*Bank of Internet USA is now Axos Bank.
This is an online-only bank, so you’re going to avoid most fees traditional banks charge, plus the Checking account actually earns a good interest rate.
Bank of Internet Savings And Money Market Accounts
Bank of Internet’s Online Smart Savings Account and Smart Money Market Account both offer rates that are good, but not quite great (see better Savings/Money Market rates here).
*Update History:
Account Features
| Smart Savings Account Features | Smart Money Market Account Features |
| Earn 1.30% APY | Earn 1.05% Apy |
| No monthly maintenance fees | No monthly maintenance fees |
| No minimum monthly account balance requirements | No minimum monthly balance |
| Free ATM card upon request | Check writing flexibility |
| Free Online Banking/Bill Pay | Free Visa Debit Card |
| Free Mobile Banking | Free Online Banking/Bill Pay |
| Free Mobile Deposit | Free Mobile Banking |
| Free Mobile Deposit |
We recommend taking a look at the Savings/Money Market accounts from HSBC Direct, BBVA and CIT Bank before making a decision. See these Savings bonuses as well, including a great offer from Chase Bank.
Bank Of Internet CD Accounts
The CD accounts from Bank of Internet are also not market leading, but still very competitive. Be sure to use our Best CD Rates Guide if you’re looking to open a CD accounts with good rates.
CD Accounts Features
- 3 to 60 month terms are available
- Minimum opening deposit is $1,000
- No set up or maintenance fees to worry about
- There’s auto renewal with a 10-day grace period once the CD matures
CIT Bank and BBVA have some good CD rates as well. The best rates can be had with the banks below.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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