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Cambridge Savings Bank $400 Checking Account Bonus (MA) – Ended

Tony Jay by Tony Jay
May 21, 2023 12:57 pm CDT
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Get the latest promotions and bonuses from Cambridge Savings Bank here for their Checking and Savings accounts. Typical offers in the past have been for $100 to $400 cash.

Established in 1834 and headquartered in Cambridge, Massachusetts, Cambridge Savings Bank has 17 locations in the state. Offers are available to New England residents – Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

See the Posts History below for all offers from this institution.

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA, TD BANK AND U.S. BANK.

[Expired] Cambridge Savings Bank $400 Checking Bonus

  • What you’ll get: $400 bonus
  • Where it’s available: MA, CT, ME, NH, RI, VT
  • How to earn it:
    • Earn a $400 bonus when you open a new Performance or Performance Plus Checking Account with a $10 minimum opening deposit and complete the following requirements within each of the first full three calendar months following the date the new account is funded:
      • (1) Receive cumulative direct deposits totaling $1,000 or more. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits from your employer or the government. Person- to-person and bank transfers between your Cambridge Savings Bank accounts or accounts you have at other financial institutions do not qualify.
      • (2) Complete 5 posted and cleared debit transactions, including checks paid, debit card transactions, wire transfers, or ACH debits.
  • When it expires: 3/31/2020
Learn More at Cambridge Savings Bank

How To Earn The Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

  • Earn a $400 bonus when you open a new Performance or Performance Plus Checking Account with a $10 minimum opening deposit and complete the following requirements within each of the first full three calendar months following the date the new account is funded:
    • (1) Receive cumulative direct deposits totaling $1,000 or more. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits from your employer or the government. Person- to-person and bank transfers between your Cambridge Savings Bank accounts or accounts you have at other financial institutions do not qualify.
    • (2) Complete 5 posted and cleared debit transactions, including checks paid, debit card transactions, wire transfers, or ACH debits.

  • Performance
    • $10 minimum account opening deposit
    • No monthly maintenance fee (when you meet balance requirements)
    • Up to $12 in monthly ATM surcharge refunds
    • First order of basic checks free
    • Discounts on Overdraft Line of Credit Annual Fee
  • Performance Plus
    • $10 minimum account opening deposit
    • No monthly maintenance fee (when you meet balance requirements)
    • Unlimited ATM surcharge refunds
    • Unlimited basic style checks
    • Free money orders/treasurer’s checks
    • Discounts on loan products
    • Bonus tier on Performance Money Market account
    • $10 minimum daily balance to earn APY
    • 0.05% Interest Rate and Annual Percentage Yield

  • Performance
    • Monthly fee of $10 waived if the average monthly balance in your checking account is $1,000 or greater, or if your average monthly combined deposit balances in checking, savings, money market, CD and IRA balances are $2,500 or greater.
  • Performance Plus
    • Monthly fee of $20 waived if average monthly combined deposit balances, and consumer loan balances, excluding mortgage balances, are $10,000 or greater.

  • For example, a qualifying account type opened and funded during the month of January must complete the requirements in the months of February, March and April in order to qualify for the bonus.
  • New account funding must be completed by 3/31/20.
  • You must not currently have a Cambridge Savings Bank personal checking account or have had one in the last 12 months.
  • A $400 credit will be made to your checking account within 30 days of completing requirements as long as qualification conditions are met and the account remains open in good standing.
  • Minimum balance to obtain the APY is $10.
  • No minimum balance is required to receive the bonus.
  • The value of the bonus will be reported to the IRS as interest.
  • Limit one bonus per household.
  • Offer cannot be combined with any other offers and may be withdrawn at any time.
  • All other rules and regulations for checking accounts apply.

Bottom Line

More difficult to obtain than other popular Checking offers, but may be worth it for the bonus amount. Compare this offer with the best bank bonuses here.

Posts History:

  • Cambridge Savings Bank Bonus: $200 Business Checking Offer [MA] – Ends 5/31/23

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Need some inspiration for your next shopping spree? Look no further! I'll bring you the latest and greatest discounts, ensuring you never miss out on a steal.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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