The BB&T Spectrum Travel Rewards Credit Card has an offer for 20,000 bonus miles when you spend $2,000 within the first 90 days. According to BB&T these miles have a $200 value. With an $89 annual fee, the welcome bonus will cover the card’s cost for two years. See our list for more travel cards including the Delta SkyMiles® Gold American Express Card.
The Spectrum Travel Rewards card offers double miles on qualified travel purchases which you can redeem a number of ways. With an annual $50 airline incidental credit and TSA Precheck or Global Entry reimbursements thrown in, it’s a decent option if you’re looking for a travel card with flexible rewards.
But if you can’t afford $89 a year on a credit card, you’ll want to consider no-annual-fee options instead.
*Check out BB&T bonuses for Checking & Savings accounts.
Spectrum Travel Rewards Card 20,000 Bonus Miles Offer
Take advantage of the Spectrum Travel Rewards card’s 20,000 bonus miles offer. The BB&T website states that these 20k points are worth $200.
To qualify charge at least $2,000 to your card within the first 90 days from opening your account.
Here are some ideas on meeting the spending requirement.
What Are Spectrum Miles Worth?
Like many other travel rewards cards, the value of your miles depends on how you use them. According to BB&T, each Spectrum mile is worth around $0.01. That’s on par with the industry average.
When you’re ready to redeem your miles, you have a few options, including:
- Statement credits
- Gift cards
To get the best value for your Spectrum miles, use them for hotel stays. They’re worth 75% more this way.
Spectrum Travel Rewards Card Top Features
Receive a statement credit of up to $50 each calendar year on qualifying airline incidental transactions. That includes check bag fees, inflight purchases and more.
If you take full advantage of this feature, you’ll offset the card’s annual cost from $89 to $39.
Get statement credit every four years for the TSA Precheck ($85) or Global Entry ($100) program. Membership to either program means you’re a low-risk traveler. So you can go through airport security quickly, without having to remove your shoes, liquids or electronics from your carry-on luggage.
Make purchases abroad without worrying about foreign transaction fees with the Spectrum Travel Rewards card.
Spectrum Travel Rewards Card Availability
The Spectrum Travel Rewards card is limited to within BB&T’s network. That includes:
- District of Columbia
- North Carolina
- New Jersey
- South Carolina
- West Virginia
If you reside elsewhere, you’ll need to consider other credit card options.
The Spectrum Travel Rewards card isn’t all too exciting. Its most interesting feature is the welcome bonus worth $200. The airline incidental and TSA Precheck credits seem to be thrown in to justify the card’s $89 annual fee. But with a limited “travel” bonus category that only covers air, hotel and rental car purchases, you’ll probably find more value in another travel rewards card.
|OFFER LINK||OFFER||OUR REVIEW|
|Chase Business Complete Banking℠||$300 Cash||Review|
|Chase Total Checking®||$225 Cash||Review|
|Chase Secure Banking℠||$100 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience Checking℠||$150 Cash||Review|
|HSBC Premier Checking||$450 Cash||Review|
|Axos Business Checking||$100 Cash||Review|
|Aspiration Checking||$150/$200 Cash||Review|
|Ally Invest||Up To $3,000||Review|
|Betterment||Up To 1 Year Free||Review|
|BlockFi||Up To $250 BTC||Review|
|Voyager (code BH5F1A)||$25 In BTC||Review|
|Coinbase||$10 In BTC||Review|
|Motley Fool||Stock Advisor Discount||Review|