BMO Harris Bank promotions, bonuses and offers are updated here. Typical promotions have been for $100, $200, $300 and up to $500.
BMO Harris Bank was established in 1947 and is headquartered in Chicago, Illinois, and they are the state’s 2nd largest bank. They have grown to over 600 branches throughout Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Nevada, and Wisconsin.
Being a traditional banking institution, BMO Harris Bank offers a full line of deposit accounts, including Checking, Savings, Money Market, CD and IRA products. Rates won’t be able compete with the best Savings and CD accounts provided by online banks. See the best Savings rates here, and the best CD rates here.
See the current promotions below.
BMO Harris Bank $200 Checking Bonus
- Offer expires 12/31/2017
- Eligible accounts include the Smart Money, Smart Advantage, or BMO Harris Premier Account
- You must use your promo code for the offer (click “Send me my coupon” for your code or apply online to have the promo code automatically applied)
- Offer available in AZ, FL, IL, IN, KS, MO, MN and WI (you must reside in a state that BMO Harris operates retail branches and use that address to open the account)
- Direct Deposit IS required for the bonus (see options)
- Account application will trigger a Soft credit inquiry (may be Hard Pull/see link), which does affect your score. Pre-approved offers trigger a Soft Pull, which doesn’t affect your credit.
- You can fund the opening deposit with a credit card up to $1,000
- Offer not available to existing BMO Harris personal checking customers or those who have closed an account within the past 12 months
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
- Your account must be open and in good standing when the bonus is paid approximately 120 days after opening.
- For BMO Harris Premier™ Account, the accrued interest will be increased by the amount of the bonus.
- Minimum opening deposit of $25 is required for BMO Harris personal checking accounts.
Avoid The Monthly Fee
See how each account type handles Monthly Fees below.
BMO Harris $500 Checking/Savings Bonuses
Unfortunately, the $500 bonus offers for new Checking and Savings accounts are not available online. These offers are being mailed out to targeted markets and individuals. You have to bring in the original mailer to be eligible for the offers. It doesn’t hurt to print out the flyer to bring into a branch to see if the banker will allow it.
- $500 offers are constantly changing. Current offers expire on October 27, 2017. We don’t have the current flyer, but the promo code should be the updated one.
- Promo code on flyer: DMSEP17CHK500 (Past promo codes for reference: DMB2JUN17CHK500, DMMAR17MY500, DMJAN17MY500)
- The Checking offer is for a $300 bonus
- Qualifying checkings accounts include BMO Harris Everyday Checking, BMO Harris Select Checking, or BMO Harris Portfolio Checking
- The $300 bonus Checking offer requires 2 direct deposits within 90 days of $300 or more
- The Statement Savings account offer is for a $200 bonus
- You must open with at least $15,000 and maintain that balance for 90 days
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