Through the Heritage Federal Credit Union Refer-A-Friend Program, new members can earn a $50 bonus when they open a new checking account, enroll in eStatements, and make 12 debit card transactions within the first 60 days. Plus, current members can earn up to $500 per year for referring new members to join Heritage Federal Credit Union.
Key Takeaways
- New members earn a $50 bonus by opening a checking account and meeting transaction requirements.
- Current members can earn up to $500 per year by referring new members.
- Membership is available to residents of select counties in Illinois, Indiana, and Kentucky, as well as to immediate family members and Heritage employees.
How to Qualify for Membership
To join Heritage Federal Credit Union, you need to meet one of the following criteria:
- Live, work, worship, or attend school in specific counties in Illinois, Indiana, or Kentucky.
- Illinois Counties: Gallatin, Hardin, Lawrence, Wabash, White.
- Indiana Counties: Clark, Crawford, Davies, Floyd, Gibson, Harrison, Knox, Perry, Pike, Posey, Spencer, Vanderburgh, Warrick.
- Kentucky Counties: Crittenden, Daviess, Hancock, Henderson, Hopkins, McLean, Ohio, Union, Webster.
- Immediate family members of current members or those who reside in the same household.
- Heritage Federal employees.
Additionally, you must open a Primary Share Savings Account with a minimum deposit of $5.
Heritage Federal $50 New Member Bonus via Referral Program
Here’s how new members can earn the $50 bonus:
- Join via referral: Use a referral email or text from a current member to open your new membership account online, or bring a completed referral form if opening in-branch.
- Open a checking account: Ensure your account includes a Visa Debit Card or Visa Credit Card.
- Enroll in eStatements.
- Make 12 transactions: Complete 12 transactions with your new Debit Card or Credit Card within the first 60 days.
- Receive the bonus: The $50 bonus will be deposited into your checking account within two weeks of completing these qualifications.
Eligibility Criteria
- You must not have had any relationship with Heritage Federal in the last 90 days.
- You should never have taken advantage of the Heritage Federal Referral Program before to qualify for the $50 bonus.
We don’t have a referral link of our to share. If you have one, please add in the comments section.
Heritage Federal $50 Refer-A-Friend Bonuses
Current members can benefit from the referral program as well. Here’s how:
- Refer a friend: Share your referral link with potential new members.
- New member joins: The new member opens a checking account with a Visa Debit or Credit Card, enrolls in eStatements, and makes 12 debit or credit card transactions within the first 60 days.
- Receive bonuses: Both you and the new member will receive a $50 bonus, deposited within two weeks after meeting the qualifications.
Referral Program Details
- You can earn up to $500 per year through referrals.
- Both the referrer and the new member must be in good standing at the time of the bonus deposit.
- Ineligible participants include current Heritage employees, board members, Supervisory Committee members, dealerships, and indirect lending partners.
- More details about their referral program here.
Final Thoughts
There are much better referral programs and bank bonuses out there. However, if you live in one of the select counties in Illinois, Indiana, or Kentucky, or otherwise qualify for membership, the Heritage Federal Credit Union Refer-A-Friend Program is a great way to earn an easy $50 bonus rewards. Referral offers are win-win for the both parties.
Frequently Asked Questions
Who can join Heritage Federal Credit Union?
- Residents of specific counties in Illinois, Indiana, and Kentucky, immediate family members of current members, and Heritage Federal employees can join.
What do I need to open an account?
- A Primary Share Savings Account with a minimum deposit of $5.
How can I earn the $50 bonus?
- New members must open a checking account, enroll in eStatements, and make 12 debit or credit card transactions within the first 60 days.
Can current members earn bonuses?
- Yes, current members can earn up to $500 per year by referring new members.
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