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- Tony Phan
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Goldwater Bank is headquartered in Phoenix, Arizona and offers online deposit accounts available nationwide. Accounts offered include Checking, Savings, Money Market and CD options.
Rates are much better than your traditional big banking institutions and fairly competitive with the best in the nation. Be sure to compare their rates with the best using these pages: Savings Rates | CD Rates.
I’ll go over their best rate offers and any current promotions below.
Goldwater Bank’s Savings Plus Rate Offer: 1.65% APY
A fairly competitive rate for their Savings account.
- Rate offer: 1.65% APY
- Available online, nationwide
- Minimum opening deposit: $5,000
- Minimum balance to obtain APY: $0.01
Use the Savings Rates page to compare all the best rates from reputable banks. CIT Bank offers great rates for their online Money Market and Savings accounts, and HSBC Direct has one of the best rates from a big bank. *Be sure to see these Savings account bonuses also, including a great offer from Chase Bank.
- MySavingsDirect Hield Yield Savings And CD Account Promotions
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Chase Coupon Promo Codes: $200, $300, $350, $500 – November 2018
- Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer
- Online HSBC Direct Savings Rate Offer: 2.01% APY (Available Nationwide)
- Citizens Access Online Savings And CD Accounts Offers, Promotions
- PurePoint Financial Online Savings & CD Accounts Promotions, Bonuses
- CIBC U.S. Bank Offer: $200 Checking Bonus [IL, MI, MO, WI Residents]
Goldwater’s Money Market Account Doesn’t Do Quite As Well
The minimum opening balance requirement is less, but the best rate requires at least a $100,000 balance.
- Rate offer:
- 1.15% APY for daily balance of up to $99,999.99
- 1.25% APY for daily balance of $100,000 and up
- Available online, nationwide
- Minimum opening deposit: $1,000
- Minimum balance to obtain APY: $0.01
Online CD Offers From Goldwater Bank
The minimum deposit is $5,000 for their CD accounts and some of their terms are worth consideration.
| CD Term | APY Rate |
| 90 Day | 1.50% |
| 180 Day | 1.90% |
| 12 Month | 2.45% |
| 15 Month | 2.50% |
| 18 Month | 2.55% |
| 24 Month | 2.70% |
| 3 Year | 2.80% |
| 5 Year | 2.90% |
Rates change often, so compare the best CD rates here. CIT Bank and BBVA Compass tend to have some good offers.
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Live Oak Bank Online Savings And CD Offers, Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Popular Direct Online Savings And CD Account Promotions, Offers
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
If you like sign-up bonuses, see the best bank account promos here, including great offers from Chase Bank, Regions, TD Bank, HSBC and many more.
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Chase Coupon Promo Codes: $200, $300, $350, $500 – November 2018
- HSBC Bank Advance Checking Account $350 Bonus Offer
- HSBC Bank Premier Checking Account $750 Bonus Offer
- Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
I’ll update this page as new offers are available from Goldwater Bank.
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.