Looking for a bank bonus that actually pays? Hancock Whitney is offering up to $600 when you open their Freestyle Checking and Savings accounts—and here’s exactly how to maximize this opportunity.
Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!
The Complete Breakdown
Freestyle Checking: $300 Bonus
- Open account with promo code (expires 10/31/2025)
- Set up $500+ in monthly direct deposits by 12/31/2025
- Keep account active through 2/28/2026
- Bonus paid by 2/28/2026
Freestyle Savings: $100 Bonus
- Open account with promo code (expires 10/31/2025)
- Deposit $5,000+ by 11/30/2025
- Maintain $5,000+ daily balance through 2/28/2026
- Bonus paid by 2/28/2026
The Big Win: $200 Extra Bonus
Open both accounts simultaneously and meet all requirements to earn an additional $200, bringing your total to $600.
Trending Checking Account Deal:
What Makes This Offer Stand Out
Freestyle Savings Features:
- 2.50% APY on balances up to $9,999
- 2.75% APY on $10,000-$24,999
- 3.00% APY on $25,000-$100,000
- No minimum balance required to earn interest
- Monthly fee waived with $250+ balance or qualifying transaction
Freestyle Checking Perks:
- Get paid up to 2 days early with Early Pay
- No monthly fee with one transaction per month
- Visa Purchase Alerts for account protection
- Free Zelle transfers
Trending Savings Account Deal:
Important Requirements and Restrictions
Eligibility:
- Must be 18+ years old
- New checking customers only (or haven’t had checking in 90+ days)
- One bonus per household every 2 calendar years
- Email used for promo code must match account opening email
What Counts as Direct Deposit:
- Salary, pension, Social Security payments
- Government benefits
- Other recurring monthly income from employers/agencies
What Doesn’t Count:
- Account transfers, mobile deposits
- Zelle, PayPal, Cash App payments
- Tax refunds or branch/ATM deposits
The Fine Print You Need to Know
Account Minimums:
- $25 minimum to open both accounts
- $20 early closure fee if closed within 180 days
- Bank reserves right to deduct bonus if account closed early
Timeline Summary:
- Account opening deadline: 10/31/2025
- Direct deposit setup deadline: 12/31/2025
- Savings deposit deadline: 11/30/2025
- Bonus payment: By 2/28/2026
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Why This Matters
The best part? You’re not just earning a one-time bonus—you’re getting access to genuinely competitive rates on the savings account. That 2.50-3.00% APY beats most traditional banks by a significant margin.
Remember: Bonuses may be reported as interest on IRS Form 1099, so factor in potential tax implications.
Bottom Line: This is one of the more generous bank bonus offers available, especially if you can meet the requirements for both accounts. The key is getting that promo code before the 10/31/2025 deadline and setting up your direct deposits promptly.
Ready to claim your $600? Visit Hancock Whitney’s website to get your promo code and start the account opening process.
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