BMO Harris Bank promotions, bonuses and offers are updated here. Typical promotions have been for $100, $200, $300 and up to $500.
BMO Harris Bank is a moderate size bank with over 700 branches throughout Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Nevada, Washington, and Wisconsin.
See the current promotions below.
BMO Harris Bank $200 Checking Bonus
- Offer expires 04/28/2017
- Eligible accounts include the Smart Money Account, BMO Harris Everyday Checking, BMO Harris Select Checking or BMO Harris Portfolio Checking
- You must use your promo code for the offer (click “Send me my coupon” for your code)
- Offer available nationwide, but branches in AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Direct Deposit IS required for the bonus (see options)
- Account application will trigger a Soft credit inquiry (may be Hard Pull/see link), which does affect your score. Pre-approved offers trigger a Soft Pull, which doesn’t affect your credit.
- You can fund the opening deposit with a credit card up to $1,000
- Offer not available to existing BMO Harris personal checking customers or those who have closed an account within the past 12 months
How To Get Your $200 Bonus
You can choose from either of these checking accounts for the bonus:
- BMO Harris Everyday Checking. Basic Checking account
- BMO Harris Select Checking. Earns interest and gets special discounts
- BMO Harris Portfolio Checking. Earns higher interest and gets special discounts
- BMO Harris Smart Money Checking. Get a predictable banking experience with this low fee checking account.
A minimum opening deposit of $100 is required and you must be a new customer or not have closed a personal checking account with BMO Harris Bank within the past 12 months. Only one bonus is allowed per calendar year.
To receive your cash bonus:
- To receive the cash bonus, you must mention or use the promo code, open the checking account and have qualifying direct deposits into the account. Go to the offer page and click on “Send me my coupon” to receive a code.
- Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening.
- “Qualifying direct deposits” are recurring direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency.
- They reserve the right to request documentation to support that the direct deposits are qualifying direct deposits. If they determine you have met the terms of the offer, the cash bonus will be deposited into your new BMO Harris personal checking account on the Payment Date.
- “Payment Date” means approximately 120 days after account opening.
- The account must be open and in good standing on the Payment Date to receive the cash bonus.
- The cash bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes.
Avoid The Monthly Fee
Every account has options for waiving the monthly fee. Select your account to view the options.
BMO Harris $50 Personal Checking Bonus
- Offer expires 04/30/2017
- Eligible accounts include the Fresh Start Checking, Everyday Checking, Select Checking, Portfolio Checking
- Print out the offer page or mention promo code “checking50” in-branch
- Offer available nationwide
- Account application will trigger a Soft inquiry (may be Hard Pull/see link), which doesn’t affect your credit
- You can fund the opening deposit with a credit card up to $1,000
- Direct Deposit isn’t required for this offer
How To Get The $50 Bonus
- Offer is not available to existing BMO Harris personal checking account customers or those who have closed one within the past 12 months.
- Print out the offer or mention the promo code “checking50” in your local branch.
- Open a new Fresh Start Checking, Everyday Checking, Select Checking, or Portfolio Checking account with a minimum $100 opening deposit.
- Use your BMO Harris Bank Debit MasterCard to make at least 20 debit card purchases within 90 days of account opening.
- Once requirements are met, your $50 bonus will be deposited approximately 120 days after account opening.
BMO Harris $100 Checking Bonus
The other personal Checking account offer from BMO Harris is for a $100 bonus, but it’s only available to Bank at Work and Group Banking Services customers.
This bonus will require direct deposit.
How To Get The $100 Bonus
- Open a BMO Harris Everyday Checking, BMO Harris Select Checking or BMO Harris Portfolio Checking account with a minimum $100 opening deposit to be eligible for the offer.
- Set up a recurring direct deposit of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency. Each direct deposit must be in an amount of $300 or more and the first direct deposit must occur within 60 days of account opening. Some direct deposit alternatives include: Alliant ACH, Discover ACH, and Schwab Transfer.
BMO Harris $500 Checking/Savings Bonuses
Unfortunately, the $500 bonus offers for new Checking and Savings accounts are not available online. These offers are being mailed out to targeted markets and individuals. You have to bring in the original mailer to be eligible for the offers. It doesn’t hurt to print out the flyer to bring into a branch to see if the banker will allow it.
- $500 offers are constantly changing. Current offers are set to expire on 04/28/2017
- PDF Version of the flyer if you’d like to try printing for an in-branch visit
- Promo code on flyer: DMMAR17MY500 (Past promo codes for reference: DMJAN17MY500 [looks like you can probably change 3rd to 5th letters to every odd month])
- The Checking offer is for a $300 bonus
- Qualifying checkings accounts include BMO Harris Everyday Checking, BMO Harris Select Checking, or BMO Harris Portfolio Checking
- The Checking offer requires 2 direct deposits within 90 days of $300 or more
- The Statement Savings account offr is for a $200 bonus
- You must open with at least $10,000 and maintain that balance for 90 days
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*Check back at this page for the latest BMO Harris bank promotions, bonuses and offers.