2UFi is celebrating Small Business Week with a limited-time business checking promotion. New eligible business deposit clients can earn a $500 welcome bonus when they open a new 2UFi Business Spending account, meet deposit and balance requirements, and complete qualifying transactions. The account also offers access to a 4.00% APY automated savings feature on eligible funds.
This offer ends August 31, 2026, so business owners interested in a digital business banking account may want to review the requirements before the deadline.
Here’s an alternative $500 bank bonus from Chase. More business checking offers here.
2UFi Business Checking $500 Bonus Summary
| Offer | Details |
|---|---|
| Bonus Amount | $500 |
| Account | 2UFi Business Spending account |
| Minimum Opening Deposit | $50 |
| Deposit Requirement | Deposit $3,000 within 15 days of account opening |
| Balance Requirement | Maintain a $3,000 average monthly balance for the next two full calendar months |
| Transaction Requirement | Complete 7 debit or credit transactions within 90 days |
| Monthly Fee | No monthly fees |
| APY | 4.00% APY on eligible automated savings transfers |
| Offer Ends | August 31, 2026 |
| Availability | New eligible 2UFi business deposit clients |
TRENDING DEAL:
What Is The 2UFi Business Checking Bonus?
The 2UFi Small Business Week Offer gives new eligible business customers a chance to earn a $500 bonus after opening and using a new 2UFi Business Spending account.
The account is designed for small business owners who want a digital banking option with no monthly fees, unlimited transactions, free standard ACH, debit card access, and an automated savings feature that can help eligible balances earn interest.
Banking services are provided by Bank of Jackson Hole Trust, Member FDIC. 2UniFi, LLC is a financial technology company, not a bank.
How To Earn The 2UFi $500 Business Checking Bonus
To earn the $500 bonus, complete the following steps:
- Open a new 2UFi Business Spending account
Open the account with a minimum opening deposit of $50. - Deposit $3,000 within 15 days
Your total deposits to the new account must reach $3,000 within 15 days of opening. - Maintain a $3,000 average monthly balance
After the 15-day funding period, maintain a $3,000 average monthly balance during each of the next two full calendar months. - Complete 7 qualifying transactions
Make 7 debit or credit transactions within the first 90 days of account opening. ATM withdrawals do not count, and the initial funding deposit is excluded. - Keep the account open and in good standing
Your account must remain open and in good standing when the bonus is paid.
If all requirements are met, the $500 bonus will be deposited within 14 business days.
TRENDING DEAL:
2UFi Business Spending Account Features
The 2UFi Business Spending account includes several useful features for small business banking:
- No monthly fees
- No overdraft fees
- No minimum balance requirement
- Unlimited transactions
- Free standard ACH
- Debit card access
- Mobile check deposit
- Fast payment options
- Automated savings feature with 4.00% APY on eligible funds
One thing to note: the account is described as a check-less account, so it may not be ideal if your business regularly needs to write paper checks.
How The 4.00% APY Works
2UFi advertises a 4.00% APY through its automated savings feature. According to the offer terms, this APY applies only to the amount of funds transferred nightly into savings and returned to the spending account each morning.
Important limitation: only daily amounts in excess of $5,000 are eligible for transfer to savings. That means the APY feature may be more valuable for businesses that regularly keep larger balances in the account.
The APY is accurate as of March 26, 2026, but rates are variable and subject to change without notice.
Who Is Eligible?
This offer is available only to new 2UFi business deposit clients who have not held a 2UFi or affiliated brand business checking account within the past 12 months.
Additional eligibility rules include:
- Limit one offer per business entity
- Offer is non-transferable
- Cannot be combined with other checking promotions
- Employees of 2UFi and affiliated entities, and their immediate family members, are not eligible
- All accounts are subject to approval
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
When Will The Bonus Post?
If you meet all requirements, the $300 bonus should be deposited into your account within 14 business days.
Make sure your account is still open and in good standing when the bonus is paid.
Is The Bonus Taxable?
Yes, the bonus may be reported as interest or miscellaneous income on IRS Form 1099. You are responsible for any applicable taxes.
Is This 2UFi Business Checking Bonus Worth It?
This is a solid business checking bonus if you can comfortably deposit and maintain at least $3,000 for the required period. The transaction requirement is also reasonable, since you only need 7 debit or credit transactions within 90 days.
The biggest advantages are the bonus, no monthly fees, unlimited transactions, and the automated savings feature. However, the account may not be the best fit if your business needs paper checks, since the 2UFi Business Spending account is check-less.
Overall, this offer is worth considering for small business owners looking for a digital business checking account with a strong welcome bonus and no monthly maintenance fees.
Bottom Line
The 2UFi Business Checking offer lets new eligible business clients earn a $500 bonus after opening a new account, depositing $3,000 within 15 days, maintaining a $3,000 average monthly balance for two full calendar months, and completing 7 qualifying transactions within 90 days.
The offer ends soon. Since the account has no monthly fees and the bonus requirements are fairly straightforward, this could be a good opportunity for business owners who can meet the funding and balance requirements.
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