, OR
- You maintain $2,500 in average balances in all your accounts, OR
- You are under age 23 or over age 61
- Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent).
- Incentive will be deposited once the first direct deposit is posted and confirmed.
- A minimum of five (5) VISA check card purchases (credit or debt) must be posted within 45-days of the account opening.
- Checking and Visa Check Cards are subject to approval.
- Cash reward will be subtracted from the account if it is closed within 90 days of opening.
Bottom Line
This is a small bonus for a CU serving only one location. Compare this offer with the best bank promotions here.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.