Get new sign-up promotions and bonuses from Bank & Trust (AZ, CA, CO, IA, IL, KS, MO, MT, NM, TX and WI residents) for new Checking and Savings accounts here.
- Update 12/4/2023: The offer is now $150 for their Free Checking account or $400 for their Platinum Checking account. Check out this $600 offer from BMO Bank if you want to see an alternative offer.
- Update 3/22/2023: The offer is back and is valid through 9/22/2023. Offer Links updated.
All the independent community banks eligible for these bonuses are held by Heartland Financial USA, Inc.
You’ll find several state specific “Bank & Trust” and other institutions offering sign-up bonuses:
- Arizona Bank & Trust (AZ)
- Premier Valley Bank (CA)
- Citywide Banks (CO)
- First Bank & Trust (TX)
- Two Rivers Bank & Trust (IA)
- Dubuque Bank & Trust (IA)
- Illinois Bank & Trust (IL)
- Bank of Blue Valley (KS, MO)
- Rocky Mountain Bank (MT)
- Wisconsin Bank & Trust (WI)
- New Mexico Bank & Trust (NM)
Bank & Trust $400 Checking Offer
- What you’ll get: Up To $400
- Where it’s available: AZ, CA, CO, IA, IL, KS, MO, MT, NM, TX, WI
- How to earn it:
- Open a Signature Checking Account and complete the following requirements:
- To earn a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 60 calendar days after the account open date.
- To earn an additional $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 60 calendar days of account opening
- Open a Signature Checking Account and complete the following requirements:
- When it expires: No End Date
Offer links:
- Arizona Bank & Trust (AZ) ($400 bonus)
- First Bank & Trust (TX) ($200 bonus)
- Dubuque Bank & Trust (IA) ($400 bonus)
- Illinois Bank & Trust (IL) ($400 bonus)
- Wisconsin Bank & Trust (WI) ($400 bonus)
- Citywide Banks (CO) ($400 bonus)
- New Mexico Bank & Trust (NM) ($200 bonus)
- Rocky Mountain Bank (MT) ($400 bonus)
- Premier Valley Bank (CA) ($400 bonus)
- Minnesota Bank & Trust (MN) ($400 bonus)
- Bank of Blue Valley (KS & MO) ($400 bonus)
Account Features
Platinum Checking: An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.
- Earns Interest
- Free Checks
- Free Mobile Banking
and Online Banking with Bill Pay - Free eStatements
- Digital Wallet Enabled
- ATM Fee Refunds up to $20 per Month
Signature Series Checking: Receive a high interest rate on large balances and robust benefits from our premier account.
- All Platinum Checking Benefits
- Waived Fees on Incoming Domestic Wires and Stop Payments
- Free Cashier’s Checks
- Signature Series GenGold: A concierge services that offers you even more exclusive rewards and benefits such as travel and retail discounts
Waive The Monthly Fee
- Platinum checking has a $12 monthly fee, this is waived with a $7,500 average daily balance
- Signature series has a $9 monthly fee, this is waived with a $50,000 Average Daily Balance or $100,000 in total relationship balance
Fine Print
- $600 bonus offer is not available to existing Bank & Trust consumer checking customers or those who have been paid a new account opening bonus since January 1, 2018.
- Bonuses only apply when opening a new consumer Platinum Checking or Signature Series Checking account at Bank & Trust or website during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, they may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- Bonuses will be paid by April 14, 2022.
- Only Platinum Checking and Signature Series Checking accounts are eligible for this promotion.
- No other checking accounts are eligible for the promotion.
- Geographic restrictions may apply.
- Account opening is subject to approval.
- Minimum $500 to open. Fees may reduce earnings.
- Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle.
- Platinum Checking is a Consumer Checking account.
Bottom Line
You need to tie up a lot of funds to earn this bonus but this is a strong offer if you qualify. Also, see promos from Bank of America, HSBC and others here.
Wisconsin Bank & Trust Up To $350 Checking Offer – Ended
Wisconsin Bank & Trust is part of the Bank & Trust family of banks. This offer appears to only be available in Wisconsin.
- What you’ll get: Up To $350
- Where it’s available: WI
- How to earn it:
- Earn $100: Open a new checking account within and make a minimum direct deposit of $500 or more within 60 calendar days of account opening.
- Earn $250: Have at least $7,500 balance 60 calendar days after account opening.
- When it expires: 3/31/21
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Just received my bonus which was earlier than N.M.B.& T. promised. Account has to be only open for 90 days.
At N.M.B.& T. for the $350 bonus the $ 70 Direct Deposit bonus and Direct Deposit are optional. I got this information when I asked a Senior Personal Banker when I opened an account.
I took advantage of this, now expired, promotion at Centennial Bank & Trust in Denver. All bonuses I qualified for were paid within 5 business days. An unusual FAST payout for a bonus.
This bonus offer was a good experience!!!