Get a $750 Welcome Deposit for eligible new customers who open an 
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- Tony Phan
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Goldwater Bank is headquartered in Phoenix, Arizona and offers online deposit accounts available nationwide. Accounts offered include Checking, Savings, Money Market and CD options.
Rates are much better than your traditional big banking institutions and fairly competitive with the best in the nation. Be sure to compare their rates with the best using these pages: Savings Rates | CD Rates.
I’ll go over their best rate offers and any current promotions below.
Goldwater Bank’s Savings Plus Rate Offer: 1.65% APY
A fairly competitive rate for their Savings account.
- Rate offer: 1.65% APY
- Available online, nationwide
- Minimum opening deposit: $5,000
- Minimum balance to obtain APY: $0.01
Use the Savings Rates page to compare all the best rates from reputable banks. CIT Bank offers great rates for their online Money Market and Savings accounts, and HSBC Direct has one of the best rates from a big bank. *Be sure to see these Savings account bonuses also.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Chase Coupon Promo Codes: $200, $300, $350, $500 – May 2018
- HSBC Bank Promotions: $200, $350, $750 Checking Account Bonuses
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
- Salem Five Bank Checking, Savings, CD Promotions
MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Get a $750 Welcome Deposit for eligible new customers who open an 
Earn 75,000 miles each year (worth $750) if you spend $25,000 on purchases with the Barclays Arrival® Premier World Elite Mastercard®. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Goldwater’s Money Market Account Doesn’t Do Quite As Well
The minimum opening balance requirement is less, but the best rate requires at least a $100,000 balance.
- Rate offer:
- 1.15% APY for daily balance of up to $99,999.99
- 1.25% APY for daily balance of $100,000 and up
- Available online, nationwide
- Minimum opening deposit: $1,000
- Minimum balance to obtain APY: $0.01
Online CD Offers From Goldwater Bank
The minimum deposit is $5,000 for their CD accounts and some of their terms are worth consideration.
| CD Term | APY Rate |
| 90 Day | 1.25% |
| 180 Day | 1.65% |
| 12 Month | 2.20% |
| 15 Month | 2.25% |
| 18 Month | 2.30% |
| 24 Month | 2.45% |
| 3 Year | 2.55% |
| 5 Year | 2.65% |
Rates change often, so compare the best CD rates here. Synchrony Bank, EverBank and Popular Direct tend to have some good offers.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- EverBank Review: Checking, Money Market, CD Promotions And Bonuses
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
If you like sign-up bonuses, see the best bank account promos here, including great offers from Chase Bank, Regions, TD Bank, HSBC and many more.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – May 2018
- HSBC Bank Promotions: $200, $350, $750 Checking Account Bonuses
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Regions Bank Promotions: $200 Checking Account Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
I’ll update this page as new offers are available from Goldwater Bank.
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.