MoneysMyLife

HSBC $750 Checking BonusGet a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
Get 2.01% APY with the HSBC Direct Savings account, which is available online, nationwide. Member FDIC.

Simple Bank Review & Bonus Offer: Unlimited $20 Referrals

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Simple Bank, an FDIC-insured checking account backed by their partner bank BBVA Compass, is a mobile-only bank account that is available for Android and iOS devices. Because of it’s unique nature and lack of fees, we’ve included it on our list of the best free Checking accounts.

They do not have any physical branch locations to serve customers and their headquarters is located at 1615 SE 3rd Ave #200 – Portland, OR 97214.

Be sure to also browse our popular Bank Promotions list as well!

Simple Bank $20 Per Referral Bonus (Unlimited)

Simple Bank $20 Bonus

$20 bonus for you and your referrals…

Once you have an account set up with Simple Bank, which is free to open with no minimum opening deposit or minimum balance requirements, you can start making $20 per referral. Your referrals will also earn a $20 bonus as well.

  • Referral offer has no set expiration date
  • There is no limit to the number of referrals you may make
  • How to earn the $20 bonus:
    • You must be a new Simple customer who has not previously had an account to be referred and receive the bonus.
    • Open a new Simple Bank account using the offer link from the referrer
    • Put money in your Simple account by linking another account or setting up direct deposit.
    • When your new card arrives, activate it, and go use it
    • A $20 bonus will be credited to your account within 24 hours
    • The account must be open and in good standing at the time the bonus is deposited.
    • Simple may report the value of the bonus to the IRS as required by law.
    • Any customer whose tax status would require Simple to impose tax withholding of any sort will not be eligible for this bonus.
    • Employees of Simple are ineligible for this program.
  • How to earn unlimited $20 referral bonuses:
    • Once you have a Simple Account open, make referrals using your personal referral link, or via Email, Facebook, or Twitter.
    • Once your friend successfully opens an account and makes a purchase with their Simple Bank card for the first time, a $20 bonus will appear in both your accounts.
    • The bonus will be credited within 24 hours to both accounts

*Use our referral link below to earn your $20 sign-up bonus, and then start earning more referral bonuses.

$20 Bonus Offer

About Simple Bank

Very similar to Moven, the Simple bank account is a more streamlined way of managing your personal finances using your smartphone. Like other banks that don’t operate in traditional branch locations, Simple doesn’t charge any fees.

The funds in your Simple account are held by The Bancorp Bank, and is FDIC insured up to the maximum $250,000.

Any permanent resident of the United States over 18 years of age that has a Social Security number can use a Simple account.

You’ll also need to own a device that can run the Simple mobile app on either Android or iOS.

While you can access most features through the web, Simple is more streamlined through their mobile app, which will let you do Photo Check deposits.

There Can Be Fees You Should Be Aware Of

While Simple does not charge any fees on their end, you should still be aware of these situations where you can incur a fee:

  • If you use an ATM outside of their fee-free network (40,000 totally free Allpoint ATMs), the ATM owner may charge a fee.
  • If you use your Simple card internationally, Visa will include an International Service Assessment (ISA) fee of up to 1% of the total transaction amount.

Simple Account Features

  • You’ll receive a Simple Visa Debit Card, which can be used just like any other debit card, and to withdraw cash from ATMs.
  • Make purchases both in stores and online
  • Budgeting tools available on the web and mobile app.
  • Deposit funds by direct deposit, transfers from a linked external account, photo check deposit with the app, and deposits by mail.
  • Move money between accounts with no holds, no checks, no fees, and no wait.
  • Deposit checks with your smartphone.
  • Everyday banking such as direct deposit, bill pay, and money transfers.
  • In-network ATMs are those in the Allpoint network, which has over 40,000 surcharge-free ATMs.
  • Export your Simple data in CSV or JSON format and download monthly statements in PDF format.
  • Just like any other bank account,you can link your Simple account to Square, Venmo, Paypal and other third party services.

Author’s Verdict

The Simple bank account is only going to appeal to a select market that is interested in these innovations. This account isn’t going to fulfill all your banking needs if you’re looking for a full suite of deposit accounts – there are no Savings, Money Market, CD or Business account options. If you’re up for trying out a free bank account that you can monitor and track your spending on your smartphone, Simple is worth a look and your funds will be insured. For another non-traditional bank account option available online only, the Capital One 360 set of Checking and Savings accounts are also popular and have sign-up bonuses.

More Bank Offers You May Like

See the best bank offers here, including popular bonuses from Chase Bank, TD Bank, HSBC, CIT Bank and more. 


Check back here for updates on promotions from Simple Bank.

Chase Coupon Promo Codes: $200, $300, $350, $500 – October 2018

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Chase Bank coupon codes, bonuses, and promotions for their Checking, Savings and Business accounts can all be found up-to-date here.

Chase promotions are constantly updated throughout the year, so bookmark this page for updates.

Many Chase coupon codes are periodically available. Current and past coupons include the following: $100, $150, $175, $200, $250, $300, $350, $400, $500, $600 and $800 offers.

Chase is the second largest bank in the nation, after Wells Fargo, ranked by the number of branch locations. Established in 1982 as The Chase Manhattan Bank, they are currently headquartered in Newark, Delaware and have 16,000 ATMs and 5,100 branches throughout these states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, and WV.

Locations Map:

*If you like signing up for bank promotions, see our complete list here. 

We’ll review the current Chase bonus coupons below.

Chase College CheckingSM $100 Bonus


Chase Bank is offering a $100 bonus when you open a new Chase College CheckingSM account and meet the requirements below.

This offer is set to expire on 01/17/2019.

  • Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
  • Access to over 16,000 Chase ATMs and 5,100 branches
  • No Monthly Service Fee for up to 5 years if you’re a student between the ages of 17-24.
  • Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.
  • Send and receive money in moments using Chase QuickPay® with Zelle®

APY: N/A

Minimum Balance to Open: $25

Monthly Service Fee: $6

NSF Fee: $34

ATM Surcharge: $2.50 (in US), $5 (outside US)

Apply Now

How To Earn The $100 Bonus

  • Open a new Chase College CheckingSM account online or in-branch with your personalized coupon emailed from the offer page. The minimum opening balance is $25.
  • Enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
    • Qualifying transactions include: debit card purchases, online bill payments, checks paid, Chase QuickDepositSM, Chase QuickPay®, or direct deposits.
    • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
  • After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, they’ll deposit the bonus into your new account within 10 business days.

Fine Print

  • College student must be 17 – 24 years old to open a Chase College CheckingSM account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening.
  • Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for this offer.
  • You can receive only one new checking account related bonus each calendar year and only one bonus per account.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • If the checking account is closed by the customer or Chase within six months after opening, they will deduct the bonus amount at closing.

$300 Chase Premier Plus CheckingSM Account Bonus

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. It’s one of the best bonus offers Chase has ever had.

You can open your account online for this offer.

  • *This offer is currently unavailable at MoneysMyLife
  • Available Nationwide
  • You can fund up to $500 with a non-Chase credit card towards the opening deposit
  • Application triggers a Soft Credit Inquiry, which does not affect your credit
  • $25 minimum opening deposit
  • Direct Deposit is required for the bonus (here are some options)
  • The Monthly Fee can be waived (details below)

How To Get Your $300 Bonus

  • Open a new Chase Premier Plus CheckingSM Account online and deposit $25 or more at account opening. If you prefer to open in-branch, be sure to use the offer page to print out a personalized coupon.
  • Have a direct deposit made to this account within 60 days of account opening. There is no specified minimum direct deposit amount.
  • After all requirements are met, you’ll receive the bonus deposited into your account within 10 business days.
  • *Very important!* If this checking account is closed by either you or Chase within six months after opening, your bonus will be deducted at closing!

Waive The $25 Monthly Service Fee

You must do AT LEAST ONE of the following each statement period to avoid the Monthly Service Fee:

  • Option 1: Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances; OR,
  • Option 2: Have automatic payments to your qualifying linked Chase mortgage from your Chase account.

Author’s Verdict

If you can meet the monthly requirement(s) to waive the service fee, we recommend the Chase Premier Plus Checking℠ option the most. The bonus offer is one of the best in the market and you’ll get a few extra nice account features. You can use non-Chase ATMs fee-free up to 4 times each statement period. This account even earns interest. Also, you won’t have to worry about any Monthly Service Fee on a linked personal Chase Savings account. 

Get Up To $350: Chase Total Checking® and Chase SavingsSM Bonus

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days & maintain a $10,000 balance for 90 days. You can choose to take advantage of both offers for a combined $350 bonus, or just one of them.

You can open your account online for this offer.

  • *This offer is currently unavailable at MoneysMyLife
  • Available Nationwide
  • Application triggers a Soft Credit Inquiry, which does not affect your credit
  • You can fund up to $500 with a non-Chase credit card towards the opening deposit
  • $25 minimum opening deposit for the Chase Total Checking®
  • $25 minimum opening deposit for the Chase SavingsSM
  • Direct Deposit is required for the Chase Total Checking® bonus (see some options here)
  • The Monthly Fee can be waived (details below)

The $200 Chase Total Checking® Account Bonus

  • Open an account online with a minimum $25 deposit, or use the offer link to receive your personalized Chase coupon for an in-branch visit.
  • Have a direct deposit made into this account within 60 days of opening. There’s no specified minimum direct deposit amount with this offer.
  • Once all requirements are met, you’ll get the bonus deposited within 10 business days.

The $150 Chase SavingsSM Account Bonus

  • Open an account online and deposit a total of $10,000 or more in new money within 20 business days of opening. You can also use the offer link to receive your personalized Chase coupon for an in-branch visit.
  • You must maintain at least a $10,000 balance for 90 days from the date of deposit to get your bonus.
  • This new money cannot be funds held by Chase or its affiliates.
  • Once all requirements are met, you’ll have the bonus money deposited within 10 business days.

*Very important!* If the Checking or Savings account is closed by either you or Chase within 6 months after opening, your bonus will be deducted at closing!

Waive The Monthly Service Fee

The $12 Monthly Fee for the Chase Total Checking® and the $5 Monthly Fee for the Chase SavingsSM account can both be waived.

Waive The $12 Chase Total Checking® Monthly Service FeeWaive The $5 Chase SavingsSM Monthly Service Fee

Avoid the $12 Chase Total Checking® Monthly Service Fee by doing AT LEAST ONE of the following each statement period:

  • Option 1: Have monthly direct deposits totaling $500 or more made to this account; OR,
  • Option 2: Keep a minimum daily balance of $1,500 or more in your checking account; OR,
  • Option 3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.

Avoid the $5 Chase SavingsSM Monthly Service Fee by doing AT LEAST ONE of the following each statement period:

  • Option 1: Keep a minimum daily balance of $300 or more in your savings account; OR,
  • Option 2: Have at least one repeating automatic transfer of $25 or more from your Chase personal checking account (available only through Chase OnlineSM Banking); OR,
  • Option 3: Have a linked Chase Premier Plus CheckingSM, Chase Premier Platinum CheckingSM, or Chase Private Client CheckingSM account.

Author’s Verdict

The Chase Total Checking® account is a bit more popular because the minimum daily balance to waive the Service Fee is less. We do prefer the Chase Premier Plus CheckingSM account, but this one will have everything most customers need. Just remember to meet the monthly requirement to waive the Service Fee on the Chase SavingsSM when linking to the Chase Total Checking®.

Chase Business Checking $200 Bonus

Here’s an offer for a $200 sign-up bonus for a new Chase Business Checking Account.

  • *This offer is currently unavailable at MoneysMyLife
  • Eligible accounts: Chase Total Business Checking®, Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest), or Chase Platinum Business CheckingSM account
  • Available Nationwide
  • You can fund up to $500 with a non-Chase credit card towards the opening deposit
  • Application triggers a Soft Credit Inquiry, which does not affect your credit

How To Earn The $200 Bonus

  • Use the offer page to get your personalized coupon to bring into a nearby branch.
  • Open a Chase Total Business Checking®, Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest), or Chase Platinum Business CheckingSM account.
  • Deposit $1,000 in new money within 20 business days of account opening.
  •  Maintain at least $1,000 balance for 60 days from the date of deposit. The new money cannot be funds held by Chase or its affiliates.
  • Complete 5 qualifying transactions within 60 days — debit card purchases, checks paid, Chase QuickDepositSM, ACH (Credits and Debits), wires (Credits and Debits).
  • After you have completed all the above checking requirements, they’ll deposit the bonus in your new account within 10 business days.

Fine Print

  • You can only receive one new business checking account opening related bonus per calendar year and only one bonus per account.
  • Employees of JPMorgan Chase Bank, N.A. (“Chase”) and their affiliates are not eligible.
  • Chase reserves the right to withdraw this offer at any time without notice.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Chase Business Total SavingsSM $200 Bonus

Chase Business Savings $200 Bonus Q3 2018

Earn a $200 bonus with this offer when you open a new Chase Business Total SavingsSM account or better. You’ll need to be able to deposit at least $15,000 to qualify for the bonus.

  • $200 bonus offer expires on 10/16/2018 (*available on the Chase.com website)
  • Eligible account: Chase Business Total SavingsSM or better
  • Available Nationwide
  • You can fund up to $500 with a non-Chase credit card towards the opening deposit
  • Application triggers a Soft Credit Inquiry, which does not affect your credit

How To Earn The $200 Bonus

  • Use the offer page to request an offer code
  • To receive the bonus:
    • 1) Open a new Chase Business Total SavingsSM account or better, which is subject to approval;
    • 2) Deposit a total of $15,000 or more in new money within 20 business days of account opening; AND
    • 3) Maintain at least a $15,000 balance for 90 days from the date of deposit.
  • After you have completed all the above requirements, they’ll deposit the bonus in your new account within 10 business days.

Fine Print

  • Savings offer is not available to existing Chase business savings clients, local, state or federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with fiduciary accounts, campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance.
  • The new money cannot be funds held by Chase or its affiliates.
  • You can only receive one new savings account related bonus per calendar year and only one bonus per account.
  • Employees of JPMorgan Chase, N.A. and their affiliates are not eligible.
  • Chase reserves the right to withdraw this offer at any time without notice.
  • The bonus is considered interest and will be reported on IRS Form 1099-INT.

Tips For Chase Coupon Promotions

  • For all of the Chase Checking bonus offers, you cannot be an existing Chase checking customer, have a fiduciary account, or have a Chase checking account closed within 90 days or closed with a negative balance. So, you must wait at least 90 days after closing a Chase checking account to meet the “new customer” qualification.
  • You can only earn ONE new Checking and ONE Savings account opening bonus each CALENDAR YEAR and only ONE bonus per account. That means you can get a new bonus in 2016, 2017, 2018, etc. as long as all other requirements are met.
  • Direct Deposit requirements for the checking Chase coupons must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. While there’s no guarantee, some people report an ACH push from a different bank may work (Citibank, M&T Bank, etc.), or from a brokerage firm (i.e. TD Ameritrade). More on this here.
  • These bonuses are considered interest and will be reported on IRS Form 1099-INT.
  • All Chase Checking accounts have access to 16,000 Chase ATMs & 5,100 branches.
  • All Chase Checking accounts feature Chase QuickDepositSM(deposit checks with your smartphone!) and Chase QuickPaySM(person-to-person payments; pay anyone who has an email address/mobile number).
  • Your Chase Debit card will have chip security now.
  • There are coupons available that DO require Direct Deposit and those that DO NOT. The coupons that don’t require Direct Deposit are single-use mailed offers in certain markets. Chase bank offers available through direct online links will require Direct Deposit.
  • See Chase Military Program benefits here.

Chase $500 In Checking/Savings Referral Bonuses

Chase Bank $500 Referral Bonus

Here’s a good chance to earn some extra cash via referrals if you currently have a Checking account with Chase Bank. You’ll be able to earn $50 per qualifying referral, up to $500 a year. Your friend will receive the same bonus offer for a Chase Total Checking® and/or a new Chase SavingsSM as explained above.

  • Referral offer available on the Chase.com website
  • A new Chase Total Checking® and/or a new Chase SavingsSM is eligible for the referral bonus

How To Make $50 Per Referral, Up To $500 A Year

  • Once you’re a current Chase Checking customer, enter your last name, zip code, and last 4 digits of your debit card.
  • Use the referral form to make referrals via Email, Facebook, or Twitter.
  • Your referral must open a new Chase Total Checking® and/or a new Chase SavingsSM account with qualifying activities by Jan. 13, 2019. Your referrals can earn up to $350 by meeting the requirements as explained on their referral invitation.
  • You will get $50 for each friend who opens a qualifying checking or savings account (up to 10 bonuses per year).

Fine Print

  • Referral bonus is available to eligible personal checking and savings account holders that hold EMV-enabled debit and ATM cards.
  • To receive the $50 Refer-a-Friend bonus: 1) Refer your family and friends to open a New Chase Total Checking® and/or New Chase SavingsSM account; 2) Referred candidate must be a new Chase customer and open a Chase Total Checking® and/or Chase SavingsSM account using corresponding coupon; AND 3) After your referred family and friends have opened their Chase Total Checking® or Chase SavingsSM account, we’ll deposit the $50 bonus into your primary checking account within 10 business days.
  • You can receive up to 10 referral bonus deposits (totaling $500) each calendar year.
  • Bonuses are considered miscellaneous income, and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable).

More Info On Coupons Up To $500

Chase $500 Business Checking Coupon

$500 Chase Business Coupon
There’s a $500 coupon offer for Business Checking accounts that is available from time to time that we keep updated here. Typically, only current Chase customers will be able to access the offer by signing into their Chase account online. You’ll receive a unique coupon code that you can bring into a nearby branch to use.

Chase $300 Checking and $200 Savings Coupon

Chase $500 Combo Coupon
Another coupon code only available as a direct mailed offer, you’ll have to bring the Chase Total Checking® coupon into a local branch to open the account with a $100 opening deposit and set up Direct Deposit. The Chase SavingsSM account bonus will require a $15,000 opening deposit, which you must keep in the account for at least 90 days. This is a pretty awesome offer where you can earn a $500 total bonus.

MISC. Places You’ll Find Coupons:

You’ll often find these Chase mailer coupons that have been thrown away in the recycle/trash bins in post offices. Again, not all markets/cities receive these mailers.

Also, usually when you use the USPS.com mail Forwarding service to change your address, a lot of the time you’ll get offered a higher value individual.

Chase-Coupon-USPS-Forwarding

Example of a $300 Checking coupon…

Top Bank Promotions For Comparison:

Other popular bank bonuses currently include those from TD Bank, HSBC Bank, Simple Bank and CIT Bank to name a few. See them all on our Bank Bonuses Page.


Bookmark this page to keep updated with the latest Chase Bank promotions and bonuses!

BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find the latest BBVA Compass bank promotions, bonuses and offers here for Checking and Savings accounts.

Typical bonus amounts are $25, $50, $100, $125, $250, etc. Sometimes there will also gift bonuses, such as tablets and other electronics.

BBVA Compass was established in 1964 and is headquartered in Birmingham, Alabama. They have over 650 branches throughout the following states:

  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • New Mexico
  • Texas

While some of their accounts are only available in the above regions, BBVA Compass also has popular choices available nationwide, with associated promotions. Their ClearConnect Checking and ClearChoice Free Checking are top choices for free Checking accounts.

BBVA Compass Free Checking Account Offers

BBVA Compass ClearConnect Checking

BBVA Compass has two great options to consider if you’re looking for a Checking account with no Monthly Fees.

BBVA Compass ClearConnect Checking

This is the online-only Checking account option from BBVA Compass that’s available nationwide. You’ll have much more access worldwide to free ATMs than with their traditional Checking account options. Be sure to opt out of monthly Paper Statements to avoid the $3 fee for that.

  • Open with $25
  • No monthly Service Charge
  • No ATM withdrawal fees at 55,000 Allpoint® and BBVA Compass ATMs worldwide
  • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One free BBVA Compass Visa Debit Card per account holder:
    • Personalize with your favorite photo
    • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Wallet
    • Earn cash back rewards for everyday debit card purchases with Simple Cash Back
Learn More

BBVA Compass ClearChoice Free Checking

This free Checking account is available only to residents of states that have physical BBVA Compass branches – AL, AZ, CA, CO, FL, NM, and TX.

  • Open with $25
  • No monthly Service Charge
  • No ATM fees at BBVA Compass ATMs
  • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
    • Personalize with your favorite photo
    • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Wallet
    • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
  • Free customizable alerts
  • Free online and paper statements
  • Free unlimited check writing
Learn More

Compare to these Checking promotions:

Money Market Account Promotional Rate: 1.80% APY

The BBVA Compass ClearChoice Money Market Account is just like a traditional savings account, but the rates are higher for higher balances. Currently, there is a promotional rate that is online available only and is available nationwide. The BBVA Compass Money Market account is one of the few options that will let you earn interest on very high balances (even balances over $5,000,000).

BBVA Compass ClearChoice Money Market:

  • Apply with only $25 opening deposit
  • You could earn up to 1.80% APY
  • Interest compounds and is credited monthly
  • Link to your BBVA Compass Checking account for Overdraft Protection
  • Easy money withdraw in branch or via BBVA Compass ATMs with no fees
Learn More

Here is the promotional rate for the ClearChoice Money Market account when opened online that is available nationwide:

Update History:
10/05/2018: BBVA Compass raises online Money Market rate to 1.80% APY for all balances.
06/01/2018: BBVA Compass raises online Money Market rate to 1.70% APY for all balances.
05/03/2018: BBVA Compass raises their online Money Market rate to 1.50% APY for all balances.
02/23/2018: Money Market rate rises from 1.25% APY to 1.40% APY and the rate is good for all balances
07/01/2017: Money Market rate rises to 1.25% APY from 1.00% APY and the rate is now good for ALL balances
More History
Hide History
Daily Collected Balance APY
Applies to All Balances 1.80%

Top Money Market Accounts For Comparison:

CIT Bank has some of the best rates for their Money Market and Savings accounts, and HSBC Direct offers a great online Savings option from a big bank. Look through other top options below (our Money Market rates page will help you find the best rates).

BBVA Compass Online CD Promotions

These rates are available for BBVA Compass Bank’s online CD products only, and are different from the rates they offer in-branch. These online CD accounts are available nationwide.

  • FDIC Insurance (Up to applicable limits)
  • No Maintenance Fees
  • Online Access 24/7
  • With BBVA Compass, you’ll enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.
  • $500 minimum opening deposit required to earn Annual Percentage Yield (APY)
  • Substantial penalty for early withdrawal.
  • $2,500,000 maximum deposit ($250,000 maximum deposit for Certificates of Deposit accounts opened online).
Update History:
05/03/2018: BBVA Compass updates their online CD offerings to include 12 Month to 36 Month options.
03/09/2018: 12 Month CD special rate increases to 1.85% APY
02/10/2018: 12 Month CD rate increases to 1.50% APY
11/14/2017: 12 Month CD offer replaced with a 15 Month CD at 1.40% APY
08/11/2017: 12 Month CD rate increases to 1.40% APY
07/28/2017: 12 Month CD Rate increases to 1.25% APY
05/03/2017: 18 Month online CD rate jumps up to 1.30% APY, while the 36 Month CD rate goes down to a modest 0.40% APY
04/05/2017: New 18 Month and 36 Month CD terms and rates available
More History
Hide History
CD Term APY Rate
12 Month 1.85%
15 Month 1.85%
18 Month 2.00%
36 Month 2.00%
Learn More

BBVA Compass $250 Savings Account Bonus

*Update: The maximum bonus you can earn with this offer is now $50/year or $25/6-months.

So here’s a quick summary of how this works. You open a checking account and a savings account with Compass Bank. Set up automatic/reoccurring transfers of at least $25 from your checking account to your savings account each month. Compass Bank will match a small percentage of your transfer and deposit it into your Savings account. The bonus maximum is $250 for the year, or $125 for 6 months.

Important details:

  • You’ll need to open a Compass consumer checking account (ClearChoice Free Checking, ClearChoice Premium Checking) and a Build My Savings account.
  • The recurring automatic transfer must be at least $25 from your checking to savings account.
  • You select how long you want your bonus plan to last (6 or 12 months).
  • Transfer can be monthly, twice monthly, weekly, or every other week.
  • The match is determined by Opening Balance, Transfer Amount, and plan Term. Use the calculator at the link below to see how the match bonus works.
  • You’ll get your Match Bonus within 30 calendar days following the end of your plan term.
  • At the end of your plan, your account will convert to a BBVA Compass ClearChoice savings account

Learn More

BBVA Compass $250 Checking/Savings Bonus

BBVA Compass $250 Checking Bonus

This $250 bonus offer is only available at 62 participating branches in the Florida/Mobile Gulf Coast area or by calling 1-800-COMPASS, Option 2. Offer not available online.

  • $250 bonus offer expires 04/23/2018
  • You can earn a $200 bonus with a new Checking account and an additional $50 bonus for a new Savings account or Express Personal Loan.
  • Eligible Checking accounts for the $200 bonus include BBVA Compass ClearChoice Interest Checking, BBVA Compass ClearChoice Free Checking, and Easy Checking.
  • Eligible accounts for the additional $50 bonus include a BBVA Compass consumer Savings account (BBVA Compass Clearchoice Savings, Build My Savings, or Young Savers) or a BBVA Compass Express Personal Loan.
  • Only available in participating Arizona area branches. See the offer page for the participating branches.
  • Application may trigger a Hard Pull, which does affect your credit
  • Direct deposit is required for the bonus
Learn More

How To Earn The $200 Checking Bonus

  • You must be a new BBVA Compass consumer checking customer who has not had a BBVA Compass consumer checking account open within the last 90 days or closed due to negative balance to be eligible for the bonus.
  • Eligible accounts include BBVA Compass ClearChoice Interest Checking, BBVA Compass ClearChoice Free Checking and Easy Checking.
  • This offer is not available for accounts opened online.
  • Within sixty (60) days of account opening, you must set up direct deposit by having one (1) or more electronic Direct Deposits from an unrelated 3rd party (e.g. your employer or a government agency) in the amount of at least $500 post to the new checking account.
  • The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
  • Account must be open with a positive balance at the time of payment to receive the new account bonus
  • If you earn the $200 Checking Bonus, you could also earn an additional $50 by opening a BBVA Compass consumer savings account OR a BBVA Compass Express Personal Loan.
  • You must first qualify for the Checking Bonus in order to qualify for the Savings Bonus or the EPL Bonus.
  • These two $50 bonuses may not be combined.
  • The maximum bonus amount is $250.

Earning The Additional $50 Bonus With A Savings Account

  • You must qualify for the Checking Bonus.
  • You must be a new BBVA Compass savings customer who has not had a BBVA Compass consumer savings account open within the last 90 days or closed due to negative balance to be eligible for the bonus.
  • Eligible Savings accounts are BBVA Compass Clearchoice Savings, Build My Savings and Young Savers.
  • Offer is not available for accounts opened online.
  • Savings account must be opened within 60 days of checking account.
  • Account must be opened with a minimum balance of $100 in your new BBVA Compass Savings account.
  • The minimum balance of $100 must be maintained through May 8, 2018 to qualify.
  • The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
  • The account must be open with a positive balance at the time of payment to receive the new account bonus.
  • The BBVA Compass savings account holder must be an account holder on the new BBVA Compass Consumer checking account.

Earning The Additional $50 Bonus With A New Personal Express Loan

  • You must qualify for the Checking Bonus.
  • You must not have a current BBVA Compass Express Personal Loan or BBVA Compass Express Personal Loan that has been paid off in the past 90 days.
  • Within 60 days of opening a new BBVA consumer checking account, you must be approved for and close a BBVA Compass Express Personal Loan.
  • The BBVA Compass Express Personal Loan customer must be an account holder on the new BBVA Compass consumer checking account to qualify for the BBVA Compass Express Personal Loan bonus.
  • This offer is not available for accounts opened online.
  • The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.

Fine Print

  • Checking and savings accounts are subject to approval which may include credit approval.
  • $25 minimum opening deposit required for the new consumer checking and savings accounts.
  • There is a maximum of one (1) $250 bonus per household.
  • There is a maximum of one Checking Bonus and either one Savings Bonus OR one EPL Bonus.
  • Employees are eligible for each bonus.
  • Workplace Solutions / Compass for Your Cause clients are eligible for this offer.
  • This account opening bonus is not combinable with other BBVA Compass Workplace Solutions / Compass for Your Cause cash bonus promotions.
  • Offer subject to change at any time without notice.
  • BBVA Compass may report the value of the bonus to the IRS as required by law.
  • Any client whose tax status would require BBVA Compass to impose tax withholding of any sort will not be eligible for this bonus.
  • They reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.

$150 BBVA Compass Bank Bonus

Open a qualifying BBVA Compass consumer checking account with a valid Workplace Solutions or Compass For Your Cause code between September 1 – December 31, 2018 for this bonus.

Here’s how you can earn money:

  • Receive the first $100 cash bonus by:
    • Making an electronic direct deposit in the amount of at least $500 within 60 days of account opening.
  • After you get the first $100, receive a second $50 cash bonus by:
    • Getting approved for and close a BBVA Signature Express Loan within 60 days of opening a new consumer checking account, OR
    • Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA Compass ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.

Learn More

Offer Restrictions:

  • You must be a new BBVA Compass consumer checking customer who has not had a BBVA Compass consumer checking account open within the last 90 days.
  • The checking account must be coded with a Workplace Solutions or Compass For Your Cause code at account opening.
  • Eligible BBVA Compass consumer checking accounts include consumer checking accounts (BBVA ClearChoice Interest Checking, BBVA ClearChoice Free Checking, Easy Checking, and BBVA ClearConnect Checking).

In order to be eligible to receive the Signature Express Loan Bonus or Credit Card Bonus, you must first meet the qualification requirements to receive the Direct Deposit Bonus. The additional Signature Express Loan Bonus or Credit Card Bonus will not be awarded unless you meet the qualification requirements for both the Direct Deposit Bonus and either the Signature Express Loan Bonus or the Credit Card Bonus. Customer is eligible to earn either a Signature Express Loan Bonus or a Credit Card bonus. A customer cannot earn a bonus on both products.

Offer Fulfillment and Details:

  • The cash bonus(es) will be deposited into your new BBVA Compass consumer checking account within 60 days of meeting the bonus requirements described above.
  • The new checking account must be open with a positive balance at the time of payment to receive the new account bonus(es). The new BBVA Compass Signature Express Loan must be closed to receive the Signature Express Loan Bonus. The Credit Card must have a Qualifying Purchase to receive the Credit Card Bonus.
  • There is a maximum of one (1) Direct Deposit Bonus and one (1) Signature Express Loan Bonus or Credit Card Bonus per household. Maximum bonus amount equals $150.

Check back at this page for the latest BBVA Compass bank promotions, bonuses and offers!

Capital One 360 Promotions: $100, $200, $500, $600, Up To $1,000 In Bonuses

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find new Capital One 360 promotions, bonuses and offers here.

Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank.

Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting many costs involved with traditional face-to-face banking, Capital One 360 can provide money saving options.

The Capital One 360 Checking and Savings accounts are two of the best options available today from a major reputable bank. I’ll go over the current available bonus opportunities, and well as your account options.

Rates are constantly changing, but the Savings and CD rates from Capital One 360 tend to stay somewhat competitive (rarely market-leading though). Compare rates at this Savings Rates page and this CD Rates page.

Capital One 360 $25 Checking/Savings & $100 Money Market Bonus

Capital One 360 Checking, Savings, Money Market Bonuses

If you’ve never had a Capital One 360 account before, you can earn a $25 bonus for a new Capital One 360 Checking and/or Capital One 360 Savings account. For the Money Market account, the bonus can range from $25 to $100 depending on your deposit amount.

  • Expiration: Offer is ongoing
  • Bonus Amount: $25 Checking, $25 Savings, or $25-$100 Money Market
  • Account(s) Eligible: Capital One 360 Checking, Savings, Money Market
  • Availability: Nationwide
  • Hard/Soft Inquiry: Soft
  • Direct Deposit Requirement: No
  • Monthly Service Fee: None
Learn More

How To Earn The Bonuses

  • 360 Savings account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
  • 360 Money Market account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
  • 360 Checking account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit.

Capital One 360 $1,000 In Referral Bonus Money

Once you have either(or both) the Capital One 360 Checking or Savings account open, you can refer friends and family. All you have to do is log in to your account online, click on the “Refer a Friend” link, and start referring via Facebook, Twitter, and Email with your own referral link.

You can earn $20 per referral, up to a total of $1,000 in bonus money. And to help entice your friends and family, they can also earn a sign-up bonuses by meeting the requirements on the offer page.

  • Expiration: None
  • Bonus Amount: Up To $1,000 Total
  • Account(s) Eligible: You can make referrals if you have any Capital One 360 account
  • Availability: Nationwide
  • Minimum Opening Deposit: The referred must make an initial deposit of at least $250.
  • Bonus Requirements:
    • The referred must open an account using your referral link and make an initial deposit of $250.
    • The $250 will be unavailable for withdrawal for 30 days.
    • After the referred meets those requirements, your bonus will be deposited into your own open account.

Compare To These Savings/Money Market Accounts

I keep all Savings/Money Market bonus offers updated here, including a great Savings offer from Chase Bank. If you’re looking for good rates for Savings/Money Market accounts, CIT Bank and HSBC Direct have some good choices. 

Capital One 360 $500 Money Market Bonus

Capital One 360 Money Market Bonus

Updated Money Market Bonus…

Earn a $500 bonus for a new 360 Money Market account with this offer. Compare this account to BBVA’s online Money Market, CIT Bank’s online Money Market and HSBC Direct’s online Savings account.

  • $500 bonus offer expires October 31, 2018
  • 360 Money Market account qualifies for this promo
  • Available nationwide
  • Application triggers a Soft Pull, which does not affect your credit
  • No Monthly Fees with this account
Learn More

How To Earn The $500 Bonus

  • Open a 360 Money Market account and deposit at least $50,000 between 12:00 a.m. ET on September 1, 2018, and 11:59 p.m. ET on October 31, 2018.
  • When you open your account, enter your promotional code—OFFER500.
  • Deposits must be from another bank (transfers between Capital One accounts will not qualify).
  • If you have or had an open savings product with Capital One after January 1, 2016, you’re ineligible for the bonus.
  • This offer cannot be combined with any other Capital One Bank or Capital One 360 new account opening offer.
  • Bonus is only valid for one account.
  • Capital One will deposit the $500 bonus money into your account within 60 days after completing the above conditions.
  • If your account is in default, closed, or suspended, or otherwise not in good standing, you will not receive the bonus.

Capital One 360 $200 Money Market Bonus

Open a new 360 Money Market account with Capital One 360 and earn a $200 bonus with this offer.

  • $200 bonus offer expires December 14, 2018
  • 360 Money Market account qualifies for this promo
  • Offer available nationwide
  • Application triggers a Soft Pull, which does not affect your credit
  • No Monthly Fees with this account
Learn More

How To Earn The $200 Bonus

  • Open a 360 Money Market account and deposit at least $10,000 between 12:00 a.m. ET on July 11, 2018, and 11:59 p.m. ET on December 14, 2018.
  • When you open your account, enter your promotional code—OFFER200.
  • Deposits must be from another bank (transfers between Capital One accounts will not qualify).
  • If you have or had an open savings product with Capital One after January 1, 2016, you’re ineligible for the bonus.
  • This offer cannot be combined with any other Capital One Bank or Capital One 360 new account opening offer.
  • Bonus is only valid for one account.
  • Capital One will deposit the $200 bonus into your account within 60 days after completing the above conditions.
  • If your account is in default, closed, or suspended, or otherwise not in good standing, you will not receive the bonus.

Capital One 360 Accounts Review

When you browse the Capital One 360 website, you’ll see the product portfolio includes checking, savings, CDs, home loans, business accounts, and more.

I’ll talk about their most popular accounts types below.

CheckingSavingsCDsMoney Market

The Capital One 360 Checking is a good option for online checking. It’s also one of the best accounts for using foreign ATMs.

There is no minimum balance to worry about, no monthly maintenance fees, and you get to use the 38,000 Allpoint ATMs along with the 2,000 Capital One ATMs nationwide, for free. Allpoint ATMs can be found at well-known businesses like 7-Eleven, Walgreens, CVS, Target, Tom Thumb, etc. Basically, you’ll have more options for free ATM use than with your local bank.

You’ll get a free MasterCard debit card, just like you would with your local bank.

How do you make deposits with an online checking account? Well, they have a mobile app that can handle that, along with all your common banking transactions. If you’ve never made a deposit through your smartphone before, you will learn to love the convenience it provides.

capital-one-mobile-app

You can protect yourself from insufficient funds by linking a free 360 Savings account, or by applying for an Overdraft Line of Credit (you borrow money to pay for insufficient funds).

Lastly, one of the coolest features of the Capital One 360 online checking account is that you actually earn a decent interest rate on your balance. There’s simply no comparison versus the local banks.

Learn More

Update History:
12/28/2017: Savings Account finally gets a rate increase to 1.00% APY –  a modest increase for an online Savings account
More History
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The Capital One 360 Savings is a very popular online Savings account option when there’s a bonus offer available. Otherwise, the highest rate is just 1.00% APY (at the time of this article update).

Just like with the checking account, there are no fees and no minimums to worry about here either.

You can use the mobile app to make deposits here also. You can also make deposits over the phone or by mailing in a paper check.

If your company does Direct Deposit, it might be a good idea to have your paycheck go straight into the Capital One 360 Savings account and just transfer over to your linked checking account as needed. The checking account can be a local bank or the Capital One 360 checking. Either way, the transfers are free of charge.

Of course, you’ll earn a much better interest rate compared to your local bank.

Learn More

Here’s another area where Capital One 360 shines. Their CDs are becoming very popular with very competitive rates and just a $1 minimum balance requirement to earn the rate.

Update History:
10/12/2018: Capital One 360 increases rates on 12, 18, 24, 30, 36, 48 Month CD terms.
08/06/2018: Capital One 360 updates rates on 12 Month and 60 Month CD terms.
07/02/2018: Capital One 360 updates rates on 12 to 60 Month CD terms.
05/29/2018: Capital One 360 raises rates on all CD terms.
04/27/2018: Capital One 360 raises rates on 12-36 Month and 60 Month CD terms.
03/15/2018: 12/18 Month CD terms get rate increases
02/18/2018: 12 Month to 60 Month CD terms get rate updates
More History
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  • Deposits are FDIC insured up to $250,000 per depositor
  • Terms from 6 months to 60 months
  • You can choose to get interest paid at the end of the term, monthly, or annually.
Current CD Rates
Term APY
6 Month 0.60%
9 Month 0.75%
12 Month 2.50%
18 Month 2.50%
24 Month 2.60%
30 Month 2.60%
36 Month 2.70%
48 Month 2.75%
60 Month 3.00%
*I keep these rates updated daily, but always check directly with the bank for confirmation.

Learn More

*Be sure to read my guide on CDs to find the best rates.

Top CD Accounts For Comparison:

CIT Bank and BBVA Compass have good CD accounts options, but view the ones offered by the following banks before deciding:

Capital One 360 currently offers some of the best rates with their Money Market account. This online account is also fee-free and FDIC insured.

Update History:
08/23/2018: Capital One 360 raises Money Market rate from 1.75% APY to 1.85% APY.
07/17/2018: Capital One 360 raises Money Market rate from 1.60% APY to 1.75% APY.
04/27/2018: Capital One 360 raises Money Market rate to 1.60% APY.
02/18/2018: Money Market rate increases from 1.40% APY to 1.50% APY for $10k+ balances
01/19/2018: Money Market rate increases from 1.30% APY to 1.40% APY for $10k+ balances
10/31/2017: Money Market rate increases from 1.20% APY to 1.30% APY for $10k+ balances
08/28/2017: Money Market rate increases to 1.20% APY for $10k+ balances
07/09/2017: Money Market rate increases to 1.10% APY for $10k+ balances
More History
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360 Money Market Rates
Account Balance APY
$0-$9,999.99 0.85%
$10,000 or more 1.85%

Learn More

Top Money Market Accounts For Comparison:

The CIT Money Market and BBVA Compass Money Market accounts have great ongoing rates. For a great online Savings account from a big bank, HSBC’s is a good one. The banks below have the best Money Market accounts currently:

Top Bank Promotions You May Like

Check back at this page for the latest Capital One 360 promotions, bonuses and offers!

Ally Bank Online Checking, Savings, CD, Investing Promotions

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates.

Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services.

Their online banking platform features Ally eCheck Deposit, which offers a simple way to deposit checks with your smartphone, computer scanner or free postage-paid envelopes. You can transfer between Ally accounts or between Ally and non-Ally accounts for free.

Because they operate solely online, there are no Ally Bank branches to visit, but this allows for higher rates than with traditional banks. Like most top online banks, they offer free ATM fee reimbursements for all of their accounts.

Ally Invest $3,500 Cash & Free Trades Offer

Ally Invest $3500 Cash Bonus Q2 2018 2

Updated offer for up to $3,500 cash in bonuses

With this updated promotion from Ally Invest, you can earn anywhere from a $50 to $3500 cash bonus, as well as $500 in free trades for 90 days. If you’re transferring over from another brokerage, you can apply for a Transfer Fee Credit of up to $150 also.

  • Cash Bonus:
    • Funding – Accounts must be opened by the expiration date and funded within 60 days of account opening.
    • The qualifying deposit to open the new account must be from outside Ally Invest.
    • The new account must be funded with a minimum qualifying deposit of $10,000 or more to receive the Minimum Cash Bonus and Commission-Free Trades for up to 90 days Bonus.
    • The minimum qualifying funds to receive bonus offer must remain in the account (minus any trading losses) for a minimum of 90 days from the date of funding.
    • Accounts will receive the specified credit, depending on the initial deposit amount, deposited into the account within ten (10) days of meeting the qualifying requirements.
    • Once the account is credited, the bonus and initial qualifying deposit is not available for withdrawal for 300 days after the requirements have been met.
    • If the qualifying deposit(s) are removed the bonus payout may be revoked.
    • See the table below for the deposit required for each bonus amount.
Bonus Amount Deposit or Transfer Amount
$3,500 and free trades $2MM+
$2,500 and free trades $1MM – $1.99MM
$1,200 and free trades $500k – $999.9k
$600 and free trades $250k – $499.9k
$300 and free trades $100k – $249.9k
$200 and free trades $25k – $99.9k
$50 and free trades $10k – $24.9k
  • Commission-Free Trades for up to 90 Days Bonus:
    • The qualifying deposit of $10,000 or more must be received and remain in the account (minus any trading losses) for a minimum of 90 days from date of funding account or Ally Invest may charge the account for the cost of the trades credited to the account.
    • New accounts receive $500 in commission credit for equity, ETF and option trades executed within 90 days of funding the new account.
    • Commission credit applies to the per contract commission.
    • The commission credit takes up to 2 business days from the funding date to be applied.
    • Unused trades expire at the end of 90 days from the funding date of the new account.
    • You will not receive cash compensation for any unused free trade commissions.
    • Mutual fund, bonds, exercise and assignment fees still apply.
  • $150 Transfer Fee Credit:
    • Must complete a first-time ACATS account transfer of $2,500 or more to receive a Transfer Fee Credit of up $150 to cover the outgoing transfer fee from your current brokerage firm.
    • ACAT forms must be received within 15 days of opening new account.
    • Credit will be deposited to your account within 30 days of receipt of evidence of charge.
    • This transfer reimbursement offer does not apply to Termination Fees or Maintenance Fees.
    • Not valid for any retirement or ERISA qualified accounts.
    • Offer is not transferable.
    • Open to US residents only.
    • Excludes current Ally Invest Securities, LLC account holders.
    • Excludes former Ally Invest Securities, LLC (formerly TradeKing Securities LLC) account holders who have closed their accounts within the past 90 days.

Learn More

*See all Ally Invest promotions here

Ally Bank Interest Checking Account

Ally Bank Interest Checking offer

Ally’s Interest checking account offers a competitive compounding interest rate for balances of $15,000 and up. You’ll get a free MasterCard debit card, free, checks, unlimited check writing, and free ATM reimbursements from any ATM nationwide. Plus there are no minimum opening deposits and no monthly maintenance fees to worry about. This account makes it onto our list of the best free Checking accounts.

Interest Checking Features

  • No month maintenance fees
  • There’s 24/7 live customer care with a real person
  • Use any Allpoint ATM in the U.S. for free, plus we reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide
  • Application triggers a Soft Pull, which doesn’t affect your credit
  • Deposit checks remotely with Ally eCheck Deposit
  • Send someone money with Popmoney
*Current Interest Rate is 0.60% APY with a $15,000 minimum daily balance and 0.10% APY if you have a daily balance less than $15,000.

Compare To These Checking Accounts:

Below are a variety of online Checking accounts to compare with Ally Bank before making a decision. You can also find all the latest bank promotions here.

Ally Bank Online Savings Account

Ally Bank Online Savings Offer

Ally Bank’s Online Savings account typically offers one of the best interest rates in the country for savings accounts. There are no monthly maintenance fees and no minimum opening deposit requirements. Like all Savings accounts, you’ll get up to 6 withdrawals per month without a fee ($10 for each outbound transfer after 6, which excludes checks).

Update History:
10/11/2018: Ally Bank raises Online Savings rate from 1.85% APY to 1.90% APY.
09/12/2018: Ally Bank raises Online Savings rate from 1.80% APY to 1.85% APY.
07/01/2018: Ally Bank raises Online Savings rate from 1.60% APY to 1.75% APY.
05/11/2018: Ally Bank raises Online Savings rate from 1.45% APY to 1.60% APY
02/13/2018: Online Savings rate increases from 1.35% APY to 1.45% APY
01/19/2018: Online Savings rate increases from 1.25% APY to 1.35% APY

More History
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Online Savings Features

Current Online Savings Rate: 1.90% APY on ALL balance tiers
  • Clients can deposit checks remotely via Ally eCheck Deposit
  • Interest compounds daily (great for accounts with large balances)
  • Deposits are insured by the FDIC
  • Allows transfers between other Ally Bank accounts and external accounts
  • Transfers can be scheduled a year in advance
  • Six transactions per statement cycle as required by federal law. Clients that make more than six transactions incur a $10 fee per additional occurrence.

Another thing to consider is Ally Bank’s overdraft fees. Customers are charged $25 for overdrafts but have the option to use Ally’s overdraft transfer service for free. This service transfers funds from one Ally Bank account into another Ally Bank account when your balance becomes too low to handle a transaction. This protects your account from going into the negative but will cost you around $10 each time.

Ally’s APY Vs. Traditional Banks

With an APY of 1.90% on all balance tiers, Ally Bank offers a higher rate than several of it’s competitors, giving clients the opportunity to gain more interest on their balances. The higher your balance, the more you are likely to gain in interest.

Free Services And Transactions Include

  • Online Statements
  • Unlimited deposits
  • Cashier’s Checks
  • International and Domestic Wires (incoming)
  • ACH transfers to external bank account
  • Deposit envelopes (postage-paid)

You can manage your accounts online on your desktop and mobile devices. Should you find an unauthorized transaction, Ally won’t hold you liable as long as you report the incident within 60 days of when your statement comes out.

*Use our Savings/Money Market Rates Guide to find the best rates currently

Compare To These Top Savings Accounts:

I recommend looking at the Money Market and Savings rates offered by CIT Bank and HSBC Direct as a comparison point. Chase Bank’s Savings account doesn’t have a good rate, but the sign-up bonus is great. You can find the latest Savings Account bonuses here.

Ally Bank Online Money Market Account

Ally Bank’s Money Market account is similar to the Online Savings account. You’ll have extra features like a debit card, free checks, and ATM fee reimbursements. Rates are good and there’s no minimum deposit or monthly balance requirements.

Update History:
01/19/2018: Ally Bank updates its tiered rates
09/06/2017: Money Market rate increases from 0.85% APY to 0.90% APY
More History
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Money Market Features

  • No monthly maintenance fees
  • Unlimited deposits and ATM withdrawals, and up to 6 additional transactions
  • Earn a higher rate than most money market accounts
  • Deposit checks remotely with Ally eCheck Deposit
  • Grow your money faster with interest compounded daily
  • Your deposits are insured by the FDIC up to the maximum allowed by law

Rates

Balance APY Rate
$0 To $4,999 0.90%
$5,000 to $24,999 0.90%
$25,000+ 1.00%

Ally Bank Online CD Accounts

CDs and IRA CDs are also available and come in term lengths from 3 months to 5 years. They have a few different CD options, including the High Yield CD, Raise Your Rate CD, and No Penalty CD.

Update History:
10/11/2018: Ally Bank increases rates for 1 and 5 Year High Yield CDs and 11 Month No Penalty CDs
08/23/2018: Ally Bank updates rates for 3 Year, 18 Month, 12 Month High Yield CDs. 
08/07/2018: Ally Bank increases rates for 5 Year High Yield CD and 11 Month No Penalty CD.
08/02/2018: Ally Bank increases rates for 12 & 18 Month High Yield CD terms.
07/01/2018: Ally Bank increases rates for all High Yield CD terms, all Raise Your Rate CD terms, and all No Penalty CD terms.
05/11/2018: Ally Bank increases rates for a majority of their CD account options.
02/13/2018: 6 to 60 Month Hield Yield CDs get rate increases
More History
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Compare Ally Bank’s CD Options

High Yield CDRaise Your Rate CDNo Penalty CD

  • Maximum savings with a fixed rate
  • Early withdrawal penalty will apply
  • Available as an IRA
CD Term Minimum Opening Deposit APY
5 Year CD Up to $4,999.99 3.00%
$5,000 – $24,999.99 3.00%
$25,000+ 3.00%
3 Year CD Up to $4,999.99 2.50%
$5,000 – $24,999.99 2.55%
$25,000+ 2.60%
18 Month CD Up to $4,999.99 2.35%
$5,000 – $24,999.99 2.45%
$25,000+ 2.55%
12 Month CD Up to $4,999.99 2.50%
$5,000 – $24,999.99 2.50%
$25,000+ 2.50%
9 Month CD Up to $4,999.99 1.25%
$5,000 – $24,999.99 1.25%
$25,000+ 1.25%
6 Month CD Up to $4,999.99 1.00%
$5,000 – $24,999.99 1.00%
$25,000+ 1.00%
3 Month CD Up to $4,999.99 0.75%
$5,000 – $24,999.99 0.75%
$25,000+ 0.75%


  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term if our rate for your term and balance tier goes up on these CDs
  • Early withdrawal penalty will apply
  • Available as an IRA
CD Term APY
2 Year CD 2.50%
4 Year CD 2.50%


  • Flexibility prior to maturity
  • You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties
CD Term Minimum Opening Deposit APY
11 Month CD Up to $4,999.99 1.75%
11 Month CD $5,000 – $24,999.99 2.00%
11 Month CD $25,000+ 2.10%

Compare To These Top CD Accounts:

Read my Best CD Rates guide before deciding, but also take a look a CIT Bank CDs and BBVA Compass CDs for some good rates. The banks below have the best CD rates at the moment.

See These Bank Bonuses

Get all updated bank sign-up offers here.


10 Best Free Checking Accounts Review October 2018

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Whether you’re looking to open your first ever Checking account, or just simply tired of paying monthly maintenance fees with your current one, a free personal Checking account may be what you’re searching for (see free business Checking accounts here).

Many traditional Checking accounts from local banks require monthly fees that can range from a few dollars, and on up to the $20 to $30 range. The more benefits the Checking account provides, the higher the fee typically is. You certainly can waive the fees most of the time, but that typically involves maintaining a minimum daily balance, making certain types of deposits, having a minimum number of monthly transactions, etc.

A lot of folks don’t need all the bells and whistles of a premium Checking account, and just need somewhere to carry a small balance and perform basic Checking tasks. If you’re in this boat, there are still plenty of Checking account options both with traditional banks and online banks. Some of these free Checking accounts also have sign-up bonuses as well.

You’ll have far more free Checking account options with online banks due to their lower overhead costs, but depositing cash will be an issue. Depositing checks has never been easier with mobile apps.

Our other top bank guides:

We’ll review your best free Checking account options below.

Chase Total Checking® Account

Chase Logo

While the Chase Total Checking® account isn’t free unless you meet the monthly requirement(s) to make it so, we feel it’s important to list one account option that will give you full in-branch service that is available to most residents nationwide.

They have branches in all of these states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, WV.

We chose the Chase Total Checking® account because the $12 monthly fee is easily waived with several options. You’ll need to do just ONE of the following to waive the fee:

Option #1Option #2Option #3

Have monthly direct deposits totaling $500 or more made to this account.

Keep a minimum daily balance of $1,500 or more in your checking account.

Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.

If you feel you’ll never be under a $1,500 balance for any given month, this will be one of the best Checking account options available from a big bank. Plus, you’ll be able to earn a great sign-up bonus.

For truly fee-free Checking accounts without monthly requirements, see the other options below.

  • Availability? Available nearly nationwide (branches in states listed above)
  • Physical Branches? Yes
  • Mobile app? iOS | Android
  • Bonus offer? *This offer is currently unavailable at MoneysMyLife.com
  • Earns interest? Yes, but a low rate typical of traditional banks
  • Monthly Fee? *None (when you meet ONE monthly requirement)
  • Minimum balance requirement? None
  • Minimum opening deposit? $25
  • Credit card funding options? You can fund up to $500 towards the opening deposit using a non-Chase credit card
  • ATM access? Access to over 16,000 Chase ATMs and 5,100 branches.
  • Full Review: Chase Chase Total Checking® Review

BBVA Compass ClearConnect Free Checking

BBVA Compass ClearConnect Checking

Best Choice For: ATM Access

BBVA Compass LogoThis is BBVA Compass Bank’s online free Checking account offering that is available nationwide. Not only will you have access to the more than 43,000 ATMs in the Allpoint network, but the BBVA Compass ATMs as well. That’s a combined 55,000 ATMs with no fees worldwide.

The minimum opening deposit is just $25 and you can only apply online. There is no monthly service fee, but be sure to opt out of Paper Statements to avoid the $3 charge for that service.

  • Availability? Available online nationwide.
  • Physical Branches? Yes, plus access to AllPoint® and BBVA Compass ATMs worldwide
  • Mobile app? iOS | Android
  • Bonus offer? Check for current bonus offers
  • Earns interest? No
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $25
  • Credit card funding options? You can fund the new account with a Visa/Mastercard up to $5000.
  • ATM access? No ATM fees at 55,000 AllPoint® and BBVA Compass ATMs worldwide
  • Full Review: BBVA Compass Review
Learn More

BBVA Compass ClearChoice Free Checking

Best Choice For: Free Checking With Branch Access

BBVA Compass LogoFor those looking for a free Checking account option with physical branch access, the ClearChoice Free Checking is available from BBVA Compass. This account will be limited to those states where branches exist, which includes Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas.

If you live in one of those above regions, this account is a solid option. You’ll have fee-free access to BBVA Compass ATMs. There are no monthly service charges and the minimum opening deposit is only $25. Your free Visa debit card can be personalized with your favorite photo.

You’ll also have the option to customize this free Checking account with additional features at a cost:

  • $5 for additional ATM Transactions: Pay no BBVA Compass fee for using another bank’s ATM and up to four automatic rebates per statement cycle of ATM fees charged by other banks.
  • $2 for Check Supply: Unlimited supply of standard checks and 50% off other styles.
  • $2 for Cashier’s Checks: Unlimited Cashier’s Checks.
  • $3 for Safe Deposit Box: 3X5 Safe Deposit Box.

Don’t opt for any of those additional features and your account is fee-free.

  • Availability? Account is open to residents of AL, AZ, CA, CO, FL, NM, and TX.
  • Physical Branches? Yes, find a branch or ATM here.
  • Mobile app? iOS | Android
  • Bonus offer? Check for current bonus offers
  • Earns interest? No
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $25
  • Credit card funding options? You can fund the new account with a Visa/Mastercard up to $5000.
  • ATM access? Use BBVA Compass ATMs fee-free. You can opt for out-of-network ATM access for a $5 fee.
  • Full Review: BBVA Compass Review
Learn More

Simple Checking Account

Best Choice For: Mobile Banking/Unlimited Referral Bonuses

Simple Bank LogoSimple is an online and mobile only bank that puts more emphasis on going mobile more than other internet banks. They have one of the most feature rich mobile apps and it is evident in the amount of user reviews left in the app stores compared to other banks’ apps.

With the app you can make mobile check deposits, as well as set goals and track your spending with their built-in tools.

There are is no monthly fee, no minimum balance requirement, no overdraft fee, no account closing fee, no card replacement fee, and no fee from Simple for out of network ATMs. You’ll have access to 40,000 in-network free ATMs. However, there is no allotted reimbursement for fees charged by other bank’s ATMs.

You can also earn a $20 sign-up bonus using our referral link below, and then start making your own $20 referral bonuses (unlimited).

  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? Unlimited $20 referral bonuses (see full review for details)
  • Earns interest? No
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $0
  • Credit card funding options? None – contact Simple to verify.
  • ATM access? 40,000 in-network ATMs fee-free available.
  • Full review: Simple Bank

Learn More

Schwab High-Yield Investor Checking

Best Choice For: No ATM Fees Anywhere, Worldwide

Charles Schwab LogoMost people are familiar with Charles Schwab for offering brokerage services, but their High-Yield Investor Checking account is a secret weapon well known among savvy travelers. This is because the account provides unlimited fee rebates on ATM withdrawals worldwide.

There is no minimum deposit requirement and no monthly service fee. You’ll have access to online bill pay just like with other online-only banks, as well as mobile check deposits.

While you don’t have to use it or even deposit funds into it, you’ll receive a free brokerage account along with this Checking option.

Open a new Schwab brokerage account first with a minimum $1,000 deposit and you can earn a $100 bonus first.

  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? $100 bonus with the brokerage account; then you can add the Checking account for free.
  • Earns interest? Yes, but a low 0.35% APY.
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $0
  • Credit card funding options? None – contact Schwab to verify.
  • ATM access? Any ATM worldwide that accepts the Visa debit card – unlimited ATM fee rebates. This is the best access for travelers!
  • Full review: Charles Schwab Checking
Learn More

TIAA Yield Pledge Checking

Best Choice For: Free Checking With Bonus Interest

The Yield Pledge Checking account from TIAA Bank (formerly EverBank) is an online Checking account available nationwide.

You can make mobile check deposits with their app. There are no monthly service fees and you’ll actually receive unlimited ATM fee reimbursements if you can maintain a $5,000 minimum balance.

The Yield Pledge Checking account from TIAA is another solid free Checking account option for earning interest. This is especially the case for the first year, where you’ll receive a bonus rate of 1.21% APY on balances up to $250,000. After the first year, the following ongoing rates apply:

Balances Ongoing APY
$100,000 – $10,000,000 0.71%
$50,000 – $99,999.99 0.61%
$25,000 – $49,999.99 0.61%
$10,000 – $24,999.99 0.46%
$0 – $9,999.99 0.25%

The ongoing rates may change, but this account gets its name from the pledge to always keep the rate within the top 5% of competitive accounts.

  • Availability? Available online nationwide.
  • Physical Branches? No
  • Mobile app? iOS | Android
  • Bonus offer? Bonus 1st year interest rate of 1.21% APY.
  • Earns interest? Yes, a lower ongoing rate after the 1st year bonus.
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $5,000
  • Credit card funding options? None – contact TIAA to verify.
  • ATM access? TIAA Bank does not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA Bank account balance. For TIAA Bank accounts that carry a minimum average daily balance of $5,000, ATM fee reimbursement is unlimited.
Learn More

Bank5 Connect High-Interest Checking

Best Choice For: Interest Rate On All Balances

The Connect High-Interest Checking account from Bank5 has no monthly service fee and currently earns 0.76% APY on all balances when you keep at least a minimum $100 balance. You’ll have access to thousands of free ATMs and get reimbursement up to $15 monthly for ATM fees other banks charge. Bank5 Connect will never charge you for using any ATMs.

The minimum opening deposit is only $10, and there’s a lower than average $15 Overdraft Penalty fee.

  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? None currently available.
  • Earns interest? Yes, 0.76% APY on all balances when you keep a $100 minimum balance.
  • Monthly Fee? None
  • Minimum balance requirement? None, but $100 to earn interest.
  • Minimum opening deposit? $10
  • Credit card funding options? None – contact Bank5 to verify.
  • ATM access? Find an in-network free ATM here. Use any ATM and Bank5 Connect will never charge a fee on their side. They will reimburse up to $15 each month for ATM fees other banks charge.
  • Full review: Bank5 Connect Checking
Learn More

Ally Interest Checking

Best Choice For: Best Customer Service

Ally-Bank-LogoAlly bank is an internet-only bank and has a big online presence. They offer the Ally Interest Checking account, which earns interest and will have access to over 43,000 free ATMs in the Allpoint network across the U.S. You’ll also be reimbursed up to $10 per statement cycle for fees charged at other ATMs nationwide.

They are well-known for their customer service and have an online call center that is staffed 24 hours a day, every day of the week. You’ll also have access to online Chat customer service as well.

There are no monthly service fees and you can make mobile check deposits with their app.

Interest Rate:

Less Than $15,000 Daily Balance $15,000 Minimum Daily Balance
0.10% APY 0.60% APY
  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? None currently available.
  • Earns interest? Yes, 0.60% APY with a $15,000 minimum daily balance.
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $0
  • Credit card funding options? None – contact Ally to verify.
  • ATM access? Use the more than 43,000 ATMs in the Allpoint network in the U.S. for free. Also, you’ll get reimbursed up to $10 per statement cycle for fees charged at other ATMs nationwide.
  • Full review: Ally Checking
Learn More

Capital One 360 Checking

Best Choice For: Low Overdraft Fees/Bonus Offers

Capital One 360 LogoThe Capital One 360 Checking account is an online-only account, even though Capital One bank does have physical branches.

There is no monthly service fee and no minimum deposit to open. This Checking account also earns interest.

You’ll have access to 40,000+ free ATMs nationwide in the Allpoint network, as well as the few Capital One 360 Cafes located in eight cities around the country. When using your debit card for purchases abroad, Capital One 360 is one of the few banks that don’t charge foreign transaction fees.

Check deposits can be done with their mobile app. Another great feature the Capital One 360 Checking account provides is their Overdraft Policy. Instead of a flat fee like most banks, you’ll have the option of getting charged an 11.50% APY interest rate on the amount overdrawn. An overdraft of $100 over a one week period would cost you less than a quarter.

Interest Rate:

Account Balance APY
$0 – $49,999.99 0.20%
$50,000.00 – $99,999.99 0.75%
$100,000 or more 1.00%

To top it all off, there are typically several sign-up bonus offers available for this account.

  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? Several bonus offers you can find here.
  • Earns interest? Yes, balances above $100,000 will earn the best rate.
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $0
  • Credit card funding options? None – contact Capital One 360 to verify.
  • ATM access? Use the more than 40,000 ATMs in the Allpoint network in the U.S. for free.
  • Full review: Capital One 360 Checking
Learn More

Chime Free Mobile Banking

Best Choice For: Mobile Banking For Checking/Savings

Chime BankChime is a leader in the Mobile Banking sector that is growing more and more popular as consumers are more willing than ever to manage as much as they can on their smartphones.

A Chime account includes a Spending Account (basically a Checking account) and a Savings Account. There are no monthly fees, no minimum balance fees, no overdraft fees and no foreign transaction fees.

You’ll have nearly all the functionality you’d need as you would with a traditional bank account, but obviously there won’t be an option for in-branch service. Your ATM access will include more than 30,000 MoneyPass locations, and over 30,000 cash back locations.

  • Availability? Available online nationwide.
  • Physical Branches? No physical branches.
  • Mobile app? iOS | Android
  • Bonus offer? No current bonus offers
  • Earns interest? Yes, but a low .01% APY for the Savings Account.
  • Monthly Fee? None
  • Minimum balance requirement? None
  • Minimum opening deposit? $0
  • Credit card funding options? None – contact Chime to verify.
  • ATM access? 30,000 fee-free MoneyPass locations. You won’t be charged by Chime for using out-of-network ATMs, but the ATM service provider may.
  • Full review: Chime Mobile Banking Review
Learn More

Related Pages At MoneysMyLife:

Chase Bank’s Finn Checking & Savings Account $100 Bonus Offer

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Finn is a new mobile Checking and Savings account option available nationwide that you manage all on your smartphone, and it’s backed by the safety and security of Chase, one of America’s biggest banks.

There are no monthly service fees for either the Finn Checking or Savings account and you’ll have access to over 29,000 ATMs nationwide. There are several other good mobile Checking options available, but this one will be quite popular being back by Chase Bank. Other nifty features of Finn include helping you save automatically, track your spending and rate the purchases you’ve made.

With everyone using their smartphones for important tasks more and more, this new Finn by Chase offering should be a hit I’d imagine.

Plus, there’s a great sign-up offer that I’ll go over below.

*You can see all bonus offers provided by Chase Bank here.

$100 Finn By Chase Checking/Savings Promotion

Finn By Chase $100 Bonus

Nice $100 offer from Finn

This $100 sign-up bonus is for a new Finn by Chase Checking & Savings account and direct deposit will not be a requirement to qualify.

  • $100 bonus offer set to expire on December 31, 2018
  • Offer is available nationwide
  • Minimum deposit required: $25
  • Application will trigger a Soft Pull, which does not affect your credit
  • No monthly fees with these accounts
  • If your account is closed within 6 months of opening you will forfeit your bonus
  • Interest rates for the Finn Savings account are very low. *You can see the best Savings rates here.

Learn More

How To Earn The $100 Bonus

  • To receive the $100 Finn Checking Bonus:
    • 1) Open a new Finn Checking and Finn Savings account (both accounts are opened at the same time), which is subject to approval;
    • 2) Deposit $25 or more into the checking account AND
    • 3) Complete at least 10 qualifying transactions within 60 days of account opening.
  • After you have completed all of the above requirements and the 10 qualifying transactions have posted to the new account, they’ll deposit the bonus into your new account within 10 business days.

Fine Print

  • Offer not available to existing Chase customers with Checking and Savings accounts, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • Qualifying transactions include: debit card purchases, bill payments made through the Finn app, payments made or received through Send Money with Zelle®, check deposits made through the Finn app, or direct deposits into your Finn Checking account. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
  • You can receive only one new checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Account Closing: If the Finn Checking and Savings account is closed by the customer or Chase within six months after opening, they will deduct the bonus amount for that account at closing.

More Bank Promotions You May Like

All the best bank offers are updated here, including top offers from Chase Bank, TD Bank , HSBC and CIT Bank. 

Bank5 Connect Review: Checking, Savings, CD Promotions & Offers

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Bank5 Connect is an online-only bank, and I’ll review their Checking and Savings accounts here, along with any current promotions and bonus opportunities.

Just like other online bank competitors, Bank5 Connect has lower overhead costs compared to traditional brick-and-mortar banks, and that results in better rates and fewer fees for the customer.

Bank5 Connect offers Checking, Savings and CD (Certificates of Deposit) account options. You can do just about everything online, including making deposits and transferring funds.

Bank5 Connect High Interest Checking

The Bank5 Connect High Interest Checking is on top of many “Best Online Checking Account” lists, so let’s see why.

CURRENT RATE FOR BALANCES OVER $100: 0.76% APY

It may not seem like much, but traditional Checking accounts are offering rates like 0.1% APY!

It features most of what you’d expect from traditional Checking accounts:

  • Make deposits
  • Write checks
  • Debit card
  • Online bill pay

On top of that, you’re going to get many of the perks you’ll only find with online banking:

  • No monthly maintenance fee
  • Free online banking/billpay/eStatements
  • Free mobile banking
  • UChoose Debit Rewards program
  • Free first order of basic checks
  • Free ATMs anywhere, anytime!
    • Bank5 Connect will never charge you for using an ATM and will reimburse other banks’ surcharges up to $15 per statement cycle.

And here’s how the Bank5 Connect High Interest Checking account competes with other online Checking accounts:

  • Earns a great interest rate for a Checking account
  • Minimum balance to open is only $10
  • Minimum balance to earn interest is only $100

Bank5 Connect Checking Account Fees
First order of checks Free
Cashiers check Free
Overdraft Transfer Free
Incoming Wire Free
Returned Deposited Item $5.71
Overdraft $15.00
Uncollected Funds $15.00
Stop Payment $15.00
Garnishments $25.00
Levies $25.00

Compare To These Online Checking Accounts:

BBVA Compass and Simple Bank have popular online Checking accounts with no fees. Also take a look at Checking Account bonus offers as well. See all the best free Checking accounts here.

Bank5 Connect High-Interest Savings Account

You can also choose to link the Bank5 Connect Savings account to the Checking account for overdraft protection. Plus, you’ll earn a bit more interest on the funds that you set aside here.

Update History:
07/16/2018: Bank5 Connect increases Savings rate from 0.90% APY to 2.05% APY.
More History
Hide History
  • Current rate for balances over $100: 2.05% APY
  • The minimum balance to open a Bank5 Connect Savings account is $10.
  • The minimum balance to earn interest is $100.

Savings Accounts For Comparison:

CIT Bank has great rates on their online Money Market and Savings accounts you should definitely compare to. HSBC has one of the best online Savings options from a big bank. Visit this Savings and Money Market Rates page for a thorough comparison. Be sure to take a look at some Savings account bonuses also, including a top Savings offer from Chase. See more below:

Bank5 Connect High Yield CDs

Bank5 actually has some of the best CD rates in the market. Here are some of the benefits:

  • Only a $500 minimum deposit
  • There are no monthly maintenance fees associated with Bank5 CDs
  • Connect CDs have terms of 6, 12, 18, and 36 months
  • Investment CD has a term of 24 months
  • All Bank5 Connect CDs are FDIC Insured for up to $250,000
  • Once the CD matures, you have the opportunity to deposit additional funds and roll it over into a new term

Bank5 CD Rates

Update History:
07/16/2018: Bank5 Connect increases their 12 month CD rate to 2.55% APY.
05/11/2018: Bank5 Connect offers a special 24 Month CD rate and increases their 24 & 36 Month CD rates.
11/22/2017: 6 & 24 Month CD terms get rate increases
10/17/2017: 18 Month CD gets rate increase
More History
Hide History

Term Min. Deposit Min. Deposit To Earn APY APY
6 month CD $500.00 $500.00 1.45%
12 month CD $500.00 $500.00 2.55%
18 month CD $500.00 $500.00 1.75%
21 month CD Special** $500.00 $500.00 2.40%
24 month Investment CD $500.00 $500.00 2.70%
36 month CD $500.00 $500.00 2.90%

Compare To These Top CD Accounts:

If you’re interested in a CD account, be sure to read my guide on the best CD rates. CIT Bank and BBVA Compass all have popular CD accounts at the moment. More below:


Charles Schwab Brokerage Promotions, Bonuses And Offers

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find all the new offers and bonus promotions from the Charles Schwab brokerage firm here. Along with TD Ameritrade, we rank Charles Schwab as one of the best stock brokers for beginners.

Charles Schwab is a brand well-known in the investment world. Founded in 1973, this brokerage firm now holds over 2.5 trillion in total client assets. You really can’t go wrong choosing this full-service broker.

Let’s review the current offers below.

Find the best stock brokerage promotions here.

Schwab 500 Free Equity & Options Trades Offer

With a qualifying net deposit of $100,000, you can earn 500 commission-free online equity and options trades good for 2 years.

  • 500 free trades offer has no set expiration date (can terminate at any time)
  • Offer available to new and existing Schwab clients
  • Enroll and make a qualifying net deposit of $100,000 in your Schwab account within 45 days for your free trades
  • 500 commission-free online equity and options trades are good for an entire year
  • The trades will be credited to the enrolled account within approximately one week of confirmation of your qualifying net deposit

Learn More

$100 Bonus With A Referred Schwab Account:

charles-schwab-100-bonus

Here are the details:

  • To earn the $100 bonus, open an eligible account and make the minimum opening deposit of $1,000.
  • New clients who do not have a Charles Schwab & Co., Inc. (“Schwab”) account (other than a Stock Plan Services account), open an eligible retail brokerage account, and enroll in the offer can earn a $100 Bonus Award.
  • The Bonus Award will be credited to the enrolled account within approximately one month of account open.
  • For taxable accounts, the account must be maintained at Schwab for at least one year or Schwab may charge back the Bonus Award.
  • The offer is limited to one per account, with no more than one account enrolled per client.
  • Employees, contractors, or persons similarly associated with Schwab or a Schwab affiliate; their spouses; and employees of any securities regulatory organization or exchange are not eligible.
  • Schwab may decline requests to enroll in the offer at its discretion.
  • For taxable accounts, the value of all Schwab offers received will be reported as Other Income on your Form 1099-MISC if, when combined with Other Income earned, the value totals $600 or more during the calendar year.

See Offer

Refer Others

Charles Schwab High Yield Investor Checking Account

*Link this Online Checking account to a brokerage account with one of the above promotions

I love traveling, and discovered I needed a better solution for ATM withdrawals overseas, and while traveling in general. The High Yield Investor Checking Account is my secret weapon now. You can use the debit card at any ATM that accepts Visa worldwide.

Now here’s the best part – Charles Schwab doesn’t charge ATM fees anywhere, and they will reimburse you for ATM fees other banks/institutions charge!

You’ll have to open up a Charles Schwab brokerage account as well, but you’ll never have to use it, deposit funds into it, or keep any kind of balance while it’s linked to the Checking account. The reps understand people open up both accounts just to use the Checking, and will ask if you even have any interest in using the Brokerage services. This Checking accounts makes it onto our list of the Best Free Checking Accounts.

Learn More

Charles Schwab $500 Brokerage/IRA Bonus

Charles Schwab $500 Brokerage Bonus

Up to a $500 cash bonus with this offer

This $500 bonus is available for new brokerage or IRA accounts and is tiered depending on your net deposit within the first 45 days of account oepning.

  • There is no set expiration for this $500 bonus offer. *Offer appears to be down but check the link
  • New Brokerage and IRA accounts qualify for this offer.
  • Your total cash bonus depends on net deposits as shown in the table below.
  • Only net deposits new to Schwab qualify. Deposits transferred from affilates other than Schwab Retirement Plan Services are excluded.
  • Net deposits are calculated on the 45th day after enrollment.
  • Cash bonus amount will be credited within one week after the 45th day.
  • You must maintain the net deposit amount in your Schwab account for at least one year or you may forfeit the bonus.
  • Your bonus, combined with any other offers from Schwab within the last 12 months, may not exceed $5,000 per household.
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Earn Up To A $500 Bonus
Net Deposit Cash Bonus
$10,000 – $24,999 $100
$25,000 – $49,999 $200
$50,000 – $99,999 $300
$100,000+ $500
*My Investments Disclosure
I'm constantly tweaking my investment strategies as I gain more insight and as investment options evolve. Below is my current lineup.
  • Thinkorswim platform from TD Ameritrade. This is the desktop platform I currently use to trade Forex, Futures and Equities. I mainly swing-trade, entering and exiting positions over a period of days to weeks. For the most part, I base my trading on Technical Analysis, following the tips I've learned from the james16 Chart Thread on forexfactory. As this is a high-risk endeavor, I only use a small portion of my pot.
  • Vanguard funds. As the great Warren Buffet recommends, I invest a good portion into an S&P 500 index fund directly with Vanguard. Most of my investments here are in the VOO Vanguard S&P 500 ETF. With an Expense Ratio of just 0.04%, this is a great way to diversify and save a great deal on fees. I've also decided to diversify further with the total stock market, investing in the VTI ETF with Vanguard.
  • Wealthfront. If you're a good number of years before reaching retirement, many finance experts suggest going with a robo-advisor. I've set my risk tolerance at high for now, and split a good portion of my investment funds between my Wealthfront and Vanguard accounts. With so many good reputable robo-advisors on the market, I decided on Wealthfront based on their track record, client reviews, and because I've been able to waive all management fees through their referral program.
  • Fundrise. I wanted to have an alternative to stocks and bonds, and decided to dip my toes in the private real estate arena with Fundrise. I'm not all-in on this strategy just yet, and only have a small account open.
  • Online Savings. This is how I store my emergency funds. The best online Savings accounts will provide much better rates than your traditional big banks will. You'll be able to make up to 6 withdrawals a month for emergency situations. Click the link to compare the nation's best rates.
  • Bitcoin and cryptocurrency. This is simply for fun and I can't recommend this option to anyone with all the unknowns. My investments in cryptocurrencies are minuscule, but it's fun following the madness.

Compare To These Brokerage Bonuses:

I currently invest via TD Ameritrade because I like their ThinkorSwim platform so much; they are very good about consistently offering sign-up bonuses. Betterment and Wealthfront are good choices as automated investing solutions. See all current brokerage offers here.

*Check back here for new Charles Schwab promotions, bonuses and offers.

Chime Online/Mobile Banking Review: Checking & Savings

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Chime is a growing leader in the Mobile Banking sector, providing a Spending Account (a.k.a. Checking) and Savings Account that you manage via their highly rated app, available on iOS and Android devices.

*Simple Bank is another mobile banking leader worth comparing to (bonus offer available).

With Chime, there are no monthly fees, no minimum balance fees, no overdraft fees and no foreign transaction fees. All these savings come at the sacrifice of physical, in-branch service available with traditional bank accounts.

Rather than making a profit from charging fees to customers, Chime makes money from the Visa transaction fees paid by merchants.

No Bank Fees With Chime

Bank Fees

Chime states the average household in the U.S. pays more than $329 in bank fees each year, with the big banks bringing in more than 6 billion dollars in just overdraft fees alone in 2017.

Chime Vs. Typical Traditional Bank Accounts

Chime Typical Fees Of Big Banks
Overdraft Fees $0 $38 per overdraft
Minimum Balance Fees $0 $6-$15 per policy violation
Monthly Maintenance Fees $0 $12-$23 per month
ACH Transfer Fees $0 $3-$10 per transfer
Account Closing Fees $0 $25 per policy violation
Card Replacement Fees $0 $5-$25 per replacement
ATM Fees $0 $0-2.50 per transaction
Foreign Transaction Fees $0 3% per transaction
Out of Network ATM Fees $2.50 (per out of network transaction) $0-$2.50 per transaction

*Note: Chime accounts have access to over 30,000 fee-free ATMs in the MoneyPass network.

Chime Top Features

Chime Mobile Banking

*Chime on iOS | Chime on Anroid

  • Spending Account: This is basically your Checking account, where you make deposits and manage all your expenses.
    • Chime Visa Debit Card – use your Chime card for bills and purchases everywhere Visa is accepted.
    • Direct Debit – pay bills electronically using the routing and your Chime account number.
    • Fee-Free ATMs – more than 30,000 fee-free ATMs at MoneyPass locations and over 30,000 cash back locations. Locate these ATMs using the Chime app or at chimecard.com/atms.
    • Direct Deposit – you can fund your account with direct deposit and receive your paycheck up to 2 days early.
    • Bank Transfer – link your current bank account and move existing funds into your Chime account for free.
    • Deposit Checks – you can deposit checks using a third-party app. They are working on Photo check deposit, which will be available soon.
    • Deposit Cash – you can make cash deposits into your Chime account at any Green Dot location. Note: these locations may charge a fee for this service.
    • Chime Checkbook – you won’t have physical checks to write and send off. Instead, Chime will send off a check in the mail for you.
    • Pay Friends – you’re able to instantly send money to other Chime users, convenient for occasions such as when you split a dinner bill.
    • Real-time Alerts & Notifications –  receive daily balance notifications and real-time transaction alerts to your smartphone.
    • Block Card – if you lose or misplace your Chime debit card, you can block its usage via the Chime app or with your online account.
    • Apple Pay, Android Pay, Samsung Pay – use your Chime account with any of these services to make mobile payments.
  • Savings Account: Makes saving money easy with features you can opt in for. *Unfortunately, the rates are so low they’re not even worth mentioning. If you’re looking to keep money in a Savings account to earn interest, compare Savings rates here.
    • Automatic Savings – every time you make a Chime card transaction, they will round up the amount and send it from your Spending to your Savings Account. You can also opt in to automatically have 10% of every paycheck transferred to your Savings Account.
  • Security: Chime accounts are insured through The Bancorp Bank, member FDIC. Security features include the Visa Zero Liability Policy, bank-level security, encryption, two-factor authentication, instant transaction alerts, and temporary card blocking.