If you are looking for a list of free budgeting software, I’ve got a few below to get you started.
Until a few decades ago, people usually kept track of their finances by keeping a journal or diary in which they noted down all their expenditure, investments, savings, etc. In today’s multitasking world, where you may have more than one income stream, more than one earning member in your family, or a whole lot of investments, keeping track of all these in one place is the most important thing you can do to keep your life and wallet organized!
This list of free budgeting software will give you an idea of some of the best free budgeting software out there, so that you can study them, compare and choose what best suits your lifestyle.
A Few Free Budgeting Software…
This is a free and web-based personal finance program that gives you a bird’s eye view of where all your money is-whether it be in your credit cards, banks, or investments including stocks and mutual funds. It is available only in the United States of America and Canada. This gets into our list of free budgeting software because it has many useful features that not only help you track your money, but also potentially control your spending. You can plan a budget for yourself or your family and it would notify you if you have spent more than the limit set by you. It also suggest ways to save money.
Moneydance is fast becoming one of the more popular free budgeting software available today. Through Moneydance, you can even make all your online payments, so you already have a record of your expenditure automatically on the software. It also features multiple, international currencies, which makes it easier to track your foreign investments and expenditure. You will be reminded to pay your bills and can even print out checks through this software. You can download it for free, with a limit of 100 transactions manually entered.
Budget Simple makes it to our list of free budgeting software because it is so smart that you can feed it your budget or finances, which it then analyzes to give you a workable budget that will help you save more! It will give you tips and tricks to cut corners. You have the option of manually entering your transactions or of automatically syncing it with your bank account.
GnuCash is completely free as well as open source. It is available on all operating systems from Linux to Windows. It gives you reports and graphs that are very detailed, so if you are a visual sort of person, this would be the software for you. You can also schedule transactions that are recurring, so you can plan ahead and pay your bills on time. You can use GnuCash both for your personal finances as well as to keep track of your small business transactions.
With this list of free budgeting software, your finances will firmly be under your control!
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