
- Editor Rating
- Rated 4.5 stars
- Outstanding
- KeyBank Promotions
- Reviewed by:
- Published on:
- Last modified:
- Popularity
- Value
Contents
KeyBank is always promoting sign-up bonuses for their Checking and Savings accounts to get new customers. Find these offers updated here.
Typical bonus amounts available:
- $500 KeyBank Bonus
- $400 KeyBank Bonus
- $300 KeyBank Bonus
- $250 KeyBank Bonus
- $200 KeyBank Bonus
KeyBank has a long history and was originally organized in 1865, and is now headquartered in Cleveland, Ohio. They have around 1200 branches across the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, TD Bank, Bank of America, BBVA and many more.
Interest rates for Savings, Money Market, and CD accounts with KeyBank will be poor, so see our pages below if you’re in search for those accounts:
KeyBank Promotions Review Below
KeyBank $250 Checking Bonus (Key@Work Members Only)

- What you’ll get: $250
- Where it’s available: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it: This offer is for Key@Work members only – KeyBank’s employee financial wellness program.
- Enroll in the Key@Work program and enter marketing code ONKW0121 when applying for your account on key.com.
- Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
- Make a total of $1,000 or more in direct deposits within 60 days from account opening.
- When it expires: 6/25/2021
How To Earn The Bonus
- This offer is for Key@Work members only – KeyBank’s employee financial wellness program.Enroll in the Key@Work program and enter marketing code ONKW0121 when applying for your account on key.com.
- Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
- Make a total of $1,000 or more in direct deposits within 60 days from account opening.
- Key Express Checking Account
- Traditional checking with no minimum balance requirement
- Waive the monthly maintenance fee with 8 posted transactions or $500 in deposits
- Key Advantage Checking Account
- Earn interest on your balance
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Several ways to waive the monthly maintenance fee
- Key Privilege Checking Account
- Earn interest and gain exceptional relationship banking benefits
- Waive the monthly maintenance fee with $25,000 in balances across accounts
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Key Privilege Select Checking Account
- Top tier financial management services, preferred pricing & automatic sweeps
- Waive the monthly maintenance fee with $100,000 in balances across accounts
- Unlimited reimbursement of non-Key ATM surcharges
- As a Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment, and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid the $7 monthly Maintenance Service Charge for Key Express Checking Account, each statement cycle, you will be required to have at least eight (8) customer initiated posted transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $7.00 monthly Maintenance Service Charge will be assessed.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a Key@Work program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking Account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Money Market Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- You must be a Key@Work program member and have a cumulative total of at least $1,000 in direct deposits each statement cycle for Key Advantage, $2,500 for Key Privilege, or $5,000 for Key Privilege Select Checking.
- Limit one cash gift per qualifying account.
- Limit one cash gift per individual.
- The cash gift will be reported to the IRS on Form 1099-INT.
- Your gift(s) will be deposited to your account within 90 days of meeting requirements.
- Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Offer not available to clients who had a checking account or a KeyBank Hassle-Free Account with KeyBank in the last 12 months as a primary owner. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Accounts overdrawn or closed at the time of gift payment are not eligible for this offer.
- Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.
- Offer is subject to cancellation without notice, and cannot be combined with any other offer.
- Other miscellaneous charges may apply.
- Coupon/Offer code required.
- Cannot be sold.
- Key is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
- EasyUp® requires a KeyBank checking account and KeyBank savings account.
- Bonus eligibility will be calculated based on all posted debit transactions made with your linked debit card within 60 days after account opening.
The best bank promotions are updated here. Start with these pages for good offers:
[Expired] KeyBank $200 Checking Bonus

- What you’ll get: $200
- Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking®, Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Use offer code: ONAS1120
- Make ONE single direct deposit of at least $500 within 60 days after account opening.
- Your gift will be deposited into your account within 90 days if your account is open and not overdrawn.
- When it expires: 1/22/2021
There are several offers I’d recommend comparing this one to. A few great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Bank of America Advantage Plus Banking® ($100 bonus), TD Bank Convenience CheckingSM ($150 bonus) and HSBC Advance Checking (up to $240 bonus).
How To Earn The Bonus
- Open a Key Smart Checking®, Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Use offer code: ONAS1120
- Make ONE single direct deposit of at least $500 within 60 days after account opening.
- Your gift will be deposited into your account within 90 days if your account is open and not overdrawn.
- Key Smart Checking Account
- No monthly service fees, no minimums
- Key Advantage Checking Account
- Earn interest on your balance
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Several ways to waive the monthly maintenance fee
- Key Privilege Checking Account
- Earn interest and gain exceptional relationship banking benefits
- Waive the monthly maintenance fee with $25,000 in balances across accounts
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Key Privilege Select Checking Account
- Top tier financial management services, preferred pricing & automatic sweeps
- Waive the monthly maintenance fee with $100,000 in balances across accounts
- Unlimited reimbursement of non-Key ATM surcharges
- Key Smart Checking Account has no monthly service fees and no minimums
- As a Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment, and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a Key@Work program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking Account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Money Market Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- You must open a Key Smart CheckingSM Account (this is the basic banking account in NY), Key Advantage® Checking Account, Key Privilege® Checking Account, or Key Privilege Select Checking® Account by the expiration date at 11:59 p.m. (ET) and make ONE single KeyBank direct deposit of $500 or more within 60 days after account opening to get $200.
- Normal account service charges and balance requirements apply to these accounts.
- Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.
- Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility.
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- Offer/Reservation number is non-transferable, cannot be sold and is required to qualify.
- Limit one gift per qualifying account.
- Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
[Expired] KeyBank $250 Money Market Bonus (Targeted)

- What you’ll get: $250. This offer is targeted via email. You must have the code and reservation number from the email.
- Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Must already have or open a new Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
- Deposit at least $25,000 of funds not currently held at KeyBank or its affiliates and maintain that balance for 90 days.
- The gift will be deposited within 90 days after these requirements are met if the account is not overdrawn or closed at the time of gift fulfillment.
- When it expires: 1/2/2021
How To Earn The Bonus
- Open a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
- Deposit at least $25,000 of funds not currently held at KeyBank or its affiliates and maintain that balance for 90 days.
- The gift will be deposited within 90 days after these requirements are met if the account is not overdrawn or closed at the time of gift fulfillment.
Waive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.
- To receive the $250 cash gift, you must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account.
- You must also currently maintain or open a KeyBank relationship package checking account.
- Limit one gift per qualifying account.
- Limit one gift per individual.
- You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met.
- The value of your gift will be reported on Form 1099-INT. This offer is not transferable.
- Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility.
- Offer not available to business, institutional, and public entities.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
- Offer code and reservation number are required to qualify for this offer.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
[Expired] KeyBank $400 Checking Bonus

- What you’ll get: $400
- Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking®, Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Use offer code: RETK1120
- Make ONE single direct deposit of at least $500 within 60 days after account opening.
- Your gift will be deposited into your account within 60 days if your account is open and not overdrawn.
- When it expires: 12/11/2020
I’d recommend comparing this offer with other popular ones like these:
- Chase Bank $200 bonus
- TD Bank $150 & $300 bonuses
- HSBC Bank $200 – $600 bonuses
- Bank of America $100 bonus
How To Earn The Bonus
- Open a Key Express Checking®, Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account online.
- Use offer code: RETK1120
- Make ONE single direct deposit of at least $500 within 60 days after account opening.
- Your gift will be deposited into your account within 60 days if your account is open and not overdrawn.
- Key Smart Checking Account
- No monthly service fees, no minimums
- Key Advantage Checking Account
- Earn interest on your balance
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Several ways to waive the monthly maintenance fee
- Key Privilege Checking Account
- Earn interest and gain exceptional relationship banking benefits
- Waive the monthly maintenance fee with $25,000 in balances across accounts
- Reimbursement of non-Key ATM surcharges, up to $6 monthly
- Key Privilege Select Checking Account
- Top tier financial management services, preferred pricing & automatic sweeps
- Waive the monthly maintenance fee with $100,000 in balances across accounts
- Unlimited reimbursement of non-Key ATM surcharges
- Key Smart Checking Account has no monthly service fees and no minimums
- As a Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment, and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a Key@Work program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking Account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Money Market Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- You must open a Key Smart CheckingSM Account (this is the basic banking account in NY), Key Advantage® Checking Account, Key Privilege® Checking Account, or Key Privilege Select Checking® Account by the expiration date at 11:59 p.m. (ET) and make ONE single KeyBank direct deposit of $500 or more within 60 days after account opening to get $400.
- Normal account service charges and balance requirements apply to these accounts.
- Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.
- Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility.
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- Offer/Reservation number is non-transferable, cannot be sold and is required to qualify.
- Limit one gift per qualifying account.
- Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
OFFER LINK | OFFER | OUR REVIEW |
Chase Business Complete Banking℠ | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
Bank of America Checking | $100 Offer | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience Checking℠ | $150 Cash | Review |
HSBC Premier Checking | $450 Cash | Review |
HSBC Premier Checking | Up To $600 | Review |
HSBC Advance Checking | $200 Cash | Review |
HSBC Advance Checking | Up To $240 | Review |
Aspiration Checking | $100 Cash | Review |
Ally Invest | Up To $3,500 | Review |
Betterment | Up To 1 Year Free | Review |
TradeStation | $100 Cash | Review |
BlockFi | Up To $250 BTC | Review |
Is there a link to any of these promos?
Sam,
The button links are in the write-up.
I am looking for a Keybank offer to give to my best friend since I just received my $300 Bonus last week. I opened the account on September 22, 2017 and I received my Bonus in October 30th. So 37 days after I opened my account I received it. As soon as I was provided with my account number I report it to payroll to have my check posted the same week since the requirement was to have a direct deposit of at least $1,000.
On a side note the guy named Bill Davidson just made me laugh with his comment on June 16, 2017. His story made me crack up so much to the point of crying. Bill I think you have a shot at being a comedian!
The promotion is bogus. I set up the account online but couldn’t make auto deposit until they issued me a debit card. Well, it took 60 days and then they told me it was too late for the “gift” because it was past 60 days. They make lots of excuses and fail to honor commitments. Don’t waste your time with this bank.
How long does it normally take to get the bonus does it normally take the full 90 days?
4 weeks
Yea!
I am used to living on the streets and changing accounts every 6 months. Watch Out! The bankers catch you doing this; one time; too often and they set you up. I left the bar and from the door to the curb where my taxi was waiting the local PD arrested me for public intoxication. Fined me: $200 ticket – no coincidence – the same amount that the bank promises with this coupon. Caveat emptor……
Well, ok then…
Sometimes I just can’t believe what I am reading. So you think the bank set your drunk ass up? Caveat emptor my ass. Your own drunkenness got you arrested, not the bank.
$300 had two requirements. direct deposit and 5 times debit card usage. I was not told about it and Keybank won’t honor this. TRASH.
Peter,
Did you go for the offer that is available online? The current $300 offer doesn’t state anything about a debit card usage requirement. Perhaps you can show them the online offer?
Can the $200 offer reservation code be used with the $400 offer Coupon code.
I highly doubt it!
IF YOU NEED A RESERVATION CODE # ALL YOU HAVE TO DO IS REQUEST THAT THE PROMO BE EMAILED TO YOU. GOTO YOUR EMAIL AND OPEN THE PROMO AND WHERE IT GIVES YOU THE PROMO CODE, FOLLOWING RIGHT AFTER WILL BE A RESERVATION # (EX. PROMO CODE: EDGD1216-“*********”) WHERE THE *’S ARE WILL BE THE RESERVATION CODE.
Thanks for the info J Monty!
KeyBank will give you a $200 bonus until March 4, 2016, when you open certain types of KeyBank checking accounts.
I tried to set this up with the offer code RETK0516, however, as other commenters have mentioned, a reservation code is needed in addition to this code, and those are issued in letters to targeted customers. If you are not one of these, and it seems I am not, then the most bonus you can get according to Key Bank is $200.
Exactly right Evan! This $400 offer is useless without having a Reservation Code IN ADDITION TO the Offer code of RETK0516! This $400 offer should be removed from this website, because only those who received an invitation qualify. I have just wasted about 30 minutes that I’ll never get back trying to sign up for this bogus (without a valid reservation code) offer.
Sorry for the bad experiences everyone. I’ve had a few people tell me they took advantage of the offer by printing it out and opening in-branch. It could be just their branch/region was more willing. Let me update with some notes.
Key bank $400 bonus is for targeted customer only. I chat with Key CSR and was told.
Key bank , like Chase has many promotions with almost same requirements. If you can get $300, why go for $200? Recently I was targeted for $200 (not $400) bonus. So be careful !
Its says “Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.”
Does anyone know if ACH deposits from any bank or pay pal transfers work?
Can it be two deposits totaling 500 to qualify for the bonus?
No, it probably won’t trigger the bonus unless you do one DD of $500+. For your particular scenario, you’d have to ask a banker if they can manually approve it or not. Good luck!
Hi, where can I get the reservation code?
Brian, I list the codes, but the offer pages also have them. I wasn’t sure which offer you’re referring to, but each has it’s own code so choose the correct one!
Use offer code RETA0516 with your reservation number. I think he referred to the reservation number. I also have the same question. Thanks
They mail it to you with the promotion and the code number.
Hi Tony;
This is the first time I visit your site. Thanks for the good work. Have a question:
Within 60 days of account opening we need to put 1 or 2 direct deposits (DD). Most need 1 but some (US bank) need 2 , they use the word ‘recurring DD within 60 days’. My question is: How many more DD required after 60 days and before Bonus posted (90 or 120 days) ? I do not want my DD tied up in one bank. Thanks for your time.