Get the latest promotions and sign-up offers for Commerce Bank for their Checking, Savings and other deposit accounts here.
Established in 1984, Commerce Bank is headquartered in Kansas City, Missouri and is the state’s largest bank.
Commerce Bank has branches in the following states:
If you don’t reside in one of the above regions, see our Bank Bonus Page here for other offers you’ll be eligible for.
Commerce Bank provides a full line of banking products for personal and business accounts, including Checking, Savings, Money Market, CD, Mortgage and Credit Card accounts. Because they are a traditional bank, you won’t find the best rates with their CDs or Savings/Money Market accounts. See our guides for the best rates:
Up To $100 Commerce Bank Savings Bonus
You can earn up to a maximum $100 bonus for Savings accounts with Commerce Bank with this offer. This won’t be a quick sign-up bonus however, and will take a full year to take advantage of. It’s really an offer for customers who intend to bank with Commerce regardless of a promo.
How To Earn Up To $100
- You can earn a maximum $50 bonus per Savings account, $100 total per household for all eligible accounts.
- You can open up to 5 different Savings accounts that will be eligible for the offer.
- Make month savings deposits for 11 months in a row for that account to the eligible.
- Commerce Bank will then reward you by making your 12 month’s deposit up to a $50 bonus per account, $100 per household for all eligible accounts.
- The bonus is calculated as an average of your deposits made to each myRewards Savings account during the previous 11 consecutive months. This means you should deposit at least $50 for each of the previous 11 months.
- You must also not have more than 4 withdrawals per year for each eligible account.
Waive The $3 Monthly Fee
Just maintain at least a $300 minimum daily balance every day of a month or have at least one electronic deposit of $25 or more during the month to earn interest and to avoid the service charge that month.
$200 Yearly Commerce Bank Money Market Bonus
Earn up to a bonus $200 yearly with a myRewards Money Market account from Commerce Bank.
How To Earn $200 Yearly
- You will earn a bonus of a half percent on the average collected month-end balance for the previous 12 months, up to a max reward of $200 each year.
- Monthly service charge waived for first 60 days after new account opening.
- Must activate Online Banking & sign up for E-Statements to get free monthly statements; $3 per month fee for Paper Statements and $4 per month for Paper Statements with Check Images. Fee waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts
- Interest Paid: Compounded Monthly – View Rates
- Check Writing Privileges: Yes; Up to 6 checks per month
- Transactions :
- Up to 6 withdrawals or transfers per month
- Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
- Online Services:
- Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking – View Tax Form FAQs
- Order up to seven years of account statements and check images on
- Statement Options:
- E-Statement – Free
- Paper Statement – $3 or $4 per month for Paper Statements
Commerce Bank $100 Checking Bonus
This $100 bonus is for a new myRewards Checking Account. You’ll have to use a variety of banking services to earn the maximum $100.
How To Earn The $100 Bonus
Earn up to $100 by using the following banking services:
- $20 Bonus: Direct Deposit. To qualify, the direct deposit must go directly into your account twice in the first three months. $20 for each new one added.
- $5 Bonus: Automatic Payments. To qualify, the payment needs to come from your account twice in the first three months. $5 for each new one added.
- $10 Bonus: Online Bill Pay. Enroll in Online Bill Pay and they’ll pay you $10 the first time you pay a bill.
- $15 Bonus: Mobile Banking. Access your Online Banking account at commercebank.mobi from your mobile device a minimum of three times a month during your first three months and they’ll give you $15.
- $5 Bonus: Alerts. Sign up for any of our email Alerts through your Online Banking account in the first three months and they’ll pay you $5.
- $10 Bonus: Debit Card. Use your new Visa Debit Card ten times in one month (during the first three months you have your account) and they’ll give you $10.
- $10 Bonus: Savings. Open a new savings account with at least $250 and they’ll pay you $10. Limit one per household.
- $25 Bonus: Premium Money Market Account. Open a new Premium Money Market Account with at least $1,000 and earn $25. Limit one per household.
- $10 Bonus: ATM Deposits. Make 3 deposits at a Commerce ATM within the first three months.
- To receive incentive, your account must be in good standing three full months after opening.
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