Find exclusive Bank of America checking account bonuses and offers with our Bank of America offer code. Join one of the United States’ largest banks and enjoy welcome bonuses ranging from $100 to $2,500.
Key Takeaways
- Trusted Institution: Bank of America, one of the largest banks in the U.S., offers a wide range of financial products and a global presence in over 35 countries.
- Generous Bonuses: Access exclusive checking account bonuses ranging from $100 to $2,500, catering to various customer needs.
- Digital Excellence: Enjoy a top-tier digital banking experience with user-friendly online and mobile tools for enhanced financial management.
- Offer Details: See the best offers below.
Introduction: How Can Bank of America Checking Account Bonuses Benefit You?
Bank of America, a cornerstone of the American banking sector and one of the “big four” banks, consistently attracts new clients with its competitive checking and account opening bonuses. Known for their generous welcome offers, typical bonuses range from $100 to as much as $2,500, catering to a wide array of customer needs and financial goals.
Headquartered in Charlotte, NC, Bank of America boasts a global presence in over 35 countries, offering a comprehensive suite of financial products through itself and Merrill Investing, including checking and savings accounts, loans, HSAs, business products, credit cards, and investment options.
Alongside its extensive product range and physical network, Bank of America is acclaimed for its digital banking experience, featuring user-friendly online and mobile tools that enhance customer engagement and financial management. Despite the trade-off of modest interest rates, the bank’s commitment to service excellence is evident in its responsive customer support and the strategic value offered through its checking account bonuses, making it a preferred choice for customers seeking both value and convenience.
Whether you’re opening a new account or looking to get more from your existing banking relationship, Bank of America’s promotions can provide significant value. Let’s look into how these checking account bonuses work and why you shouldn’t miss out on unlocking these exclusive deals.
Best Bank of America Promotions
Bank of America wants you as a new customer, so they often have good welcome bonuses available for new accounts.
See the current promotions below.
Bank of America Checking Bonus Offer
How To Earn The Bonus:
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer code is TWT200CIS
- The offer is for new checking customers only
- Offer expires 5/31/2024
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC
Offer Expires: May 31, 2024
Bank of America Checking Bonus: Earn $200 Offer – Ends 5/31/24
Earn a $200 bonus with a new Bank of America Advantage Banking account. Open your account online using code TWT200CIS and meet direct deposit requirements by 5/31/24. See the Bank of America promotional page for full details! Key Takeaways $200… GET OFFER
Bank of America Business Checking Account $1,000/$1,500 Bonus – 5/31/24
Earn a $1,000 or $1,500 cash bonus for opening a new business checking account with Bank of America. You'll need to make the minimum deposit to qualify for the offer. See details below. Update 4/3/2024: The offer is back through… GET OFFER
Merrill Edge & Bank of America Promotions: Up To $3,000 Checking & Brokerage Bonus – Ends 4/30/24
Bank of America and Merrill Edge are offering bonuses up to $3,000 for transferring assets to new Bank of America Advantage Banking accounts and/or eligible Merrill investment accounts by December 31, 2023, with specific tier-based rewards and certain eligibility and… GET OFFER
Bank of America Business Checking Account $200 Bonus – Ends 6/30/24
Earn a $200 cash bonus for opening a new business checking account with Bank of America. You'll need to make at least a $5,000 deposit to qualify for the offer. Update 11/28/2023: The offer has been extended through 6/30/24. Here's… GET OFFER
Bank of America Student Checking $50 Bonus Offer – Ended
Find the latest promotions for student checking accounts from Bank of America updated here. Update 10/24/2023: The offer has ended. You can find active Bank of America promotions here. The Bank of America Advantage SafeBalance Banking® account is a great… GET OFFER
Merrill Edge Promotions: $600, Up To $750, and Up To $7,500 Investment Offers
Get the latest promotions, bonuses and offers from Merrill Edge here. Merrill Edge makes it onto our list of the best online stock brokers with its powerful Research tools. Update 10/16/2023: Here's the latest offer from Merrill Edge, in conjunction with… GET OFFER
Bank of America Checking $300 Bonus Offer (Targeted) – Ended
Targeted customers can get $300 from Bank of America if they open a new personal checking account. This offer is three times as high as the average public offer, but it requires a direct deposit of $4,000 instead of $1,000.… GET OFFER
Bank of America Business Checking Account $500 Bonus – Ended
Earn a $500 cash bonus for opening a new business checking account with Bank of America. See the Posts History below for all offers from this institution. Offer Details What you'll get: $500 bonus Where it's available: Nationwide How to… GET OFFER
[Expired] Bank of America Savings Account $100 Bonus [Targeted]
This offer expired. You might want to see the available checking bonus for Bank of America. It's publicly available online. Earn a $100 bonus for the Bank of America Advantage Savings account with this offer. This is a targeted offer… GET OFFER
READ MORE: GET TOP OFFERS FROM CHASE, AXOS, TD BANK AND U.S. BANK.
How Can You Get a Bank of America Checking Account Bonus?
As a new consumer checking customer at Bank of America, it’s not too hard to qualify for an offer.
- You can open a new Bank of America checking account with a special offer code. The deal may only be available online.
- Meet the requirements for the promotion. Most personal checking accounts require at least one direct deposit every month.
- Usually, it takes 60 days after you meet the requirements to get your bonus.
Take a look at the current offers above and read the offer terms carefully.
READ MORE: GET THIS BANK OF AMERICA CHECKING BONUS BEFORE IT EXPIRES
What You Need to Know About Bank of America Checking Offers
You can find several different checking products for consumers under the Advantage Banking brand, including:
- Bank of America Advantage SafeBalance Banking®. This account doesn’t have paper check writing privileges and has a $4.95 monthly maintenance fee (details on waiving this fee are below).
- Bank of America Advantage Plus Banking®. This account is their best choice for everyday banking and has a $12 monthly fee (details on waiving this fee are below).
- Bank of America Advantage Relationship Banking®. This account earns interest and has extra perks – it has a $25 monthly fee (details on waiving this fee are below).
What Counts as a Direct Deposit?
Checking bonus offers from Bank of America typically require an offer code to apply online. And direct deposit is usually required to qualify.
Qualifying direct deposits include deposits of regular monthly income, such as salary, pension or Social Security.
When Will You Receive Your Bonus?
The terms state that Bank of America will attempt to deposit your bonus within 60 days after you satisfy the offer requirements.
Other Things You Should Know About Bank of America Checking Account Bonuses
- Your account must remain open to receive the bonus offer. Bank of America wants you to keep your account open until the date your bonus is paid. When a customer meets the requirements, they usually get their cash within 60 days.
- You may have to pay taxes on the bonus. Your bonus money in your bank account could count as taxable income. Bank of America may send you an IRS Form 1099 showing how much your welcome bonus was worth.
- You must be a new customer to qualify for the bonus. Welcome bonuses from Bank of America are for people who open a new checking account. You are a new personal checking customer if you haven’t owned or co-owned a Bank of America consumer checking account in the last 12 months. As a new personal checking customer, you can only get one welcome bonus.
READ MORE: CUSTOMERS ARE GETTING BIG BONUSES WITH U.S. BANK
How Bank of America Checking Account Bonuses Compare With Others
- M1 Finance Bonus: Up To $20,000 For M1 Invest Brokerage, New $15K and $20K Tiers – Ends 3/31/2024
- Juno.finance Promotions: $25 Bonus & Up To 5% Cashback
- Cash App Sign Up Bonus: $5 Welcome Offer & $5 Referrals [Nationwide] – No End Date
- M1 Finance Bonus: Up To $500 Brokerage Promotion – Ends 12/31/2024
- Regions Bank $400 Checking Account Bonus [Available in Many States] – No End Date
Our Take on the Offer
BofA has a large number of customers in the United States. Some of these customers carry large balances and are eligible for its Preferred Rewards program, which gives them extra perks, lower fees, and rewards multipliers.
Bank of America is also eager to bring in new customers, and it uses sign-up bonuses to do so.
If you want a new bank account, you might want to look into Bank of America checking promotions. As a welcome bonus, you can get a good amount of cash, but keep in mind that other banks may have more generous offers.
Share Your Experience
Do you have experience banking with Bank of America or earning one of their bonuses? If so, we would like to hear about it. Please share your thoughts in the comments section.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Frequently Asked Questions (FAQ)
Bank of America offers a variety of promotions, typically for opening a new checking, savings, or business account. These promotions can range from $100 to $2,500 in value.
Typically, to qualify for these promotions, you need to open a new account and meet certain requirements such as setting up direct deposit or maintaining a certain balance. Each promotion has its specific requirements, so be sure to read the offer details carefully.
Yes, these promotions are typically available to customers all over the United States.
Bank of America offers several different checking products under the Advantage Banking brand, including Advantage SafeBalance Banking®, Advantage Plus Banking®, and Advantage Relationship Banking®.
Yes, each checking account has a monthly maintenance fee, which can be waived under certain conditions such as maintaining a minimum daily balance or making a qualifying direct deposit.
Yes, the bonus may count as taxable income and Bank of America may send you an IRS Form 1099 showing how much your welcome bonus was worth.
Yes, the welcome bonuses are for customers who open a new checking account. You are considered a new customer if you haven’t owned or co-owned a Bank of America consumer checking account in the last 12 months.
Your account must remain open until the bonus is deposited. After that, there may be early closure fees if you close your account within a certain timeframe, which is typically outlined in the promotion details.
By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.
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I have the Targeted Bank of America $300 Checking Account Bonus Offer. I will probably pass on it and as I don’t see how I can meet the $4,000 deposit requirement to earn the bonus.
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