Get a $200 bonus when you open a new Chase Total Checking^® account and set up direct deposit (I review this account here).

Get a $150 bonus when you open a new Chase Savings^SM account, deposit a total of $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days.

For the $200 Chase Total Checking^® bonus, you’ll have to open with a minimum $25 deposit and make the qualifying Direct Deposit within 60 days of account opening. Your $200 bonus will be deposited within 10 business days once requirements are met.

For the Chase Savings^SM offer, you’ll receive the $150 bonus within 10 business days once requirements are met.

You can either apply directly online or in-branch after generating a personalized coupon from the offer page. Also, you can choose to apply for just one of the two accounts, and qualify for that respective bonus offer.

The Checking account has a $12 Monthly Service Fee that you can waive with a minimum daily balance of $1,500 or more. The Savings account has a $5 Monthly Service Fee that you can waive with just a $300 minimum daily balance. Read our review to see all the options for waiving these monthly fees.

Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking^SM account and set up direct deposit.

This account has a few more features than the Chase Total Checking^® account.

The monthly service fee is higher at $25, but it can be waived by keeping an average daily balance of at least $15,000 between all of your Chase accounts (Checking, Savings, and other balances). You can also waive it by having automatic payments from your Chase account to a qualifying linked Chase mortgage.

To qualify for the promotion, open a new account with a minimum $25 deposit, and have a Direct Deposit (electronic transfer of paycheck, pension, or government benefits) made to the account. Once you’ve met the requirements, the bonus will be deposited into your account within 10 business days.

Apply directly online or go to the offer page to have a coupon code emailed to you for an in-branch visit.

How To Earn The $50 Bonus

• Open a new Chase College Checking^SM account with your personalized coupon emailed from the offer page. The minimum opening balance is $25.
• Enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
  • Qualifying transactions include: debit card purchases, online bill payments, checks paid, Chase QuickDeposit^SM, Chase QuickPay^®, or direct deposits.
  • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
• After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, they’ll deposit the bonus into your new account within 10 business days.

Pricing

• APY: N/A
• Minimum Balance to Open: $25
• Monthly Service Fee: $6
• NSF(Non-Sufficient Funds) Fee: $34
• ATM Surcharge: $2.50 (in US), $5 (outside US)

TD Bank has two promotions for their Checking accounts where you can earn a $150 or $300 bonus.

For the $300 bonus, you must open a new TD Premier Checking account online and make $2,500 or more in direct deposits within 90 days. There is a $25 Monthly Fee with the Premier Checking^SM account that you can waive with a minimum daily balance of $2,500.

For the $150 bonus, you must open a new TD Convenience Checking account online and make $500 or more in direct deposits within 90 days. The $15 Monthly Fee with the Convenience Checking^SM account can be waived with a minimum daily balance of $100.

How to earn the $20 bonus:

• You must be a new Simple customer who has not previously had an account to be referred and receive the bonus.
• Open a new Simple Bank account using the offer link from the referrer
• Put money in your Simple account by linking another account or setting up direct deposit.
• When your new card arrives, activate it, and go use it
• A $20 bonus will be credited to your account within 24 hours
• The account must be open and in good standing at the time the bonus is deposited.
• Simple may report the value of the bonus to the IRS as required by law.
• Any customer whose tax status would require Simple to impose tax withholding of any sort will not be eligible for this bonus.
• Employees of Simple are ineligible for this program.

How to earn unlimited $20 referral bonuses:

• Once you have a Simple Account open, make referrals using your personal referral link, or via Email, Facebook, or Twitter.
• Once your friend successfully opens an account and makes a purchase with their Simple Bank card for the first time, a $20 bonus will appear in both your accounts.
• The bonus will be credited within 24 hours to both accounts

How To Earn The $200 Checking Bonus:

• Open any LifeGreen Checking account online with the promo code 200PD18Q2. You can also have a personalized voucher emailed to you from the offer page for an in-branch visit. Use this online application link, which appears to be working fine (be sure to use the promo code). Again, if the link is down you can try finding an updated offer by doing a Google search for “Regions Checking Bonus”.
• Make 10 purchases with your Regions Visa CheckCard within 60 days of account opening.
• Make $500 or more of qualifying ACH Direct Deposits such as payroll or Government benefits deposit within 60 days of account opening.
• Once requirements are met, you’ll receive the $200 credit to your account within 120 days of completing the requirements.

How To Get Your $150 Bonus

• Register and bring the email you receive to any Santander branch or visit Santanderbank.com/digbonus by
  June 30, 2018.
• Using the same name and email address you used to register for a coupon, along with the promotion code received, open an eligible Santander Checking account and
  have direct deposits of $1,000 or more post to the account in the first 90 days.
• Keep your account open for 90 days and open at the time of bonus payment.
• Once you meet these conditions, your $150 bonus will be paid within 30 days.
• Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal. *More tips on this here.

Earn $500 Yearly In Referral Bonuses

• Use the referral offer page to sign up and start making referrals.
• Enter your friends’ email address and add a personalized message so they know it’s coming from you.
• Once your friend accepts the invitation, opens an eligible Santander checking account with the promotional code they received, and completes the program requirements**, you both will receive a $50 digital Visa Prepaid Card.
• Repeat and make up to $500 in referral bonuses per year.

To earn the $250 bonus

• Use the offer link and register your information for the bonus
• Open an eligible new personal Checking account.
• For the $25 total bonus: Complete ONE of the following by the end of the second full month that your account is open:
  • Set up a direct deposit, OR
  • Make 10 debit transactions (using PIN or signature), OR
  • Make 5 online bill payments
• For a $75 total bonus: Complete the requirements for $25, PLUS:
  • Have an average monthly balance of $2,500 during the second full month that your account is open
• For the $250 total bonus: Complete the requirements for $25, PLUS:
  • Have an average monthly balance of $10,000 during the second full month that your account is open

Once you have an account open, register your information here to start making $50 per referral, up to $500 a year.

How To Get The $200 Bonus (online/in-branch offer)

• Open an Everyday Checking account online from the offer page or bring an offer code to a participating Wells Fargo branch to open any consumer Checking account (Teen Checking excluded).
• Make a minimum opening deposit of $25 to fund your account.
• Make 10 posted purchases/payments each month of at least $1 each, with your new Wells Fargo Debit Card for 3 consecutive months.
• A $200 bonus will be deposited into your primary checking account within 45 days of completing these steps and meeting eligibility requirements.

Follow these steps to receive a $100-$150 offer when one isn’t available online:

1. Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
2. A screen pop-up will appear asking what you would do with $100 or $150 dollars
3. Select gas and groceries on the screen
4. A $100 or $150 coupon offer should print out once you’re done with the ATM transaction.

How To Get Your $300 Bonus

• You must have been targeted to receive this bonus offer.
• Open a Core or Interest Checking account by the offer expiration date.
• Set up qualifying direct deposits totaling $4,000 or more within 90 days from account opening. Bank of America does have some reported alternatives to trigger the Direct Deposit requirement.
• *You must not have been a signer or owner of a Bank of America personal Checking account within the last 6 months.
• Once you’ve met the requirements, you will get the bonus deposited within 60 days.

How To Earn The $50 To $300 Bonuses

• $300 Bonus
  • Open a new Virtual Wallet with Performance Select account
  • Establish total qualifying direct deposit(s) of $5,000 to the new account
  • Make at least 10 purchases with your PNC Bank Visa Debit Card
• $200 Bonus
  • Open a new Virtual Wallet with Performance Spend
  • Establish total qualifying direct deposit(s) of $2,000 to the new account
  • Make at least 10 purchases with your PNC Bank Visa Debit Card
• $50 Bonus
  • Open a new Virtual Wallet
  • Establish total qualifying direct deposit(s) of $500 to the new account
  • Make at least 10 purchases with your PNC Bank Visa Debit Card
• *Tips:
  • Bonus requirements must be met within 60 days of account opening.
  • A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency.
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

How To Get Your Bonus

You must use the SunTrust Q1 2018 Online Checking Offer: Q118CHECKINGOL. Open a new qualifying Checking account and deposit at least $100 within 14 days of account opening. You must also complete the following requirements for your chosen Checking account option.

• Earn $250 for opening a new Select Checking account:
  • Complete at least $1,000 in Direct Deposits within 60 days of account opening.
  • Make at least 10 debit card purchases within 60 days of account opening.
• Earn $500 for opening a new Signature Advantage account
  • Complete at least $2,000 in Direct Deposits within 60 days of account opening.
  • Make at least 10 debit card purchases within 60 days of account opening.

How To Get Your $300 Bonus

• $300 bonus (use offer code OASP0218): Receive $300 when you open a Key Advantage, Key Privilege or Key Privilege Select Checking Account between and make a single recurring direct deposit of $1,000 or more within 60 days after account opening.

How To Get Your $200 Bonus

• $200 bonus (use offer code OAPE0218): Receive $200 when you open a Key Express Checking Account (this is the basic banking account in New York) between and make a single recurring direct deposit of $500 or more within 60 days after account opening.

How To Get Your $100 Bonus

• $100 bonus (use offer code OASH0218): Receive $100 when you open a KeyBank Hassle-Free Account between and make a single recurring direct deposit of $300 or more within 60 days after account opening.

How To Get Your $200 Bonus

• To qualify for the $250 bonus: open a new Fifth Third Essential Checking account, within 45 days of opening the account make deposits totaling $500 or more AND then maintain a balance of at least $500 for 60 days from the date the balance requirement is reached.
• No minimum deposit to open a checking account.
• Bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

How To Earn The Bonuses

• 360 Savings $25 Bonus: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
• 360 Money Market $25-$100 Bonus: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
• 360 Checking account $25 Bonus: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit.

Once you’ve got a Capital One 360 account open, you can start making referral bonuses, earning $20 per referral, up to $1,000 max.

How To Earn The $300 Bonus

• To be offer-eligible, you must apply from the offer page, or call 800.959.3690 and apply by phone.
• This offer is valid in Washington D.C. and limited surrounding areas in Maryland, Virginia, West Virginia and Pennsylvania and is not transferable.
• A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
• To earn the $300 bonus offer, open a new U.S. Bank consumer Gold Checking Package between and including February 22, 2018 and April 30, 2018.
• Additionally, you must complete recurring direct deposits totaling at least $1,500 or more within 60 days of account opening.
• The checking account bonus will be deposited into your new consumer checking account within 60 days of direct deposit verification, as long as your account is open and account balance is positive.
• Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Offer may not be combined with any other checking account bonus offers.
• Offer is not valid if you have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past six months.
• Current U.S. Bank employees are not eligible.

$200 Bonus Requirements:

• Open an eligible Checking account by the bonus expiration date on your letter/email with a minimum opening deposit of $25.
• Set up a recurring Direct Deposit within 60 days of account opening.
• Be sure to use the promotion code listed on your offer

How To Get Your $300 Checking Bonus

• To receive $300 checking bonus, you must open your account at a financial center and present your mailed offer, or open your account online starting at this page and ensure promo code COF300 appears where the promo code is requested.
• You must have an opening deposit of at least $100, and at least one direct deposit must post to your account within 60 days of account opening. Opening deposit cannot be transferred from existing First Tennessee accounts.
• If you meet the stated requirements of this promotional offer, the bonus will be credited to your account within six weeks of the first direct deposit and will be reported as income on Form 1099-INT.

The $150 bonus offers using the other links will give you the option of several different eligible Checking accounts to choose from. All of the offers will require that you set up a direct deposit to qualify.

The $50 sign-up bonus allows you to start making referrals to earn $50 per referral.

How To Earn The $150 Bonus

• Open a new personal Bank of the West Any Deposit Checking account at a branch or account application submitted on bankofthewest.com between 03/05/18 – 04/13/2018 with any opening deposit amount ($0.01 or more) with funds new to Bank of the West (Bank) received and posted to the account no later than 04/20/2018.
• This offer also available for any other consumer checking account (minimum to open $100). UCB Student Checking and Premier Checking excluded.
• To receive the $100 bonus, customer must have a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify) posted to the account by 06/29/2018. Direct deposit must be payroll, Social Security, pension or other government benefits.
• To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card linked to the new checking account for 10 or more debit card purchases all of which must post to the account by the last business day of the month for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account, for a total of 20 or more transactions. Each purchase must be $3 or more. ATM transactions are excluded. All required purchases must be posted by 06/29/2018.
• Bonus will be credited to the open checking account by 07/31/18.

How To Earn The $200 Checking Bonus

• You must be a new BBVA Compass consumer checking customer who has not had a BBVA Compass consumer checking account open within the last 90 days or closed due to negative balance to be eligible for the bonus.
• Eligible accounts include BBVA Compass ClearChoice Interest Checking, BBVA Compass ClearChoice Free Checking and Easy Checking.
• This offer is not available for accounts opened online.
• Within sixty (60) days of account opening, you must set up direct deposit by having one (1) or more electronic Direct Deposits from an unrelated 3rd party (e.g. your employer or a government agency) in the amount of at least $500 post to the new checking account.
• The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
• Account must be open with a positive balance at the time of payment to receive the new account bonus
• If you earn the $200 Checking Bonus, you could also earn an additional $50 by opening a BBVA Compass consumer savings account OR a BBVA Compass Express Personal Loan.
• You must first qualify for the Checking Bonus in order to qualify for the Savings Bonus or the EPL Bonus.
• These two $50 bonuses may not be combined.
• The maximum bonus amount is $250.

Earning The Additional $50 Bonus With A Savings Account

• You must qualify for the Checking Bonus.
• You must be a new BBVA Compass savings customer who has not had a BBVA Compass consumer savings account open within the last 90 days or closed due to negative balance to be eligible for the bonus.
• Eligible Savings accounts are BBVA Compass Clearchoice Savings, Build My Savings and Young Savers.
• Offer is not available for accounts opened online.
• Savings account must be opened within 60 days of checking account.
• Account must be opened with a minimum balance of $100 in your new BBVA Compass Savings account.
• The minimum balance of $100 must be maintained through May 8, 2018 to qualify.
• The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
• The account must be open with a positive balance at the time of payment to receive the new account bonus.
• The BBVA Compass savings account holder must be an account holder on the new BBVA Compass Consumer checking account.

Earning The Additional $50 Bonus With A New Personal Express Loan

• You must qualify for the Checking Bonus.
• You must not have a current BBVA Compass Express Personal Loan or BBVA Compass Express Personal Loan that has been paid off in the past 90 days.
• Within 60 days of opening a new BBVA consumer checking account, you must be approved for and close a BBVA Compass Express Personal Loan.
• The BBVA Compass Express Personal Loan customer must be an account holder on the new BBVA Compass consumer checking account to qualify for the BBVA Compass Express Personal Loan bonus.
• This offer is not available for accounts opened online.
• The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.

Earn the $50 bonus first:

• Use the offer link to register your information to receive the bonus
• Open a new personal Checking account and complete ONE of the following requirements within 60 days after account opening:
  • Have one (1) direct deposit of at least $100 or more into the new personal checking account, OR
  • Make at least ten (10) debit card purchases of at least $25 each that post to the new personal checking account
• Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card.

Once you have an account open, register here to start making referral bonuses, up to $500 each year.

First, open a new Checking account online, and it doesn’t matter which state you reside in. Use the link and fill out the registration form before opening an account. Within 60 days after opening an account, you’ll have to make 1 debit card purchases, have 1 direct deposit, and enroll in online banking. Be sure to keep the account open and in good standing for at least 60 days.

Once you have an account open, you can then make unlimited referrals, for a $50 bonus with each qualifying referreal. The form you’ll have to fill out before making referrals is here.

To Receive The $50 Sign-Up Bonus

• Use the link above and complete the registration form.
• Open a new Checking account and complete the following requirements within 60 days of account opening:
  • Make three or more payments using Online Bill Pay, OR
  • Complete a direct deposit of $300 or more
• After requirements are met, allow up to 4-6 weeks for delivery of your $50 Reward Card.

Once you have an account option, register to start making referral bonuses.

Read all about the other bonuses on our Associated Bank review page.

How To Earn The $50 Bonus

• Complete your information in the registration form on the offer page and click GO!
• Open a new eligible checking account and complete the following requirements within 60 days after account opening:
  • Complete ten (10) debit card purchases (ATM withdrawals are not eligible), AND
  • Have one (1) or more direct deposits totaling at least $500
• Allow up to 4-6 weeks, after completing all requirement of this offer, for delivery of your Reward Card.

Once you have an account option, register your information to start making referral bonuses.

How To Earn The $400 Bonus

For the first $300 Visa Gift Card:

• Use the promotion link and enter in your email to receive a special promo code.
• Bring your code into a nearby branch and open a new personal checking account by 04/30/2018.  Be sure the email you submitted online for the promo code matches the email you provide at account sign-up.
• Enroll in online banking and choose to receive online statements.
• Make 5 purchases with your debit card (purchases with either a signature or PIN, excluding Bill Pay and ATM withdrawals) by 05/25/18.
• ‭If you meet all of the requirements and your eligible personal checking account remains open and active, they will deposit the earned bonus into your new personal checking account no later than 6/30/18.

For the $100 Savings Visa Gift Card:

• Use the promotion link and enter in your email to receive a special promo code.
• Bring your code to a nearby branch and open a new Silver Savings account with a total deposit of $20,000 or more in new money by 04/30/2018. The email given at account opening must match the email address submitted to get the offer promo code.
• Maintain your $20,000 balance through 07/31/18.
• If you meet all of the requirements and your eligible Silver Savings account remains open and active, they will deposit the earned bonus into your Silver Savings account no later than 08/31/18.
• Limit of one new savings-account-related bonus per calendar year.

How To Earn The Bonus

• Choice Checking $200 Bonus:
  • Open your new HSBC Choice Checking account online by June 29, 2018; and
  • Deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities.
• Advance Checking $350 Bonus:
  • Open your new HSBC Advance checking account online by June 29, 2018; and
  • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities.
• Premier Checking $750 Bonus:
  • Open your new HSBC Premier checking account online by June 29, 2018; and
  • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $750 deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.

How To Get Your $1000 In Referrals

• To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  • providing them with your personalized referral code
  • printing the referral form, which contains your personalized code
• When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
• Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
• You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral, up to four. Limit of $1,000 in earnings per calendar year. Reward doubles at 3rd referral–$1,000 cap.

How Your Friend Can Earn The $50 – $200 Bonus

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $200 referral bonus to their new qualifying HSBC Premier checking account, a $100 referral bonus to their new qualifying HSBC Advance checking account, or a $50 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.
• Any prior 2017 Share the Experience referral bonus amount is final.

The EverBank Yield Pledge Checking Account is an online checking account available to everyone nationwide, and it promises to always earn a top 5% yield (there’s a 6-month Bonus Interest Rate of 1.21% currently).

The minimum opening balance is $5,000 and EverBank does not charge any ATM fees on their end. If you keep a minimum average daily balance of $5,000, EverBank will automatically reimburse ATM fees paid at other U.S. ATMs every month. 

Open a new Schwab brokerage account with a minimum $1,000 deposit to earn the $100 bonus using the offer link. The Bonus Award will be credited to the enrolled account within approximately one month of account open.  The account must be maintained at Schwab for at least one year or Schwab may charge back the Bonus Award.

I love traveling, and discovered I needed a better solution for ATM withdrawals overseas, and while traveling in general. The High Yield Investor Checking Account is my secret weapon now. You can use the debit card at any ATM that accepts Visa worldwide. Now here’s the best part – Charles Schwab doesn’t charge ATM fees anywhere, and they will reimburse you for ATM fees other banks/institutions charge! You’ll have to open up a Charles Schwab brokerage account as well, but you’ll never have to use it, deposit funds into it, or keep any kind of balance while it’s linked to the Checking account. The reps understand people open up both accounts just to use the Checking, and will ask if you even have any interest in using the Brokerage services.

Any personal Checking account with M&T is eligible for this offer. You can apply online or have a coupon emailed to you for an in-branch visit.

Make a total of $500 in Direct Deposits within 90 days of account opening to qualify. Your cash bonus will be awarded within 90 days of direct deposit.

The MyChoice Checking $6.95 fee can be waived by keeping a $500+ balance.

The EZChoice Checking $6.95 fee can be waived with one of the following transactions each month:

• 1 debit card transaction
• Check deposit
• Pay a bill online
• ATM withdrawal

How To Earn The $250 Personal Checking Bonus

• To qualify for the $250 bonus you must open a new My Community Interest Checking account with $100 not currently on deposit with the Bank, and complete the following activities:
  • 1) Within 10 calendar days after account opening, deposit a total of $10,000 or more not currently on deposit with the bank, and maintain an average daily balance of $10,000 for 90 consecutive calendar days from the date of deposit.
  • 2) Within 90 calendar days after account opening, 10 debit card point of sale (POS) transactions of $10 or more must post to the account. If the POS transaction is considered a debit, a fee may be incurred.
  • 3) Within 90 calendar days after account opening, qualifying direct deposits totaling $500 or more must post to the account each month for two consecutive calendar months. A qualifying direct deposit is a recurring electronic deposit of a paycheck, pension, Social Security or other governmental benefit.
• Once all requirements are met, the bonus will be credited to your account within 10 business days, and may be reportable as income to the Internal Revenue Service (IRS).
• Account must remain open, in good standing, and in the same product type through the qualifying period to receive the bonus.
• To be eligible for this offer, the new consumer checking account cannot include any signers who:
  • (1) are on any existing NYCB consumer checking accounts (or accounts that have closed in the past 180 calendar days), or
  • (2) have been paid a promotional premium on a consumer account in the past 12 months.
• Signer is defined by name(s) and Social Security number(s) on the account.
• Other consumer checking account product types are not eligible for this promotion.
• This offer is subject to change and cannot be combined with any other offer.

How It Works

• Earn 1% cash back on up to $3,000 in debit card purchases each month
• ATM transactions, the purchase of money orders or cash-equivalents, cash over portions of point-of-sale transactions, and Peer-to-Peer (P2P) payments are not eligible for cashback rewards.
• In addition, purchases made using third-party payment accounts (services such as Venmo and PayPal, who also provide P2P payments) may not be eligible for cashback rewards.
• You can redeem your cashback bonus for any amount.

How To Earn The $300 Maximum Bonus

• To receive the $200 and $100 incentives, you must have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300 or more each electronically deposited into the checking account from an employer or outside agency within 90 days of opening.
• Making 10 purchases with your debit card within the first 90 days of the account opening will also earn the incentives.
• Your CommerceRelationship Checking and Premium Money Market Account or CommerceOptionsSM Premium Money Market Account must be opened by February 28, 2018, and must be in good standing 90 days after opening.
• Get $200 for opening a new CommerceRelationship Checking account. Minimum balance requirement of $100 in CommerceRelationship Checking to receive the $200 bonus.
• Get an additional $100 for also adding a new Money Market account, for a total incentive of $300. Minimum balance requirement of $10,000 in the Money Market Account to receive the $100 incentive.

How To Earn The $50 Sign-Up Bonus

• Complete your information in the registration form and select GO
• Open a new Commerce Bank personal checking account AND complete the following requirements within 60 days of account opening:
  • Have at least one (1) $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND
  • Sign up for Online Banking and enroll in E-Statements
  • Please allow 4-6 weeks for delivery of your Reward Card after completing all requirements of this offer.
• Once you have an active Checking account with Commerce Bank open, earn $50 per qualified referral, up to $500 yearly, by registering.

Cash offer is not available to existing FirstBank consumer checking customers or those whose accounts have been closed within 90 days or closed with a negative balance.

The account must be opened online at efirstbank.com/offers or bring in this advertisement to any FirstBank location to receive the $200 offer. Limit one gift per household, per lifetime. Limit one gift per account. The cash offer will be given if the account opened is in good standing, and the customer enrolls for online banking, and one direct deposit greater than $500 posts to the new checking account. Direct deposit must be new to FirstBank and must be payroll, pension, Social Security or other government benefits. Direct deposit cannot be multiple direct deposits combined that exceed $500.

In place of the direct deposit requirement, the customer may conduct $500 in net (purchase debits versus return credits) Visa Debit Card purchases during the first 60 days of the account being opened. Requirements must be met within 60 days of account opening and the cash offer will be deposited into the new checking account within 90 days of account opening.

The $200 cash offer is considered interest and is subject to IRS and other tax reporting. The cash offer is considered a bonus that can be revoked if the account is closed within six months of opening. FirstBank employees are not eligible to receive the offer. Online Banking plus direct deposit or Visa Debit Card purchases required. The Visa Debit Card is free for the first year after which an annual fee (currently $10 per card) applies.

How To Get The $150 Bonus

• To qualify for a bonus you must open your first new personal checking account and have at least 1 single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.
• In order to be eligible to participate in this promotion, the customer must open their first new personal checking account via Citizens Bank’s online account opening system accessed by clicking on the link on the offer page.
• Customer should print the offer screen for their records.
• Customer may only be paid a bonus associated with this program one time.
• If you meet all of the above requirements and open a One Deposit checking account you will receive a $150 bonus.
• Bonus will post to the checking account within 90 days after direct deposit has posted and will be labeled as “Balance Builder Bonus.”
• Bonus will be reported to the IRS for income tax purposes.

How To Get The $250 Bonus

• To qualify for a bonus you must open your first new personal checking account and have at least 1 single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.
• In order to be eligible to participate in this promotion, the customer must open their first new personal checking account via Citizens Bank’s online account opening system accessed by clicking on the link on the offer page.
• Customer should print the offer screen for their records.
• Customer may only be paid a bonus associated with this program one time.
• If you meet all of the above requirements and open a Citizens Bank Platinum Checking account you will receive a $250 bonus or a $150 bonus for a One Deposit or any other new personal checking account.
• Bonus will post to the checking account within 90 days after direct deposit has posted and will be labeled as “Balance Builder Bonus.”
• Bonus will be reported to the IRS for income tax purposes.

How To Earn The $300 Bonus

• Open a new personal Checking account in-branch or online using the promo code switch300
• Within 120 days of account opening, two (2) out of the following three (3) options must be met and posted to the account:
  • 1) Three (3) of the following deposit types to post in at least three (3) consecutive months; payroll, government or pension benefits (in a single amount not less than $250 each) using either direct deposit, mobile deposit or in-branch deposit. Online transfers (for example ACH transfers or PayPal transactions) and cash transactions are excluded.
  • 2) Twenty-five (25) signature based; not pin based or pin-less debit, debit card transactions ($5 minimum purchase each).
  • 3) Six (6) FBFC online bill pay transactions (excluding personal payments, minimum $25 each).
• The $300 cash reward will be deposited into the checking account within 135 days of account opening.

How To Earn The $50 Bonus

• Use the offer page to register your information
• Open any personal Checking account online or at any Centier branch within 90 days of registration
• Once your account is open, set up a direct deposit of $100 or more within 60 days
• You’ll be notified by U.S. Mail to choose a gift card within 60 days of the qualifying requirements being met
• The $50 gift card will be sent out within 14 days of your selection

Then, Earn $50 Per Referral

• Once you have an account open, register your information using the Referral Page here.
• Invite your friends via email, Facebook, Twitter or Linkedin
• Your referrals will then be directed to the same offer page as described above
• They will need to register online and open a qualified Checking account, add direct deposit, and complete a direct deposit of $100 or more in the first 60 days of account opening.
• You’ll then each receive an invitation to choose a $50 Gift Card from among hundreds of merchants.
• The $50 gift card will be sent out within 14 days of your selections

How To Earn The $150 Bonus

• You can apply online or generate a coupon using the offer page for an in-branch visit
• This offer is valid for new consumer checking accounts
• Open a new Checking account before the offer expiration date and complete a minimum of 10 debit card purchases within 60 days after account opening.
• The $150 cash bonus will be credited to your Checking account 4 to 6 weeks after the conditions above have been met and as long as the account is in good standing.

This $150 bonus offer is for a new Everything Checking account. Bring in a copy of the offer coupon to open an account in-branch. Within 60 days of account opening you’ll have to receive cumulative payroll direct deposits of $250 or more. A $100 debit card rebate will be deposited to your Checking account within 45 days of the direct deposits. If you’ve qualified for the initial $100 bonus, you’ll receive another $50 bonus within 2 months of the 1 year anniversary of account opening.

Everything Checking requires six qualifying payments made per month or a $2,500 average monthly checking balance to avoid a $5 monthly service fee.

Citadel is a credit union and you can open an account if you live, work, worship, or study in the following Pennsylvania counties: Bucks, Chester, Delaware, Lancaster*, Montgomery or Philadelphia. You can also become a Citadel customer if a member of your family or household is eligible to be a customer, no matter where you live.

Once you’re a member you can open a new Free Rewards Checking account with the $50 minimum opening deposit and make 3 signature debit transactions in the first 30 days to earn your bonus. You must call (877) 780-1615 or visit a branch location to request your 25,000 bonus points, which are worth $250.

Open and maintain a new MB Financial Bank, N.A. personal Signature or Classic checking account to earn up to $250 by having the following activities post to the account within the first 90 calendar days of its opening: 1) Establish monthly direct deposits totaling $500 per month or more; 2) Open and maintain a new MB Financial Bank, N.A. personal Statement Savings or Passbook Savings account and maintain a monthly average balance of $5,000 or more.

Having activity 1) post to the new checking account within the first 90 calendar days after opening will earn $150. Completing activity 2) within the first 90 calendar days after opening will earn $100. Completing both of these activities within the first 90 calendar days after opening of the checking account will earn up to $250.

Earned amounts will be paid by MB as a credit to the new checking account within 60 calendar days of the transaction being verified, following the 90-day period from opening. Account must be in good standing (open, with a positive balance) to receive payout.

First, become a member of ACU (read our review for more info or you can browse ACU’s website). Then, open a new Affiinity Checking account, which has no minimum balance requirement. Within 30 days of account opening, you’ll need to set up the direct deposit of at least $500. Within 60 days after the initial direct deposit is received, you’ll receive a coupon that you can redeem for $100.

How To Get The $200 Bonus

• A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $170 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening.
• Direct deposit must be new to the bank and must be payroll, pension, Social Security or other government benefits.
• Bonuses will be paid within 90 calendar days after account is opened.

How To Get The $300 Bonus

• Open a new Complete Checking Premier Account with new money only. Minimum opening deposit is $500.
• You will receive $200 for signing up for and receiving a recurring direct deposit of $500 or more. Direct Deposits must be completed prior to 90 days after the account is opened.
• For the additional $100 bonus, complete the following within 60 days after the account is opened:
  • You will receive $50 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more.
  • You will receive $50 for completing 5 online banking bill-payments via Flushing Bank’s Online Banking portal. Each online bill-pay must be $25 or more.
• The bonus will be credited to the checking account on or about the end of the month following the completion of the above qualifying transactions within the required time after account opening.

How To Get The $200 Bonus

• Open a new Complete Checking or Complete Checking Plus account with new money only. Minimum deposit required to open a new Complete Checking account is $25 and a new Complete Checking Plus account is $100.
• You will receive $100 for signing up for and receiving a recurring direct deposit of $250 or more. Direct Deposits must be completed prior to 90 days after the account is opened.
• You will receive $50 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more.
• You will receive $50 for completing 5 online banking bill-payments via Flushing Bank’s Online Banking portal. Each online bill-pay must be $25 or more.
• Debit Card Purchases and Online Bill-payments must be completed prior to 60 days after the account is opened.

How To Earn The $200 Bonus

• Open a new Provident Free Smart Checking account with a $50 minimum opening deposit
• Set up a direct deposit or one ACH automatic debit within 60 days of account opening
• Complete the above requirements and the cash bonus will deposit into your new account within 75 days of the last day of the promotion (May 31, 2018)

How To Earn The $100 Bonus

• Open a new MemoryBank EarnMore Checking account using the promo code TA2018
• Have 3 ACH deposits of at least $200 post to your account by the end of the third statement cycle.

How To Earn The $100 Bonus

• To earn the $100 direct deposit bonus, you must establish a qualified recurring direct deposit of $200 or more into the account.
• The bonus will be deposited into the new account 91 days after account opening.
• The bonus cannot be used as the opening deposit.
• Offer not available to existing checking account customers, those with fiduciary accounts or those whose account has been closed.
• Limit 1 bonus per household.
• Bonus may be reported on 1099.

How To Get The $200 Bonus

• Open your first free Checking or Checking Plus Account with a $100 minimum opening deposit.
• Sign up for eStatement and recurring direct deposit within 60 days of account opening. Direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
• The bonus will be deposited within 60 days into your Checking Account after membership eligibility and Checking Account are approved and you have met the Direct Deposit and eStatement requirements.

How To Get The $100 Personal Checking Bonus

• Open a new Personal Checking account online
• Set up a direct deposit within 90 days of account opening. The $100 bonus will be credited to your new Checking account up to 60 days after the first direct deposit posts

How To Get The $200 Bonus

• Open a new MyNorthwest Checking or MyNorthwest Interest Checking account
• Have 2 direct deposits of $200 or more post to the account that is made by an employer or other outside source within 6 months of account opening.
• The first bonus of $100 will be paid within 14 calendar days of the second direct deposit.
• The second bonus of $100 will be paid within 14 calendar days after the one year anniversary of the account being opened provided: (i) customer qualifies for first bonus; and, (ii) two Direct Deposits were received within two months prior to one year anniversary of date Account was opened.

How To Earn The $50 Sign-Up Bonus

• Go to the offer page and register your information
• Open a new S&T Bank Checking account and complete the following requirements within 60 days of account opening:
  • Complete 10 debit purchases, AND
  • Enroll in online statements
• Allow 4-6 weeks for the delivery of your Reward Card after completing all offer requirements.

Then, Earn $50 Per Referral, Up To $500 Yearly

• Once you have a Checking account with S&T Bank, you can start making referral bonuses.
• Go to the registration page and enter in your information
• You’ll then receive your personal referral link to send out to family and friends, or you can share your referral link via social media or email.
• Your referral must open a new S&T Bank Checking account and complete the following within 60 days of account opening:
  • Complete 10 debit purchases, AND
  • Enroll in online statements
• You will both earn a $50 Visa Reward Card once these requirements are met. You can make up to $500 in referral bonuses per year.
• Allow 4-6 weeks for the delivery of the Reward Card after requirements are met.

How To Earn The $200 Bonus

•  $100 Checking Bonus: A $100.00 deposit will be made into your Fidelity Bank checking account when a direct deposit or recurring credits totaling $400.00 are received, when Web Bill Pay enrollment is completed and at least two (2) bills have been paid within the same calendar month from the same new checking account, when enrollment in EZ Statements is completed, and when a Fidelity Bank Visa® Check Card is activated and five (5) point-of-sale transactions are processed.
  • All requirements must be satisfied within sixty (60) calendar days of account opening; deposit will be made on the first (1st) business day after sixty (60) calendar days from account opening.
  • Minimum deposit to open a checking account may range between $25.00 and $100.00, minimum balance requirements and monthly service charges depend on which checking account is chosen.
  • Place the code “CHECKING617” in the additional information section to receive your bonus when you apply online!
• $100 Savings Bonus: If customer opens a savings account and deposits $10,000.00 of money not currently on deposit with Fidelity Bank, a $100.00 deposit will be made on the first (1st) business day after sixty (60) calendar days from checking account opening.
  • Bonus will be forfeited if savings deposit of $10,000.00 is withdrawn anytime within sixty (60) calendar days from account opening.
  • Deposit of savings bonus will be made into the checking account on the first (1st) business day after sixty (60) calendar days from account opening if all requirements are met.

How To Get The $300 Bonus

• Open a new Green Checking account
• Establish qualifying Direct Deposits of at least $500 per monthly statement on your account within 60 days of account opening. Qualifying Direct Deposit are deposits from an electronic ACH paycheck, pension, or government benefit (like Social Security) from an employer or the government. Direct Deposits do not include deposits made by an individual such as via online banking, account transfers, or a payment provider such as Paypal.
• The $300 Bonus shall be paid through a credit to your account within 90 days if the Direct Deposit has been established and deposits have been made and verified.

How To Earn The $100 Bonus

• For a limited time, earn $100 by completing the following within 60 days of account opening:
  • Open and fund a new South State personal checking account.
  • Have total qualifying direct deposits of $250 OR monthly automatic draft of $25.
  • Make a minimum of 15 debit card purchases or payments.