Barclays AARP Select Savings Bonus – Get $200 (Ends 12/31/25)

Earn a $200 bonus when you deposit $25,000 into a new Select Savings account from Barclays and maintain the balance for 120 days.

If you’re an AARP member and looking for a smart place to park your cash, Barclays has a strong offer worth a look. Their Select Savings account not only offers one of the highest yields available, but now they’re also tacking on a $200 bonus when you meet the deposit requirements.

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Key Takeaways

• Bonus Amount: $200
• Required Deposit: $25,000+
• Hold Period: 120 consecutive days
• APY: 4.40% (as of 4/14/25) on all balance tiers
• Deadline: 12/31/2025
• Availability: AARP members only

How To Get The $200 Bonus

1. Be an AARP member – You’ll need your membership number when opening the account.
2. Open a Select Savings account through the Barclays AARP Digital Banking portal by September 30, 2025.
3. Deposit at least $25,000 within 30 days of account opening.
4. Maintain that $25,000 balance for 120 consecutive days.
5. Receive your $200 bonus within 60 days of satisfying the hold requirement.

Note: The bonus will be treated as interest income and reported on a 1099-INT.

Why This Account Stands Out

• High APY: At 4.40% APY (as of April 2025), you’re earning over 7x the national average.
• No Monthly Fees: No maintenance fees or minimum balance required to open.
• FDIC-Insured: Your money’s protected up to the standard limits.

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Is It Worth It?

If you’re already an AARP member or eligible to become one, this is a low-effort way to earn an extra $200 on top of strong interest. Just make sure you’re comfortable locking in that $25K for four months.

And with no monthly fees and easy online access, it’s a great set-it-and-forget-it savings solution for more conservative savers.

Our Take

This is one of the best passive bank bonuses we’ve seen—especially if you have idle cash and don’t want to constantly chase rate hikes. Combine the $200 bonus with a 4.40% yield, and you’re looking at an effective short-term return north of 6% when annualized.

If you’re an AARP member—or plan to be—it’s hard to beat.

Open the Barclays Select Savings account before 9/30/25 to lock in the bonus.

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