UPDATE: Cornerstone Bank has merged with Coastal States Bank.
Cornerstone Bank of Georgia typically has sign-up bonuses for their Checking and Savings accounts that can range from $100 to $300. We’ll keep this page updated with the latest offers.
Headquartered in Atlanta, Georgia and established in 2001, Cornerstone Bank has a small footprint with just 3 branches in the area as of 2017.
Below are the latest offers.
Cornerstone Bank $350 Checking/Money Market Bonus
With this new offer from Cornerstone Bank you can earn a $100 bonus for a new Checking account and a $250 bonus for a new Money Market account.
- Bonus offers set to expire on 12/31/17
- Cornerstone Money Market account and any Cornerstone Checking account is eligible for this offer
- Available to residents near their Georgia branches
- Direct deposit is required for the bonus
- Application will trigger a Hard Pull, which does affect your credit
- If you choose the Cornerstone Free Checking account, it has no Monthly Fee
- The Cornerstone Money Market has no Monthly Service Fee when you keep a minimum daily balance of $2,500 or more in your money market account. Otherwise a $10 Monthly Service Fee will apply.
- You must keep the accounts open for at least 6 months or you will forfeit your bonuses
How To Earn The $100 & $250 Bonuses
- To receive the $100 Checking bonus:
- Open a new Cornerstone Checking account, which is subject to approval; AND
- Deposit $500 or more in new money at account opening; AND
- Have your monthly direct deposit made to this account within 60 days of account opening. Your direct deposit must be at least $500 and needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must continue for a minimum of six months; AND
- You must sign up for online banking and execute three (3) bill pay transactions each statement cycle.
- After you have completed all the above checking requirements, they’ll deposit the bonus in your new account within 30 business days.
- To receive the $250 Money Market bonus:
- Open a new Cornerstone Money Market account, which is subject to approval; AND
- Deposit $10,000 or more in new money at account opening; AND
- Maintain at least a $10,000 balance for six months from the date of deposit.
- The new money cannot be funds held by Cornerstone or its affiliates.
- After you have completed all the above money market requirements, they’ll deposit the bonus in your new account within 30
The Fine Print
- Checking offer is not available to existing Cornerstone checking customers and money market offer is not available to existing Cornerstone money market customers.
- Offer not available to those with fiduciary accounts, or those whose accounts have been closed within 180 days or closed with a negative balance.
- You can receive only one new checking and one new money market account opening related bonus each calendar year and only one bonus per account.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT.
- Account Closing: If either the checking account is closed by the customer or Cornerstone within six months after opening, the bonus amount will not be paid.
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