Here’s an offer for $150 in free money for new Checking accounts from First Citizens Bank. Locations are available in the following states: AZ, CA, CO, DC, FL, GA, KS, MD, MI, NM, NC, OK, OR, TN, TX, VA, WA and WV.
Direct Deposit is an option, but not a requirement, for this offer.
How To Get Your $150 From First Citizens Bank
Two types of Checking accounts are eligible for this offer: Premier Checking and Prestige Checking.
To get the $150:
- Open a Premier or Prestige Checking account
- Sign up for a new debit card
- Do ONE of the following within the first 60 days:
- Receive a qualifying direct deposit. Must be a deposit of $500 or more.
- Make 5 debit card transactions
- Have 5 qualifying electronic payments. A qualifying electronic payment is completing a Bill Pay or Popmoney transactions via Personal Online Banking or Mobile Banking payable to a recipient other than the account owner.
Terms:
You will receive a credit of $150 as a bonus when you open a new Premier or Prestige checking account, obtain a new debit card, and meet one of the following qualifiers within the first 60 days of account opening: receive a qualifying direct deposit, make 5 debit card transactions, or have 5 qualifying electronic payments. A qualifying direct deposit is defined as a deposit of $500 or more that is electronically deposited by an employer or an outside agency, such as a paycheck, pension, Social Security or other regular monthly income. A qualifying electronic payment is defined as completing a Bill Pay or Popmoney® transaction via Personal Online Banking or Mobile Banking payable to a recipient other than the account owner(s). Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as a direct deposit or electronic payment. There is no minimum balance requirement to obtain the bonus. Bonus will be credited to the eligible account any time, at Bank’s discretion, within 60 days after all conditions have been met. Account must be open and in good standing at the time Bank credits the account. Offer is valid on new accounts opened between July 1, 2014 and September 30, 2014. The Annual Percentage Yield (APY) on Premier and Prestige checking accounts is .01% as of 6/15/14. APY is variable and may change after account opening. Fees could reduce the earnings on the account. Minimum deposit required to open a Premier or Prestige account is $100.
Opened an account with them online yesterday, got everything setup for use today after they sent me their approval e-mails and then I was prevented from accessing my online account.
I called them and they said they were closing my account because of something found with Chexsystems. I just got my Chexsystem report last week and there is nothing negative in it so it has to be because of the inquiries made by other banks/ credit unions I’ve opened this year. My credit is excellent with all the major credit reporting agencies.
Since they also ran a hard credit pull to sign up with them, that will further count against me somewhere down the line. Not worth it. Will never deal with these clowns again.