*This offer below is currently expired. The current bank promotions from First Niagara are here.
First Niagara banks are located in CT, MA, NY and PA, but this $250 bonus offer is available to everyone who opens a new Checking account online.
The Pinnacle Checking account option will qualify you for this promotion. This online checking account includes features like unlimited ATM Fee Rebates in the U.S., Mobile Check Deposit, and Mobile One-Swipe Balance with the smartphone app.
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How To Get Your $250 Bonus With First Niagra
- Go to the offer page here
- Open a new Pinnacle or PinnaclePlus Checking account online
- Earn up to $250 in bonus money by completing the following criteria within the first 60 days of account opening:
- Make a direct deposit totaling $250 or more.
- Make ten debit card purchases.
- Make five bill payments using Online/Mobile Banking.
*Complete Any One of the criteria and earn $50
*Complete Any Two of the criteria and earn $100 total
*Complete All Three of the criteria and earn $250 total
Terms and Conditions
*Pinnacle and PinnaclePlus Checking accounts include unlimited rebates of surcharges for transactions at non-First Niagara ATMs in the U.S. Choice Checking does not include ATM surcharge rebates. Rebates are credited to your account at the end of each statement cycle. International ATM charges may apply for non-First Niagara ATMs outside of the United States and are not rebated.
**$250 Checking BONUS (Choice Checking, Pinnacle Checking, and PinnaclePlus Checking Only). You may be paid up to $250 as a cash bonus. To qualify for cash bonus you must open a new checking account. Criteria: Within 60 days of account opening you must complete at least one of the following with your new First Niagara account: direct deposits totaling $250 or more, or five (5) bill payments using Online/Mobile Banking, or ten (10) debit card purchases. Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Payment: $50 for 1st completed criteria, additional $50 for 2nd completed criteria, additional $150 for 3rd completed criteria. Total payout is up to $250. Timing: Cash bonus will be deposited into your new checking account within 30 days from the end of the month in which you satisfy offer criteria. Applicable Bonus payments may be paid as one lump sum or as individual payments. Checking account must be open and maintain a positive balance in order to obtain the bonus. Account must remain open for 180 days to avoid a $25 Early Account Closing fee.
Cannot be combined with any other promotional rate or reward/bonus programs. Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days. Customers may only receive a bonus on one account. Customers must be residents of CT, MA, PA or NY to participate in this offer. Not available to Trust or Estate accounts. Bank employees and members of their household are not eligible for this promotion. The amount of the cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS Form 1099-INT for the year in which the bonus is paid to you. Promotion runs through 10/12/2014 and can be withdrawn at any time.
Minimum opening deposit is $50 for Choice and Pinnacle Checking and $500 for PinnaclePlus. Pinnacle Checking is an interest-bearing account. Interest-bearing accounts are variable rate accounts, which means we may change rates at any time. Interest Rates will not be tied to any index but will be set by us at our discretion. There is no limitation on the amount by which Interest Rates may change. As of 7/25/2014, Pinnacle and PinnaclePlus accounts earn an Annual Percentage Yield (APY) of 0.01% for all balances. Fees may reduce earnings on interest-bearing accounts.