Find up-to-date promotions and offers from BayCoast Bank here. Typical offers range from $200-$250.
Update 12/29/2022: The $222 checking offer is back and extended through 1/31/23.
BayCoast Bank was established in 1851 and is headquartered in Swansea, Massachusetts. They have locations in MA and RI.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA AND BMO.
BayCoast Bank Promotions Review Below
BayCoast Bank $222 Checking Offer
- What you’ll get: $222
- Where it’s available: MA, RI
- How to earn it:
- Open any BayCoast Bank personal checking account using code BCB222.
- Set up one or more direct deposits to your new account for three consecutive months.
- When it expires:
12/31/20221/31/2023
Waive The Monthly Fee
Direct Checking has a $3 monthly fee that is waivable with $1,500 or one direct deposit per statement cycle.
Fine Print
- Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits.
- It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card.
- Must be 18 years or older to open an account.
- Customer must not have had an open BayCoast Bank checking account within the last 6 months.
- Customer has up to 150 days after account opening to take the necessary action(s) to qualify for the incentive and account must be open and in good standing.
- A $222.00 credit will be applied within 30 days of completing these requirements.
- Starter checks will be provided at no cost following account opening upon request.
- Present this offer in person at account opening or enter the promotion code during the online account opening process to be eligible for this offer.
- Only one account is eligible for this offer.
- Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time.
- Employees of BayCoast Bank and its subsidiaries are not eligible.
Bottom Line
Requirements are easy to meet. The offer is worth considering if you live in one of its limited service areas.
Also, take a look at the offers from Aspiration, Chase, TD Bank and more here.
[Expired] BayCoast Bank Up To $250 Checking Offer
- What you’ll get: $250
- Where it’s available: CA
- How to earn it:
- Use promotion code: BC250
- Open a Direct Checking with direct deposit and get a $100 incentive
- Make 12 posted debit card purchases within 90 days and get a $50 incentive
- Sign up for eStatements and get a $25 incentive
- Make a bill payment and (or) a mobile deposit and get $25
- Open a safe deposit box and receive a $40 credit toward your annual fee
- Receive your first order of starter checks with a $10 first order credit
- When it expires: 12/31/2021
How To Earn The Bonus
- Use promotion code: BC250
- Open a Direct Checking with direct deposit and get a $100 incentive
- Make 12 posted debit card purchases within 90 days and get a $50 incentive
- Sign up for eStatements and get a $25 incentive
- Make a bill payment and (or) a mobile deposit and get $25
- Open a safe deposit box and receive a $40 credit toward your annual fee
- Receive your first order of starter checks with a $10 first order credit
Free banking benefits include:
• Online banking, bill pay and mobile deposit
• Self-serve coin counting
• Instant issue Debit Card in branches
Direct Checking has a $3 monthly fee that is waivable with $1,500 or one direct deposit per statement cycle.
- Minimum opening deposit is $10.00.
- Must be 18 years or older to open an account.
- Customer must not have had an open BayCoast Bank Direct Checking account within the last 12 months.
- Customer has 90 days after account opening to take the necessary action(s) to qualify for the incentive(s).
- Starter checks will be provided at no cost following account opening and the safe deposit box credit will be applied directly toward annual rent at the time of box rental.
- Other incentive(s) will be credited to the account within 90 days of qualification and account must be open and in good standing.
- Present this offer in person at account opening or enter the promotion code BCB250 during the online account opening process to be eligible for this offer.
- Only one account is eligible for this offer.
- Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time.
- Employees of BayCoast Bank and its subsidiaries are not eligible.
- Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits.
- It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card.
- ATM transactions do not qualify as debit card purchases.
- Enrollment in online banking is required to sign-up for eStatements, make bill payments, and perform mobile deposits.
- Safe deposit boxes are not available at all branch locations and availability varies by branch.
Bottom Line
The bonus amount is appealing on the surface but you need to meet so many requirements to earn the full bonus.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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