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- Tony Phan
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Goldwater Bank is headquartered in Phoenix, Arizona and offers online deposit accounts available nationwide. Accounts offered include Checking, Savings, Money Market and CD options.
Rates are much better than your traditional big banking institutions and fairly competitive with the best in the nation. Be sure to compare their rates with the best using these pages: Savings Rates | CD Rates.
I’ll go over their best rate offers and any current promotions below.
Goldwater Bank’s Savings Plus Rate Offer: 1.65% APY
A fairly competitive rate for their Savings account.
- Rate offer: 1.65% APY
- Available online, nationwide
- Minimum opening deposit: $5,000
- Minimum balance to obtain APY: $0.01
Use the Savings Rates page to compare all the best rates from reputable banks. CIT Bank offers great rates for their online Money Market and Savings accounts, and HSBC Direct has one of the best rates from a big bank. *Be sure to see these Savings account bonuses also, including a great offer from Chase Bank.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Coupon Promo Codes: $200, $300, $350, $500 – September 2018
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Online HSBC Direct Savings Rate Offer: 2.01% APY (Available Nationwide)
- Popular Direct Online Savings And CD Account Promotions
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Salem Five Bank Checking, Savings, CD Promotions
| Featured Promotions | ||
|---|---|---|
| Chase Total Checking® + Savings℠ | Chase Premier Plus Checking℠ | Chase Total Business Checking® |
 |  |  |
| $350 Bonus | $300 Bonus | $200 Bonus |
| Review | Review | Review |
| Chase College Checking℠ | HSBC Premier Checking | HSBC Advance Checking |
 |  | |
| $100 Bonus | $750 Bonus. Member FDIC | $350 Bonus. Member FDIC |
| Review | Review | Review |
Goldwater’s Money Market Account Doesn’t Do Quite As Well
The minimum opening balance requirement is less, but the best rate requires at least a $100,000 balance.
- Rate offer:
- 1.15% APY for daily balance of up to $99,999.99
- 1.25% APY for daily balance of $100,000 and up
- Available online, nationwide
- Minimum opening deposit: $1,000
- Minimum balance to obtain APY: $0.01
Online CD Offers From Goldwater Bank
The minimum deposit is $5,000 for their CD accounts and some of their terms are worth consideration.
| CD Term | APY Rate |
| 90 Day | 1.50% |
| 180 Day | 1.90% |
| 12 Month | 2.45% |
| 15 Month | 2.50% |
| 18 Month | 2.55% |
| 24 Month | 2.70% |
| 3 Year | 2.80% |
| 5 Year | 2.90% |
Rates change often, so compare the best CD rates here. CIT Bank and BBVA Compass tend to have some good offers.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Popular Direct Online Savings And CD Account Promotions
- Live Oak Bank Online Savings And CD Offers, Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Salem Five Bank Checking, Savings, CD Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
If you like sign-up bonuses, see the best bank account promos here, including great offers from Chase Bank, Regions, TD Bank, HSBC and many more.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Coupon Promo Codes: $200, $300, $350, $500 – September 2018
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
I’ll update this page as new offers are available from Goldwater Bank.
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.